ADIB Etisalat Visa Signature Card

The Etisalat Visa Signature ADIB credit card offers travel and lifestyle benefits that include airport lounge access, Etisalat talk time and various shopping incentives. As an Islamic card, the Etisalat Visa Signature ADIB credit card charges no interest and donates any late payment fees to charity. The Etisalat Visa Signature ADIB credit card  is available in self-funded and non-self-funded varieties.
ADIB Etisalat Visa Signature Card

 

Features & Benefits of ADIB Etisalat Visa Signature Card

The Etisalat Visa Signature ADIB credit card offers some of the industry’s leading features and benefits such as:

Card Security

As Chip & Pin cards, the Etisalat Visa Signature ADIB credit cards come equipped with a microchip. The microchip is one of a kind and nearly impossible to duplicate, allowing cardholders to use their Etisalat Visa Signature ADIB credit card without worry.

Cash Withdrawals

The Etisalat Visa Signature ADIB credit card allows cardholders to access 100% of its  available credit  limit. Cardholders can withdraw cash by using their Etisalat Visa Signature ADIB credit card at any ATM around the world that accepts Visa cards.

Contactless Payments

Etisalat Visa Signature ADIB is an NFC enabled credit card that offers the options of contactless payment to cardholders. Contactless payments can be availed at any POS machine with the contactless sign and allow owners of the Etisalat Visa Signature ADIB credit card to make purchases quickly and securely.

Supplementary Cards

Owners of the Etisalat Visa Signature ADIB credit card can share their credit limit and other perks with family members via a supplementary Etisalat Visa Signature ADIB credit card. This ADIB credit card offers up to 4 supplementary cards free of charge, after which every card is issued for an annual fee of  AED 1,199.

Airport Lounge Access

The Etisalat Visa Signature ADIB credit card offers cardholders passes to premium lounges at airports all over the world. The partnered locations include hundreds of airports across the globe, access to which includes free WiFi, refreshments and more.

Valet Parking

Etisalat Visa Signature ADIB credit card members may avail of four valet parking services at selected locations across the UAE. Cardholders receive 4 free valet parking passes every month.

Roadside Assistance

Also included in the long list of Etisalat Visa Signature ADIB credit card benefits is complimentary roadside assistance. The free roadside assistance services include unlimited towing, jump starts, flat tyre changes, car rentals, lockout, fuel delivery, transport for vehicle registration,  and inter Emirate towing thrice a year.

Shopping Vouchers

The Etisalat Visa Signature ADIB credit card offers enormous discounts on various partnered retail stores all over the UAE. These offers are updated regularly to let cardholders experience the wonderful variety of dining in the UAE.

e- ADIB

The ADIB credit card online portal is known as e-ADIB and can be used to access the Etisalat Visa Signature ADIB credit card account from anywhere in the globe.

Etisalat Services Payment

The cardholder can redeem the accumulated Etisalat Reward Points for the payment of various Etisalat services. Some of these services are:

  • Phone bills
  • eLife services
  • Air tickets
  • Hotels
  • Car hires
  • Holidays
  • Restaurants
  • Retail stores
  • Online rewards shop 

Dining Discounts

Cardmembers can enjoy discounts of up to 25% at the various partner restaurants across UAE. 

Easy Payment Plans

The cardholder can split the big purchases into small affordable monthly payments for a  fixed tenure at  the partner retailers. The easy payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount

Easy Cash

In case of need of immediate cash, the user can make use of the easy cash feature offered by ADIB. The easy cash facility is similar to insurance coverage that provides a blanket of financial protection to the loved ones and family members of the cardholder during unforeseen events. 

Balance Transfer

The card member can transfer all other cards’ outstanding dues to the ADIB  Etisalat Visa  Signature credit card by using the balance transfer facility for which cardholder has to pay a balance transfer fee.

Visa Benefits

The cardholder can enjoy the exclusive Visa Signature benefits offered by Visa. 

Rewards and Offers on the ADIB Etisalat Visa Signature Card

The many Etisalat Visa Signature ADIB credit card offers and rewards are listed below: 

Etisalat Smiles

As an Etisalat Visa Signature ADIB credit card member, cardholders are enrolled in the Etisalat loyalty program – Etisalat Smiles. The following table details the points rewarded on the different category: 

Non-Self-Funded Cardholders Earn:

Self-Funded Cardholders Earn:

6 Etisalat Smile Points for AED 1 of local or international expense.

3 Etisalat Smile Points for AED 1 of local or international expense.

1 Etisalat Smile Point for AED 1 of expense on government services, utility bills, education fees, real estate, and supermarkets.

1 Etisalat Smile Point for AED 1 of expense on government services, utility bills, education fees, real estate, and supermarkets.

(Updated as of Feb 2020) 

Etisalat Smiles Points can be redeemed for flight tickets at any airline, for Etihad Guest Miles and for Etisalat talk time or data.

Joining Bonus

The cardholder is rewarded with up to 100,000 Eitsalat Smile Reward Points as a welcome bonus. 

SMARTDEALS

Etisalat Visa Signature  ADIB credit cards offer various promotions and discounts on dining, entertainment, lifestyle and other categories. These can be found on the ADIB site under the ‘SMARTDEALS’ page. 

ADIB Etisalat Visa Signature Card Fee & Charges

The fees and charges for the Etisalat Visa Signature ADIB credit card are mentioned in the table below:
 
Fees Amount

Annual Membership Fees

AED 1,199

Annual Membership Fees on 5th Supplementary Cards

AED 1,199

Profit Rate/ month (w/ Salary Transfer)

2.99 %

Profit Rate/ month (w/o Salary Transfer)

3.09 %

Limit for Cash Advance

100 %

Charges on ATM Cash Withdrawal

3 % (99 minimum)

Fee for Card Replacement

AED 75

Transfer of Surplus Funds from Card to Account over Cash Cover

AED 100

Monthly Payment (Minimum)

5 % (100 minimum)

Grace Period (for the payment per month)

Maximum 55 days

The commitment of Charity Donation on Late Payments

AED 100

Fee for Temporary Increase of Limit

AED 50

Service Fee for Non-AED Transactions

3.1 %

Service Fee for International AED Transaction

1.8 %

Fee for Copy of Sales Receipt

AED 25

Fee for Copy of Hotel Receipt/Travel Fares

AED 25

Additional Statement Fee (copy)

AED 45

Certificate for Liability/No Liability

AED 50

Charges for Returned Cheque

AED 100

Contribution Amount/ month (Optional)

0.9345 fils on each 100 used cover amount

(The prices and interest rates are subject to change as per the bank's requirement.)

Documents Required for ADIB Etisalat Visa Signature Card

The documents required in order to apply for an Etisalat Visa Signature ADIB credit card are: 

  1. Valid passport (original and copy)
  2. Valid Emirates ID (original and copy)
  3. Last 3 months’ bank account statement
  4. Salary certificate from the present employer, should not be more than a month 

Frequently Asked Questions ADIB Etisalat Visa Signature Card

Q1:  What are the different payment options for this ADIB credit card? 

Ans: The different ways by which you can pay your outstanding ADIB credit card dues are: 

  1. Payment at any of the branches of ADIB
  2. AIDB CCDM (cash and check deposit machine)
  3. Payment via e-ADIB internet banking
  4. Payment using telephone banking
  5. Payment at exchange houses 

Q2: Can I use this card for non-AED transactions? 

Ans: Yes, the ADIB Etisalat Visa Signature credit card can be used to make non-AED transactions. However, you will be charged a fee that is worth 3.1%.

Q3:  Are there any charges for damaged ADIB Etisalat Visa Signature cards? 

Ans: If you deliver the damage card to any of the ADIB branches, there is no fee applicable. 

Q4: What are the different banking options offered by ADIB? Ans: The following are the different ways to bank with ADIB:

  1. Mobile Banking
  2. Phone Banking
  3. SMS Banking
  4. Internet Banking 

Q5: How can the Etisalat Smile Reward Points be redeemed across the different spending categories?

Ans: The Etisalat Smile Reward Points can be redeemed across the various categories simply by visiting the official website of Etisalat Smiles.

 

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