ADIB Etihad Classic Card Features & Benefits

By PolicyBazaar
  | Published: 07 November 2019 | Last Updated On: 12 January 2021
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ADIB Etihad Classic Card is amongst the highest rewarding credit cards in the UAE market. You can earn various rewards on this card in the form of Etihad Guest Miles. Moreover, this card comes with advanced technology such as contactless payments and CHIP and PIN security.

Highlights of this Classic Credit Card

  • Profit rate charged is 2.99 percent
  • Annual fee charged is 500 dirhams
  • First 4 supplementary cards free, 500 dirhams charged on 5th card
  • 100 percent cash withdrawal limit
  • Amazing rewards in the form of guest miles
  • 10,000 guest miles as joining bonus
  • 1 percent international transaction fee
  • 5 percent minimum payment
  • Maximum of 55 days grace period

Main ADIB Etihad Classic Card Features

Mentioned below are the best features of this Etihad card.


The CHIP & PIN technology on this credit card makes purchases and cash withdrawal more secure for you.

Cash Withdrawal

You can withdraw cash up to 100 percent of the card limit using this Etihad credit card. You will have to bear a charge of three percent and minimum 99 dirhams on this facility.

Minimum Payment

You will have to make a minimum payment of five percent (minimum 100 dirhams) per month as the minimum amount due.

Contactless Payments

The credit card also has the advanced feature of contactless payments that help you to make payments faster and more conveniently.

Documents Required

You have to submit the following documents for availing of the card.

  • Recent Salary certificate from your present employer
  • Last 3 months’ bank account statement
  • Copy and original valid Emirates ID
  • Copy and original valid passport

Main ADIB Etihad Classic Card Benefits

Mentioned below are the best features of this Etihad card.

Roadside Assistance

You can enjoy free roadside assistance across UAE including a maximum of five times towing service with city limit in one year, flat tyre service, fuel delivery, lock-out service, rent a car facility, jump start service, and more.

Welcome Bonus

ADIB offers 10,000 Etihad Guest miles as a joining bonus on this credit card, which is sufficient for a to and fro trip from Abu Dhabi to Muscat, Kuwait, Dammam, Doha, Riyadh, and Bahrain.

Guest Mile Rewards

On this Classic credit card, you can earn a reward of one guest mile for every four dirhams spent on international transactions and a reward of 0.75 guest mile for every four dirhams spent on local transactions (up to a maximum of 100,000 miles in a month).

Miles plus Cash

The ADIB Etihad Classic Card offers a unique Etihad Guest feature called Miles plus Cash that allows you to travel to any destination on the network of Etihad Airways.

Payment of Annual Fee

You can make the payment of the annual fee on your Etihad Guest Covered Card using the Guest miles worth 12,500.

Redemption of Rewards

You can redeem your guest miles for making travel bookings, electronics, presents for friends and family, and home furnishing.

To Sum Up!

With advanced technology and amazing rewards, the ADIB Etihad Classic Card has become one of the most sought after cards in the market. It comes with unique features and benefits, that add to the charm of this credit card. Roadside assistance is another attractive facility offered on this ADIB card. This can be an ideal credit card for those who love to earn even while spending.