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ADIB Edge Card Features & Benefits

By PolicyBazaar
Average Rating / 5 (ratings )

ADIB Edge Card leads you to a world of unlimited possibilities. This credit card is home to various exclusive offers and benefits that make your life more convenient. If you want to live a luxurious life in the UAE, then this Visa card is a great option for you.

Highlights of this Visa Credit Card

  • Profit rate charged is 2.99 percent
  • Annual fee charged is 750 dirhams
  • First 4 supplementary cards free, 250 dirhams charged on 5th card
  • 100 percent cash withdrawal limit
  • 10 percent cash back on dining
  • Easy online utility bills payment

Main ADIB Edge Card Features

Here is a rundown on the main features of this Visa credit card.

Takaful Protection

The bank also offers an optional Takaful protection that is provided in order to secure the family of the cardholder in the case of death, total permanent disability, involuntary employment loss, and critical illness.

Cash on Call

Sometimes, you may be in an urgent need of money, this is when you can avail this cash on call facility. You can transfer funds from your credit card to a particular bank account simply by making a call. It helps you to save on additional charges and provides flexibility for making repayments with different tenure options.

Balance Transfer

You can transfer the outstanding balance of your card to the ADIB account easily by contacting the bank.


The CHIP & PIN technology on this credit card makes purchases and cash withdrawal more secure for you.

Main ADIB Edge Card Benefits

Here is a rundown on the main benefits of this Visa credit card.

Multi-trip Travel Insurance

This credit card offers a multi-trip travel insurance cover that includes personal coverage, medical coverage, and travel inconvenience coverage.

Hotel Benefits

You get access to more than 800 hotels across the globe with amazing benefits including free breakfast, valet parking, in-room internet, VIP guest status, dining voucher, and more from Luxury Hotels Collection.

Valet Parking

With this ADIB Credit Card, you can easily avoid stress when it comes to parking. You just need to flash the card at Valtrans and park free at key locations within the UAE.

Card Protection

This Edge card offers financial protection through purchase protection and extended warranty. Purchase protection involves a refund of up to 7,500 US dollars on each item if the purchases are broken accidentally, damaged, or stolen within a year from the purchase date. An extended warranty is the automatic extension of the retailer or manufacturer’s warranty on goods for a total of 24 months.

Dining Benefits

The bank offers a cashback of 10 percent on dining when the payment is made using this credit card in the UAE.

Lounge Access

ADIB Edge Card offers free unlimited access to more than 1,000 lounges globally.

Roadside Assistance

You can enjoy free roadside assistance across UAE including unlimited towing service with city limit, flat tyre service, fuel delivery, lock-out service, rent a car facility, jump start service, and more.

Golf Benefits

You can avail free rounds of golf once in a month (as per availability), at Arabian Ranches Golf Club in Dubai.


You can earn 2.5 reward points for each one dirham spent on this card. You can redeem these reward points for flight bookings and shopping mall vouchers.

The Bottom Line!

With benefits such as shopping, travel, dining, entertainment, financial, and more, the ADIB Edge Card is amongst the best in the UAE. This card gives you an opportunity to earn through rewards and cashback. It comes at low rates but is loaded with a huge range of features and benefits.