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ADIB Etisalat Gold Card

From industrial development projects to employee training and organizing mass wedding in the UAE, ADIB has sculpted an image as one of the most socially-conscious Islamic Banking organizations in the region. Furthermore, the range of ADIB credit cards is carefully examined by an expert Shari’a board to ensure they are compliant with the principles of Islamic Banking.

The Etisalat Gold ADIB credit card offers cardholders a plethora of benefits and features for an unbelievably low annual membership fee of AED 299 only. Owners of the Etisalat Gold ADIB credit card are also enrolled into the Etisalat Smiles Rewards program, which allows them to unlock various benefits such as free flights, complimentary hotel stays, shopping vouchers and more.

Features & Benefits of ADIB Etisalat Gold Card

The exciting Etisalat Gold ADIB credit card benefits and features are explained below:

Card Security

Etisalat Gold ADIB credit cards come equipped with a unique microchip that prevents malicious parties from duplicating and misusing the card. This form of security is referred to as Chip & Pin security.

Global Support

Not only is the Etisalat Gold ADIB credit card a globally accepted card thanks to its use of the Visa payment network, but the Etisalat Gold ADIB credit card also offers around the clock access to customer support representatives. Cardholders may use their card locally and internationally without interruption and with guaranteed support.

Contactless Transactions

The Etisalat Gold ADIB credit card also allows contactless payments. The contactless payment feature is available at nearly every modern POS machine and allows for quick purchases that can be made by the cardholder only. Contactless payments also protect the Etisalat Gold ADIB credit card’s magnetic strip from damage.

Supplementary Cards

Owners of the Etisalat Gold ADIB credit card may request for up to four supplementary cards at no charge. Supplementary Etisalat Gold ADIB credit cards offer access to a common credit limit and can be set with restricted spending limits as well. Starting with the 5th supplementary Etisalat Gold ADIB credit card, cardholders will be charged an annual fee of AED 299 per card.

Benefits of ADIB Etisalat Gold Card

The Etisalat Gold ADIB credit card benefits are extremely generous and include the following:

Etisalat Smiles Rewards

Etisalat Gold ADIB credit card members are enrolled into Etisalat’s loyalty program as soon as the card is issued to them. This loyalty program is known as Etisalat Smile Rewards and the details on the same are mentioned in the next section.

Cash Withdrawals

Owners of the Etisalat Gold ADIB credit card can access 100% of their available credit limit as instant cash. Being a Visa card, this ADIB credit card offers access to funds from nearly ATM in the world.

Profit Free Grace Period

Cardholders have an extremely diverse set of Etisalat Gold ADIB credit card payment options to choose from as well as 55 days of grace period to make said payments, during which they will not incur any profit charges or late payment penalties.

ADIB Etisalat Gold Card Rewards & Offers

Details on the Etisalat Smile Rewards program and the eligible Etisalat Gold ADIB credit card offers are mentioned below:

ADIB Etisalat Gold Card
Rewards Offers
Cardholders receive membership into the Etisalat Smile Rewards program on issuing of the Etisalat Gold ADIB credit card. Etisalat Smile Points can be exchanged for various benefits such as flight tickets, hotel stays, retail vouchers and more. New Etisalat Gold ADIB credit card joiners receive a welcome bonus of as many as 20,000 Etisalat Smile Points when the card is issued to them.
For Self-Funded Cardholders:
Every AED 1 of local or international retail expense earns 3 Etisalat Smile Points.
Every AED 1 of expense on government services, bill payments, fuel or real estate earns 1 Etisalat Smile Point. Cardholders can also enjoy the many Etisalat Gold ADIB credit card offers that are listed in detail on the ADIB site.
For Non-Self-Funded Cardholders:
Every AED 1 of local or international retail expense earns 2 Etisalat Smile Points.
Every AED 1 of expense on government services, bill payments, fuel or real estate earns 1 Etisalat Smile Point.

(Updated on April 2019)

ADIB Etisalat Gold Card Eligibility & Charges

The Etisalat Gold ADIB credit card eligibility requirements and charges can be summed up as follows:

ADIB Etisalat Gold Card
Eligibility Charges
Applicants may be asked to submit their UAE ID and address proof documents to qualify for the Etisalat Gold ADIB card. Annual Membership Fee: AED 299
Applicants may also be asked to submit their income and employment proof documents to qualify for the Etisalat Gold ADIB credit card. Profit Rate: 2.99% - 3.09% per month
Etisalat Gold ADIB credit cards are only issued to UAE residents. Late Charge: AED 100 (made as a charitable donation)

(Updated on April 2019)

Additional Benefits of ADIB Etisalat Gold Card

Additionally, Etisalat Gold ADIB credit card members also receive the following advantages:

ADIB Credit Card Online Portal

The Etisalat Gold ADIB credit card online portal is referred to as e-ADIB and can be used to access account statements, make payments, transfer funds and more in a remote and secure

Deals

Etisalat Gold ADIB credit cards offer various discounts and savings on dining, entertainment, lifestyle and other such expenditures. The deals are regularly updated on the ADIB site, under the SMARTDEALS

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