American Express Credit Card Statement - Know How to get American Express Credit Card Statement Online & Offline in UAE. Check how to read and understand the credit card statement & read FAQs.
This ADIB Credit Card offers a huge amount of benefits including cash back, roadside assistance, airport lounge access and more. The cardholder can also avail the facility of cash withdrawal, complimentary grace period, and supplementary cards.
Listed below are some of the key features & benefits of this ADIB Credit Card:
The cardholder can withdraw cash equivalent to the 100 percent of their finance limit on this credit card.
The ADIB Cash back Visa Platinum Credit Card offers a complimentary grace period of a maximum of 55 days for the repayment of the outstanding balance.
The primary cardholder can also opt for a maximum of four supplementary credit cards on this ADIB Cash back Visa Platinum Card for the eligible family members.
Members of this ADIB Cash back Visa Platinum Credit Card can convert their purchases of AED 1000 and above into equated monthly installments at selected merchants. The easy payment plan is an innovative facility offered by ADIB that allows customers to make hefty payments at once which are later broken into smaller fragments which makes it easier for customers to repay the outstanding amount.
The cardholder can transfer their other credit card’s outstanding balance amount to this ADIB card for which the cardholder will have to pay a balance transfer fee.
The card member can avail the easy cash facility in times of financial emergency. The easy cash facility is similar to insurance coverage that provides a blanket of financial protection to the loved ones and family members of the cardholder during unforeseen events.
NFC enabled cards (contactless cards) for simple, fast, and secured payments. With ADIB cards you can make safe and contactless transactions with a tap.
The card member can avail complimentary access to airport lounges throughout the world, using Veloce Lounge.
This ADIB Credit Card also offers a maximum of four standard valet parking service monthly at most of the malls in Abu Dhabi and Dubai.
Card members can enjoy all Visa platinum benefits provided by Visa.
The card member can avail roadside assistance without any cost. The package includes the following:
Mentioned below are the payment options offered by the bank through which cardholders can pay their credit card bills:
The minimum monthly salary requirement is AED 10,000 to be eligible for this ADIB credit card.
The applicant needs to submit the following documents in order to complete the ADIB Cash back Visa Platinum Credit Card application procedure:
|Best Platinum Islamic Credit Card in UAE|
Following are the fees & charges associated with the ADIB Cash back Visa Platinum Credit Card:
AED 1000 (Free for 1st year)
Annual Fees on fifth Supplementary Cards
|Profit Rate per month (with Salary Transfer)||2.99 percent|
|Profit Rate per month (without Salary Transfer)||3.09 percent|
|Late Payment Charge||AED 100|
|Limit on Cash Withdrawal||100 percent|
|Cash Withdrawal Charge (ATM)||3 percent (99 minimum)|
|Card Replacement Charge||AED 75|
|Excess Fund Transfer from Card to A/c over Cash Cover||AED 100|
|International Transaction Charge||1.80%|
|Monthly Payment (monthly)||5 percent (100 minimum)|
|Monthly Payment Grace Period||Maximum 55 days|
|Commitment of donation to Charity on Late Payment||AED 100|
|Temporary Limit Increase Charge||AED 50|
|Service Charge on Non-AED Transactions||3.1 percent|
|Service Charge on International AED Transaction||1.8 percent|
|Sales Receipt Charge (copy)||AED 25|
|Hotel Receipt/Travel Fares Charge (copy)||AED 25|
|Additional Statement Charge (copy)||AED 45|
|Certificate for Liability/No Liability||AED 50|
|Returned Cheque Charge||AED 100|
|Contribution Amount per month (Optional)||0.9345 fils on each 100 used cover amount|
(The charges are applicable w.e.f. February 20, 2020)
Ans: Yes, you can opt for more than 4 supplementary cards. But for every card more than 4, you will need to pay a fee of AED 1000.
Ans: You can avail 4 valet parking facilities in a month in Abu Dhabi and Dubai.
Ans: This card comes with a complimentary roadside assistance facility.
Ans: percent or AED 99 of the withdrawal amount is charged as cash advance charges at ATMs.
Ans: Yes, you will need to pay AED 50 for increasing the limit of your credit card.