ADIB Etihad Classic Card

About ADIB Etihad Classic Card

Headquartered in Abu Dhabi, ADIB is an Islamic Banking institution that serves the UAE customer with its varied range of ADIB credit cards. The bank is one of the most successful and popular Islamic Banking organizations in the UAE. ADIB boasted of a humongous total revenue of more than AED 5.5 billion in 2018. The ADIB credit card offers customers a Shari’a-compliant system of banking that prohibits interest and encourages charitable donations by cardholders and the bank alike.

Etihad Classic ADIB credit cards are known for their reasonable membership costs and their incredible card benefits. The Etihad Classic ADIB credit card offers its cardholders access to various travel benefits and local offers that can be availed of to save enormously.

Features & Benefits of ADIB Etihad Classic Card

The various Etihad Classic ADIB credit card features and benefits are:

Security

The Etihad Classic ADIB credit card is equipped with a distinctive microchip, which is impossible to duplicate and counterfeit. This is an example of a Chip & Pin card and it is the latest form of security available for credit cards today.

Connectivity

An Etihad Classic ADIB credit card is a Visa card and hence enjoys all the benefits of a Visa card. This includes a wide global network of Visa-accepting vendors and ATMs, allowing the Etihad Classic ADIB credit card to be used without interruption anywhere in the world.

Customer Friendly

Owners of the Etihad Classic ADIB credit card can access live help from the ADIB customer support staff at any time and from anywhere in the globe with just a call, text or instant message. The ADIB credit card customer care staff is available 24/7 and can be contacted via the phone, mobile app, ADIB credit card online portal or even through SMS.

Supplementary Cards

Etihad Classic ADIB credit card members may request for up to four free supplementary ADIB cards. Supplementary ADIB credit cards offer access to a shared credit limit and can be issued to family members for monitored spending that is linked to the primary ADIB credit card account.

Benefits of ADIB Etihad Classic Card

Customers can enjoy the following Etihad Classic ADIB credit card benefits:

Etihad Guest Miles

Etihad Classic ADIB credit card holders receive membership to the Etihad Guest Miles program, which is Etihad’s frequent flyer loyalty program. Membership in the Etihad Guest Miles program allows cardholders to earn free flight tickets, discounts on electronics and home appliances, gift vouchers and much more.

Annual Fee Waiver

The Etihad Classic ADIB credit card charges an annual membership fee of AED 500. This fee can be waived entirely through the Etihad Guest Miles program. The Etihad Classic ADIB credit card offers a waiver on the annual membership fee in return for a set number (12,500) of Etihad Guest Miles.

Roadside Assistance

Owners of the Etihad Classic ADIB credit card also receive free roadside assistance, which includes services such as fuel delivery, towing, flat tyre changing and more.

Cash Withdrawal

The Etihad Classic ADIB credit card allows cardholders to withdraw 100% of their available credit card limit as instant cash. This can be done from any Visa-accepting ATM in the world.

ADIB Etihad Classic Card  Rewards & Offers

The table below contains details on the Etihad Guest Miles rewards programs and the various Etihad Classic ADIB credit card offers:

ADIB Etihad Classic Card
Etihad Guest Miles Offers
The Etihad Classic ADIB credit card offers membership into the Etihad Guest Miles program. Cardholders can redeem Etihad Guest Miles for flights, hotel bookings, furniture, electronics and even annual fee waivers. New applicants receive 10,000 bonus Etihad Guest Miles on joining the Etihad Classic ADIB credit card.
By spending AED 4 internationally, the cardholder earns 1 Etihad Guest Mile. The Etihad Classic ADIB credit card offers double the amount of Etihad Guest Miles on making payments for school or university with the card.
By spending AED 4 locally, the cardholder earns 0.75 Etihad Guest Miles. ADIB maintains a list of other exciting credit card offers on its site.

(Updated as of April 2019)

ADIB Etihad Classic Card  Eligibility Criteria & Fees

Mentioned below are some of the most important Etihad Classic ADIB credit card eligibility requirements and fees:

ADIB Etihad Classic Card  
Eligibility Requirements Fees
Etihad Class ADIB credit card applicants will have to show proof of ID and address. Annual Membership Fee: AED 500
The Etihad Classic ADIB credit card eligibility criteria also include a minimum monthly income requirement. Monthly Profit Rate: 2.99% - 3.09%
Only UAE residents may apply for the Etihad Classic ADIB credit card. Late Fee: AED 100 (donated to charity)

(Updated as of April 2019)

Additional Benefits of ADIB Etihad Classic Card

In addition to the aforementioned features and benefits, the Etihad Classic ADIB credit card also offers:

ADIB Offers

The Etihad Classic ADIB credit card offers are available on dining, lifestyle spends, home furnishing and much more. The latest offers can be found on the ADIB site.

Online Banking

From Etihad Classic ADIB credit card payments to fund transfers and account statement management, the ADIB credit card online portal – known as e-ADIB, allows cardholders to do it all securely from the comforts of their home.