ADIB Emirates Skywards World Elite Card

ADIB (Abu Dhabi Islamic Bank) is one of the leading banks in the UAE that offers a wide range of credit cards to meet the basic lifestyle needs of its potential customers. Among all credit cards, the ADIB Emirates Skywards World Elite Card is one of a kind credit card. Loaded with diverse features and benefits, this ADIB credit card is a perfect deal for anyone looking for a card that can meet his/her different lifestyle needs.  From free airport lounge access and golf benefits to valet parking service, this card has it all when it comes to lifestyle and travel benefits. 

Features & Benefits of the ADIB Emirates Skywards World Elite CardADIB Emirates Skywards World Elite Card

Following are the key features and benefits of the Emirates Skywards World Elite Card offered by the ADIB: 

Emirates Skywards Gold Tier Membership

Members of this ADIB credit card can avail free “Emirates Skywards Silver Tier Membership” and they can upgrade to “Gold tier status” on making a spending of AED 5500 with Emirates. In addition to this, supplementary cardholders can also get the Emirates Skywards Gold Membership on additional minimum spending of AED 5500 with Emirates.

Free Home Check-in Service

Cardholders can avail free Emirates Home Check-in services across Dubai 4 times in one year. 

Airport Lounge Access

Card members of the ADIB Emirates Skywards World Elite Card can avail unlimited lounge access to more than 900 airport lounges throughout the world on a complimentary basis.

Airport Transfers across the UAE

With this card, one can avail 4 free airport transfers every year from anywhere in the United Arab Emirates. Please note that the value of rides is capped at AED 150 in Sharjah & Dubai and AED 350 in AI Ain, Abu Dhabi, and all other emirates across the UAE.

Valet Parking

Cardholders can park their vehicles for free 2 times a month via Valtrans at some of the key locations within the UAE. But note that the complimentary valet parking privilege is not applicable to VIP parking. It is applicable to standard parking only at any Valtrans location.

Golf Privilege

With the ADIB Emirates Skywards World Elite Card, the primary cardholder as well as one accompanying guest can avail free golf benefits at some of the leading golf courses in the UAE and they are as follows:

  • The ELS Golf Club, Dubai
  • The Abu Dhabi Golf Club, Abu Dhabi
  • Arabian Ranches Golf club, Dubai

Concierge Services

The 24x7 concierge offers a personal travel assistant. Well, the concierge will take care of all the practical considerations such as luxury travel planning, reserving the chef’s table for a special event, and scheduling personalized shopping experiences at luxurious retail brands so that the cardholder can make the most of every moment.

Tap n Pay

NFC enabled cards (contactless cards) for simple, fast, and secured payments.

Travel Inconvenience Cover

Cardholders can avail complimentary travel inconvenience cover. So whether their flight delays or luggage goes miss, they are covered for:

  • Baggage delay - US Dollar 500
  • Baggage damage or loss a maximum of US Dollar 3000
  • Missed Departure/Delayed trip- US Dollar 500
  • Trip Cancellation/Curtailment a maximum of US Dollar 7,500 

Travel Medical Cover

Cardholders can avail the benefit of travel medical cover wherein they as well as  their family members can  get the coverage for:

  • Travel accident coverage a maximum of US Dollar 500,000.
  • Medical expenses (sickness or accident) a maximum of US Dollar 500,00.
  • Emergency medical repatriation and evacuation a maximum of US Dollar 500,000.
  • Daily in-hospital cash advantage US Dollar 100 per day.

Card Services

  • Balance Transfer: Members of the ADIB Emirates Skywards World Elite Card can transfer their other credit card's outstanding balance to this ADIB credit card.
  • Cash on Call: Cardholders can transfer cash from their card to some specific bank account by dialing a number 600 543216.
  • Easy Installment Plan: Card members can make large purchases at  some selected merchants and  then convert them in equated monthly installments of 3, 6, 9 or 12 months with 100 percent waiver of Murahaba Monthly Profit rate as well as zero processing fees.

ADIB Covered Card Takaful Protection

Card members are entitled to receive the optional benefit of takaful cover in order to protect in case of permanent total disability, death, involuntary loss of employment, & critical illness. 

Rewards & Offers of the ADIB Emirates Skywards World Elite Card

Given below are the exclusive offers and rewards of the ADIB Emirates Skywards World Elite Card: 

Bonus Skyward Miles (A maximum of 120,000)

Members of this ADIB Emirates Skywards World Elite Card can avail sign up bonus of  50,000  Skywards Miles on their first spends.

Also, the cardholder can earn 70,000 Skywards Miles as a bonus. However, the bonus skywards miles are subject to meeting the minimum spend requirement of AED 140,000 within six months  from  the date of card issuance.

Rewards

Members of the ADIB Emirates Skywards World Elite Card are entitled to a reward program that is known as Skywards Miles where they can earn rewards in terms of Skywards Miles on each USD spend. Following are the rewards categories:

  • '3 Skywards Miles' can be earned on every USD spent on Emirates & Flydubai.
  • '2 Skywards Miles' can be earned on every USD spent on international currency.
  • '1.5 Skywards Miles' can be earned on every USD spent on the domestic currency.
  • '0.25 Skywards Miles' can be earned on every USD spent on some specific categories.

Dining Discounts

Members of this card can avail a maximum of 25 percent off across all participating restaurants. 

Eligibility Criteria & Required Documents for the ADIB Emirates Skywards World Elite Card

Eligibility Criteria

The minimum monthly salary requirement is AED 35,000 in order to be eligible for this ADIB credit card.

Required Documents

An applicant needs to submit the following documents in order to complete the ADIB Emirates Skywards World Elite Card application procedure:

  • Original as well as a copy of a valid passport
  • Original as well as a copy of a valid Emirates ID
  • Bank account statement of the last three months
  • Salary certificate or salary transfer letter from the current employer (not more than thirty days old)

Fees & charges for the ADIB Emirates Skywards World Elite Card

Following are the fees & charges associated with the ADIB Emirates Skywards World Elite Card: 

Fees & Charges Amount

Annual Membership Fees

AED 4500

Annual Membership Fees on fifth Supplementary Card

AED 4500

Profit Rate per month (with Salary Transfer)

3.33 %

Profit Rate per month (without Salary Transfer)

3.33 %

Late Payment Charges

AED 100

Cash Advance limit

100 %

International Transaction Charge

3.10 percent

Charges on Cash Withdrawal (ATM)

3 % (99 minimum)

Card Replacement Charges

AED 75

Excess Transfer of Funds from Card to Account on Cash Cover

AED 100

Minimum Monthly Payment

5 % (100 minimum)

Grace Period (Monthly Payment)

A maximum of 55 days

Commitment of Charity Donation on Late Payments

AED 100

Charges on Temporary Limit Increase

AED 50

Service Fee on Non-AED Transactions

3.1 %

Service Fee on International AED Transaction

1.8 %

Copy of Sales Receipt Fee

AED 25

Copy of Hotel Receipt/Travel Fares Fee

AED 25

Additional Statement Fee (copy)

AED 45

Certificate for Liability/No Liability

AED 50

Charges Returned Cheque

AED 100

Contribution Amount/ month (Optional)

0.9345 fils on each 100 used cover amount

(Updated as on February 2020)

Frequently Asked Questions

Q1: How can I make the ADIB Emirates Skywards World Elite Card bill payment?

Ans: You can make the payment of this ADIB credit card at

  • ADIB bank branches
  • ADIB cash and Cheque deposit machines (CCDM) Arablink centres
  • 24 hours phone banking ADIB Online services UAE Exchange Centres
  • AI Ansari Exchange Centres AI Fardan Exchange Centres

Q2: Is there any specific limit on the home check-in for Emirates flights? 

Ans: Yes. As a  member of this ADIB credit card, you can avail Home check-in service two times in one year  on a complimentary basis.

Q3: Do I need to pay any processing fee on Easy Installment Plan? 

Ans: No, as there is zero processing fees charged on converting payments to an easy installment plan. 

Q4: How will I get e-statements? 

Ans: You can get e-statement through email. 

Q5: What bills can be paid using phone banking or online banking? 

Ans: You can make the following bill payments through phone banking (600 543216) or online banking (adib.ae):

  • Electricity and water bills (SEWA, ADWEA, DEWA) & Salik
  • DU & Etisalat bills (Wasel Recharge, Landline, GSM, & renewal, internet and e-vision).
Average Rating / 5 ( reviews)