ADIB Signature Card Features & Benefits

By PolicyBazaar
  | Published: 06 November 2019 | Last Updated On: 12 January 2021
Average Rating / 5 (ratings ) | 1208 Views

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ADIB Signature Card is loaded with various exclusive local as well as international benefits, privileges, discounts, and more. This credit card by Abu Dhabi Islamic Bank includes offers on dining, travel, lifestyle, protection, and more.

Highlights of this Signature Credit Card

  • Profit rate charged is 3.29 percent
  • Annual fee charged is 299 dirhams (from 2nd year, 1st year free)
  • First 4 supplementary cards free, 299 dirhams charged on 5th card
  • 100 percent cash withdrawal limit
  • Additional 7 percent discount on car rentals
  • Easy online utility bills payment

Top ADIB Signature Card Features

Listed below are some of the eminent features of this credit card.

Easy Pay

With this credit card, you can shop at particular merchants and make the repayment in simple installments of three, six, nine, or 12 months with 0 monthly Murabaha profit and no processing charges.

Cash on Call

You can transfer funds from your credit card to a particular bank account simply by making a call on 600543216.

Balance Transfer

You can transfer the outstanding balance of your card to the ADIB account easily by contacting the bank.

Takaful Protection

The bank also offers an optional Takaful protection that is provided in order to secure the family of the cardholder in the case of death, total permanent disability, involuntary employment loss, and critical illness.

Top ADIB Signature Card Benefits

Listed below are some of the best benefits of this credit card.


This ADIB Credit Card offers the following cashback-

  • Five percent cashback on flight ticket booked with any airline (maximum cashback available is 300 dirhams and 100 dirhams per transaction)
  • Four percent cashback on local as well as overseas fuel purchase (maximum cashback available is 50 dirhams per month)

Hotel Benefits

You can enjoy a discount of 10 percent on selected hotels on booking via You can also enjoy a free upgrade to the genius membership on this card. You also get access to more than 800 hotels across the globe with amazing benefits from Luxury Hotels Collection.

Dining Offers

By using the ADIB smartdeals mobile app, you can enjoy more than 1,000 amazing offers on dining.

Valet Parking

With this ADIB Credit Card, you can easily avoid stress when it comes to parking. You just need to flash the card at Valtrans and park free for up to 4 times monthly at key locations within the UAE.

Lounge Access

ADIB Signature Card offers free unlimited access to more than 1,000 VIP lounges globally.

Concierge Services

The 24/7 concierge desk provides you with a personal assistant for traveling. The concierge takes care of all your travel needs including-

  • Hotel reservations
  • Booking flights
  • Travel arrangements
  • Car hire
  • Hotel transfers
  • Tourist activities

Travel Cover

The bank offers you travel protection that includes coverage for multi-trip travel and travel & medical assistance.

Card Protection

This Signature card offers financial protection through purchase protection and extended warranty. Purchase protection involves a refund of up to 6,000 US dollars on each item if the purchases are broken accidentally, damaged, or stolen within a year from the purchase date. An extended warranty is the automatic extension of retailer or manufacturer’s warranty on goods for a total of 24 months.


You can earn two reward points for each one dirham spent overseas and one reward point for each one dirham spent locally. You can redeem these reward points for flight and hotel bookings and shopping mall vouchers.

To Sum Up!

If you need a credit card that gives you travel, lifestyle, as well as financial benefits, then ADIB Signature Card can be a suitable option for you. It also offers high rewards that can be redeemed for hotel reservations, shopping vouchers, flight booking, and more.