ADIB Etisalat Platinum Card

About the ADIB Etisalat Platinum Card

With numerous charitable donations such as that of a new mosque in Fujairah and various community outreach initiatives such as hosting of mass wedding ceremonies, ADIB is known for more than its excellent line of Shari’a-compliant ADIB credit cards. The bank’s commitment to social good and its incredible ADIB credit card offers have earned ADIB a reputation as one of the UAE’s premier Islamic Banking organizations.

The Etisalat Visa Platinum ADIB credit card is a type of Islamic Banking card that charges no interest and donates its accumulated late charges to charities across the nation. Additionally, the ADIB-Etisalat partnership also grants owners of the Visa Platinum ADIB credit card membership into the Etisalat Smiles reward program, the details of which will be explained below.

Features & Benefits of ADIB Etisalat Platinum Card

The various Etisalat Visa Platinum ADIB credit card features & benefits have been summarized below:

Secured Transactions

The Etisalat Visa Platinum ADIB credit card offers the most secure type of card – the Chip & Pin card. A Chip & Pin credit card uses unique microchip technology to prevent duplication of the card.

Cash Advances

Owners of the Etisalat Visa Platinum ADIB credit card can withdraw their entire available credit limit as and when they require. Being a Visa card, the Etisalat Visa Platinum ADIB credit card offers cardholders the option to do so from any ATM locally or internationally.

Grace Period

Etisalat Visa Platinum ADIB credit card members are given the option to make outstanding payments over as many as 55 days of grace During this time neither are cardholders are charged any profit rate, nor are they charged a late fee.

Supplementary Cards

Cardholders can request for four free supplementary Etisalat Visa Platinum ADIB credit cards. Supplementary ADIB credit cards share a common credit limit and can be set with spending restrictions as per the primary cardholder’s request. All subsequent supplementary Etisalat Visa Platinum ADIB credit cards are issued for an annual fee of AED 999 per card.

Benefits of ADIB Etisalat Platinum Card

The Etisalat Visa Platinum ADIB credit card’s numerous benefits are listed below:

Etisalat Smiles Rewards

The Etisalat Smiles Rewards program is a loyalty program offered by Etisalat and all Etisalat Visa Platinum ADIB credit card members are automatically enrolled in it. Cardholders can redeem their earned Etisalat Smiles Points for flight tickets, hotel stays, Etihad Guest Miles and for Etisalat talk time and data packs.

Airport Lounge Access

Offered by Veloce Lounge, members of the Etisalat Visa Platinum ADIB credit card are given access to tons of airport lounges all over the globe. The benefits of an airport lounge access pass include free refreshments, high-speed WiFi, luxurious seating and more.

Valet Parking

This ADIB credit cards offer the customer up to four complimentary valet parking passes each month. These can be availed of at dozens of partnered malls across Dubai and Abu Dhabi.

ADIB Etisalat Platinum Card Rewards & Offers

The table below contains information on the Etisalat Smile Points earning parameters and on the various Etisalat Visa Platinum ADIB credit card offers:

ADIB Etisalat Platinum Card
Etisalat Smiles Rewards Offers
Etisalat Visa Platinum ADIB credit card applicants are enrolled into the Etisalat loyalty program - Etisalat Smile Rewards. Cardholders can turn in their Etisalat Smile Points for free flights, hotel stays, Etihad Guest Miles, Etisalat talk time and Etisalat data packs. The Etisalat Visa Platinum ADIB credit card offers new cardholders a joining bonus of 70,000 Etisalat Smile Points.
Self-Funded Cardholders Can Earn:
4 Etisalat Smile Points for every AED 1 spent locally or internationally.
1 Etisalat Smile Point for every AED 1 spent on government services, utility and education bills, grocery purchases, real estate and transportation. Cardholders can find dozens of other ADIB credit card offers at the ADIB site under the 'Offers & Promotions' page.
Non-Self-Funded Cardholders Can Earn:
2 Etisalat Smile Points for every AED 1 spent locally or internationally.

(Updated on April 2019)

ADIB Etisalat Platinum Card Eligibility Criteria & Charges

The table below contains details on the Etisalat Visa Platinum ADIB credit card eligibility criteria and

ADIB Etisalat Platinum Card
Eligibility Criteria Charges
Applicants of the Etisalat Visa Platinum ADIB credit card are required to submit ID and address proof. Annual Membership Fee: AED 999
Applicants of the Etisalat Visa Platinum ADIB credit card are required to income and employment proof. Profit Rate: 2.99% p.m. - 3.09% p.m.
Etisalat Visa Platinum ADIB credit card applicants are required to have UAE residency. Late Fee (this is donated to charity): AED 100

(Updated on April 2019)

Additional Benefits of ADIB Etisalat Platinum Card

The Etisalat Visa Platinum ADIB credit card benefits also include:

e-ADIB

Members of the Etisalat Visa Platinum ADIB credit card can access account statements, make transactions and payments, transfer funds and much more through the ADIB credit card online portal known as e-ADIB.

ADIB SMARTDEALS

Cardholders can access dozens of Etisalat Visa Platinum ADIB credit card offers via the SMARTDEALS page on the ADIB site. These include discounts and promotions on dining, wellness, entertainment, lifestyle and more.