ADIB Etihad Visa Platinum Credit Card

Abu Dhabi Islamic Bank or ADIB, as the name suggests is an Islamic Banking organization that serves its UAE customers with an excellent line of Shariah-compliant ADIB credit cards and other financial services. An ADIB credit card allows cardholders to partake in various charitable donations while enjoying its unique benefits such as low annual fees, no chargeable interest, and a generous credit limit.ADIB Etihad Visa Platinum Card

The ADIB Etihad Visa Platinum credit card offers access to Visa benefits, the Etihad Guest Miles frequent flyer program and to ADIB Visa Platinum card benefits. Also, this credit card offers the chance to unlock a free companion airline ticket, a benefit that is not available with any card in the UAE market today.

Features & Benefits of the ADIB Etihad Visa Platinum Credit Card

The exclusive ADIB Etihad Visa Platinum card features and benefits are given below:

Card Security

The ADIB Etihad Visa Platinum credit card is equipped with Chip & Pin technology that prevents it from being counterfeited. This entails the use of a microchip that is unique to every card. Cardholders can enjoy safe spending across the globe.

Dedicated Support

ADIB Etihad Visa Platinum credit card members may contact the customer care staff 24/7 for clarification of doubts and other help as they are available round the clock.

Cash Withdrawal

This ADIB credit card comes with a cash advance facility where card members can withdraw cash up to 100% of their financial limit when required.

0% Easy Payment Plan

Cardholders can easily convert their purchases of AED 1000 and above into equated monthly installments i.e. EMIs at selected merchants.

Balance Transfers

The cardholder can transfer their other credit card’s outstanding balance to the ADIB Etihad Visa Platinum card.

Easy Cash

The cardholder can avail the easy cash service in times of financial requirement.

Tap n Pay

NFC enabled cards (contactless cards) for simple, fast, and secured payments.

Supplementary Cards

ADIB Etihad Visa Platinum credit card members can avail up to 4 supplementary cards issued to family members for no charge. The supplementary ADIB Visa Platinum card benefits match that of the primary card and allow family members to share a credit limit.

Complimentary Companion Ticket

Members of this ADIB credit card have an opportunity to earn a free companion ticket to fly on Etihad Airways anywhere in the world. This is not available on any other credit card across the Middle East.

Fast Track to Etihad Guest Gold Tier

With this ADIB card, one can enjoy the privileges of Etihad Guest Gold Tier even more faster. Cardholders will be fast tracked to Etihad Guest Gold Tier on completing two return flights on Etihad within one year of issuance of this credit card.

Airport Lounge Access

Cardholders can use their Etihad Visa Platinum ADIB credit card in order to get access to more than 850 VIP  airport lounges throughout the world for free, up to 4 times every year. This includes free refreshments, comfortable seating, high-speed internet and more.

Valet Parking

Owners of the ADIB Etihad Visa Platinum credit card can also enjoy 4 complimentary valet parking services at busy malls and shopping centers every month. The valet parking services are limited to partnered locations.

Visa Benefits

Card members can enjoy all Visa platinum benefits provided by Visa.

Purchase Protection & Extended Warranty

This credit card also comes with a facility of purchase protection and extended warranty.

Roadside Assistance

The ADIB Etihad Visa Platinum card benefits also include complimentary roadside assistance at any time of  the  day. This complimentary service includes:

  • Complimentary unlimited towing within the city limits
  • 3 inter-emirates towing in one year
  • Complimentary jump start facility
  • Complimentary fuel delivery facility
  • Complimentary lock out facility
  • Complimentary service for flat tire
  • Complimentary transport service for registration of the vehicle (in same city), one time in a
  • After an accident, the cardholder can avail a car on rent for twenty-four hours on a complimentary basis.

ADIB Etihad Visa Platinum Card Rewards & Offers

Members of the ADIB Etihad Visa Platinum credit card can enjoy the following offers and rewards:

Welcome Bonus

ADIB Etihad Visa Platinum credit card holders are entitled to receive membership into Etihad’s frequent flyer program, known as Etihad Guest Miles. The card member can earn 50,000 Etihad Guest Miles as a welcome bonus which is one of the highest of any travel credit card across the Middle East.

Rewards

As a member of this ADIB credit card, one can avail the Etihad Guest Miles on every AED 4 spent across various categories and they can further redeem them for flights, hotel stays, home appliances, electronics and more. Moreover, cardholders can earn Etihad Guest Miles in the following ways:

  • 3 Etihad Guest Miles for a foreign expenditure of AED 4.
  • Up to 2.2 Etihad Guest Miles for a local expenditure of AED 4

Dining Discounts

The card member can avail as high as 25% discounts on all participating restaurants.

Eligibility Criteria & Documents Required for the ADIB Etihad Visa Platinum Card

Eligibility Criteria

The minimum monthly salary requirement is AED 10,000 in order to avail the ADIB Etihad Visa Platinum Card.

Required Documents

The applicant needs to submit the given below documents to complete the application procedure of the ADIB Etihad Visa Platinum Card:

  1. Valid Passport (copy and original)
  2. Valid Emirates Identity Card (copy and original)
  3. Bank Account Statement (previous 3 months)
  4. Current Employer Salary Certificate (less than thirty days old)

ADIB Etihad Visa Platinum Card Fees & Charges

Following are the fees & charges associated with the ADIB Cash back Visa Platinum Credit Card:

Fees Amount

Annual Fees

AED 2000

Annual Fees on fifth Supplementary Cards

AED 2000

Profit Rate per month (with Salary Transfer)

2.99 percent

Profit Rate per month (without Salary Transfer)

3.09 percent

Late Payment Charge

AED 100

Limit on Cash Withdrawal

100 percent

Cash Withdrawal Charge (ATM)

3 percent (99 minimum)

Card Replacement Charge

AED 75

International Transaction Charge

1.80 percent

Monthly Payment (monthly)

5 percent (100 minimum)

Monthly Payment Grace Period

Maximum 55 days

Commitment of donation to Charity on Late Payment

AED 100

Temporary Limit Increase Charge

AED 50

Service Charge on Non-AED Transactions

3.1 percent

Service Charge on International AED Transaction

1.8 percent

Sales Receipt Charge (copy)

AED 25

Hotel Receipt/Travel Fares Charge (copy)

AED 25

Additional Statement Charge (copy)

AED 45

Certificate for Liability/No Liability

AED 50

Returned Cheque Charge

AED 100

Contribution Amount per month (Optional)

0.9345 fils on each 100 used cover amount

(The charges are applicable w.e.f. February 24, 2020)

Frequently Asked Questions

Q1: How many supplementary cards can I opt for for free?

Ans: You can avail up to 4 free supplementary cards for the eligible family members.

Q2: Can I get complimentary companion ticket?

Ans: Yes, you can get companion ticket along with your ticket on a complimentary basis.

Q3: How many free valet parking service can I avail with this card?

Ans: You can get 4 free valet parking service in one year with the ADIB Etihad Visa Platinum Card.

Q4: What is the cash advance facility of this card all about?

Ans: Well, you can withdraw cash up to 100% of your card limit when required.

Q5: Can I get a welcome bonus with the ADIB Etihad Visa Platinum Card?

Ans: Yes, you can avail 50,000 Etihad Guest Miles as a sign up bonus with this ADIB card.

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