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Abu Dhabi Islamic Bank is one of the most popular financial service providers in the UAE. It offers both banking and non-banking services across the globe. The bank's broad range of banking services include businesses, employees, individuals, shareholders, and many others.
Abu Dhabi Islamic Bank offers various bank accounts for the customer to choose from based on their preferences. However, each bank account has a unique eligibility criteria.
Abu Dhabi Islamic Bank Current Account offers attractive interest with the requirement of a lower minimum balance.
Let’s take a detailed look at the features and benefits offered by Abu Dhabi Islamic Bank Current Account.
Features and Benefits of Abu Dhabi Islamic Bank Current Account
Here is a list of significant features and benefits that Abu Dhabi Islamic Bank Current Account offers:
Unlimited Teller Transactions
Abu Dhabi Islamic Bank Current Account allows account holders to make unlimited teller transactions. The account holders can avail of this service free of cost at any of the bank’s branches. Abu Dhabi Islamic Bank has 80 bank branches across UAE, including the 10-to-10 branches, 24/7 branch at Abu Dhabi Airport, and Dana Women's Banking branches.
Free ADIB Visa Electron Debit Card
Abu Dhabi Islamic Bank Current Account offers instant access to a free ADIB Visa Electron Debit Card. The account holders can use this Debit Card at over 700 Abu Dhabi Islamic Bank ATMs to withdraw cash for free. However, the charges apply when they use other bank’s ATMs.
In addition, the account holders can shop at thousands of local and international retail stores using their ADIB Visa Electron Debit Card. They can easily use debit card to transfer funds, pay bills, check balances, and much more.
The ATM card can be used only by the account holders who have opened their ADIB Current Account in AED.
Standing Instructions
Abu Dhabi Islamic Bank Current Account allows the account holders to set up standing instructions and make easy payments for their recurring bills, instalments, money transfers, etc.
Mobile Banking App
ADIB Mobile Banking App is one of the best features of the Abu Dhabi Islamic Bank Current Account. With this mobile app, the account holders can access their bank account details anytime from anywhere.
The best part about the mobile app is that it is compatible with all the devices, including Android, iPhone, and Blackberry. ADIB Mobile Banking App enables account holders to make easy fund transfers, navigate to the nearest branch or ATM, pay bills, recharge their phones, and much more.
Fulltime Help and Support
Abu Dhabi Islamic Bank Current Account provides free full-time help and assistance facility for the account holders. They can get in touch with the bank in different ways, including Internet Banking, Mobile App, Phone Banking, SMS Alerts, etc., to access bank account details anytime. In addition, they can also call the helpline at 600503033 to find answers to their queries.
Instant Overdraft Facility
With Abu Dhabi Islamic Bank Current Account, the account holders can get extra cash in need. To avail of this facility, the minimum salary transfer of AED 8,000 per month is required.
Multiple Currencies
The account holders have the option of opening an Abu Dhabi Islamic Bank Current Account in multiple currencies, including AED, USD, and GBP.
Free Chequebook
Abu Dhabi Islamic Bank Current Account offers a free first chequebook for the account holders who operate their account in AED. However, they need to pay AED 25 for each additional chequebook.
Free Account Statements
With Abu Dhabi Islamic Bank Current Account, the account holders get free e-statements sent to their mailbox every month. The bank also sends a copy of account statements by postal mail every quarter.
Eligibility Criteria for Opening an Abu Dhabi Islamic Bank Current Account
Here are the eligibility criteria for opening an Abu Dhabi Islamic Bank Current Account.
Available for individuals and Enterprises
UAE residents and non-residents
The applicants must have a minimum salary of AED 5,000
The applicants must carry a valid Emirates ID (in case of UAE residents)
Documents Required Opening an Abu Dhabi Islamic Bank Current Account
Here are the documents required to open an Abu Dhabi Islamic Bank Current Account.
Account opening form
Recent utility bill
Original passports for all the account holders are required if opening a joint account
UAE nationals and residents must carry a valid Emirates ID
National ID for non-residents
How to Open an Abu Dhabi Islamic Bank Current Account?
Here are the three simple ways to apply for an Abu Dhabi Islamic Bank Current Account.
Apply by Phone
The applicants can call the bank’s helpline number to open an Abu Dhabi Islamic Bank Current Account. They can call the helpdesk at 600503033 if they are in the UAE and +97126100600 if they are outside the UAE.
Apply Online
The applicants can log in to the online banking portal and apply for opening a ADIB Current Account. They need to download the application form, fill it, and then upload it with all the other essential documents. Further, the applicants need to wait for the bank’s representative to contact them.
Visit a Branch
The applicants can also go to any Abu Dhabi Islamic bank’s branches to open an Abu Dhabi Islamic Bank Current Account. They need to fill out the application form and submit it with all the other essential documents in the branch.
Frequently Asked Questions for ADIB Current Account
Q1: How do I get my account statement?
Ans: You can get your monthly e-statements sent to your mailbox. In addition, you will also receive quarterly account statements by post.
Q2: How do I access my ADIB Current Account if I have no internet connection?
Ans: You can dial *161# from your registered mobile number to access your ADIB Current Account.
Q3: What are the benefits of using an ADIB Visa Electron Debit Card?
Ans: Here is what you can do with your ADIB Visa Electron Debit Card.
Withdraw cash for free from any of the ADIB ATMs
Make first two free withdrawals from any of the Non-ADIB Bank ATMs
Use the debit card for shopping locally and internationally
Q4: What is the number to call Abu Dhabi Islamic Bank helpdesk?
Ans: You can also call the help desk at 600503033 if you are in the UAE and +97126100600 if you are outside the UAE.
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