ADCB Traveller Credit Card

In April 2017, Abu Dhabi Commercial Bank (ADCB) introduced its innovative Traveller Credit Card in order to help the UAE's frequent flyers and travellers make huge savings on their travel expenses. Since its introduction, the ADCB Traveller Credit Card has constantly been one of the bestselling credit cards in the UAE region.

Ideal for corporate jet setters and leisure vacationers alike, ADCB Traveller Credit Card is packed with a  variety of unparalleled rewards and benefits for travellers in the UAE. This one-of-its-kind credit card, in collaboration with Hotels.com, Cleartrip, and MasterCard, has been carefully designed and thoughtfully conceptualized. It ensures attractive travel-related offers, exciting discounts, and unlimited savings for the UAE's travellers.
ADCB Traveller Credit Card

Features & Benefits of ADCB Traveller Credit Card

ADCB Traveller Credit Card comes packed with a  wide range of innovative features and benefits that make it the preferred choice for both business and leisure travellers in the UAE. Here’s a little smattering on some of the many standout features & benefits of  this  one-of-its-kind credit card:

Travel Benefits

  • Free Airport Lounge Access: Cardmembers as well as supplementary cardholders can get unlimited complimentary access to over 900 premium airport lounges worldwide.
  • 0% Foreign Currency Fees: There is no foreign currency fee applicable to overseas purchases made through the ADCB Traveller Credit Card.
  • Personal Chauffeur with Careem: When the cardholder books a ride with Careem, he or she can enjoy the personal chauffeur service to go wherever needed. The car type can be chosen depending on their taste, and the booking can be scheduled for later or on the spot.
  • Complimentary Travel Insurance: This ADCB Traveller Credit card offers complimentary travel insurance in order to provide the much-needed peace of mind to its cardmembers while traveling. As a member of this credit card, one can get the coverage up to:
    • Medical Emergency Expenses & Personal Accident Insurance- A maximum of USD 500,000.
    • Daily-in Hospital Cash Benefit- A maximum of USD 100 per day
    • Baggage Loss- A maximum of USD 3,000 with no deductible Baggage Delayed- A maximum of USD 300
    • Trip cancellation- A maximum of USD 7,500 Trip Delays- USD 300
    • Missed Connection- USD 30

Other Benefits 

  • Card Control: The official ADCB mobile app helps the card member in managing and controlling the transactions and setting spending limits simply by using their mobile phones.
  • No Interest Period: Members of this ADCB credit card can enjoy a no-interest period of a maximum of 55 days if they continuing paying their outstanding balance amount in full on or before the payment due date.
  • Free Golf Access: The card member can avail complimentary uninterrupted access throughout the year to premium Golf Clubs in the UAE when AED 5,000 is spent on the credit card. The following clubs can be accessed under this:
    • Meydan Golf Dubai
    • The Track
    • Yas Links Golf Club in Abu Dhabi
    • Arabian Ranches Golf Club in Dubai

The reservations are mandatory and are available on a first-come-first-serve basis.

  • Internet & Mobile Banking: Cardholders can manage their credit card account round the clock with the ADCB’s multi-functional Personal Internet banking & Mobile App. From payment of various bills to the redemption of rewards, everything is available at their fingertips.                      
  • Minimum Due Amount: The cardholder can pay as low as 5% of their outstanding balance amount each month. And then, they can carry forward the outstanding balance amount to the next month’s billing cycle.
  • Convenient Payment Options: ADCB provides its card members the convenience of making payments for their credit card’s outstanding balance via any of the given below convenient channels:
    • Personal Internet Banking
    • Mobile Banking App
    • Cash Deposit Machines
    • Bank branches
    • Auto-debit Instructions through ADCB Current or Savings Account AI
    • Ansari Exchange
    • UAE Exchange
    • ENOC/EPPCO
    • LuLu Exchange branches 
  • Cash Loans: With this ADCB credit card, the cardmember can enjoy the facility of cash loan through which they get cash against their available credit limit and it will be transferred to their bank account within 3 working days. The repayment of the amount can be done in easy installments of a maximum of 24 months.
  • Interest-Free Balance Transfers: This facility can be availed within 90 days of the card’s registration. In addition to this, members of this card can enjoy the flexibility of making easy repayment through installments of a maximum of 24 months.
  • Easy Instalments: This ADCB Traveller Credit Card enables its cardholders to convert their transactions in a 0% Easy Payment Plan for a maximum of 24 months. Additionally, when shopping with the retail partners of ADCB, the expenditures can be paid back in easy installments at a 0% interest.
  • Credit Shield: At a nominal fee, ADCB offers an optional insurance plan that covers the outstanding balance of the card for up to the limit of AED 200,000 in the event of unforeseen incidents such as critical illness, natural death, permanent total disability, etc.

Rewards & Offers on ADCB Traveller Credit Card

Following are the offers and rewards offered on the ADCB Traveller Credit Card: 

  • Rewards: One of the most lucrative rewards programs in the UAE region, ADCB Traveller  Card’s rewards program is called ‘TouchPoints’. Cardholders can get to earn 2 TouchPoints for every  AED 1 spent on the card. These TouchPoints can be used for flight bookings, hotel stays, shopping vouchers, and much more.
  • Discount on Flight Bookings: Cardholders can use the promo code ADCBWORLD in order to enjoy a 20% discount on flight bookings across all classes and airlines at the official website of cleartrip, all year round. This discount is applicable on the base fare of child and adult air tickets for international round trips that are limited to six bookings per credit card in a calendar year and it is capped at 9 passenger tickets per booking.
  • Discount on Hotel Bookings: Cardmembers can use the promo code ADCBWORLD to enjoy a 20% discount on hotel bookings on the official website of hotels.com, all year round. This discount is available on the base charges for the 1st room in the booking and is limited to twelve bookings in one year, and is capped at up to 28 nights at the participating hotels.
  • Complimentary Stay: 
    • Cardmembers can get a complimentary 2 nights’ stay voucher with Hotels.com upon signing up for the card. The voucher can be redeemed anywhere in the world at the participating properties. This voucher will be issued to the cardholder within 60 days on the annual fee payment in the first issue year of the card. The voucher entitles the cardmember to a two night stay worth AED 1,000.
    • Cardholders can get a complimentary 2 nights’ stay voucher by spending AED 150,000, 4 nights’ stay voucher by spending AED 200,000, and 6 nights’ stay voucher by spending AED 250,000 on the card annually. The voucher can be redeemed anywhere in the world.
  • Discount on Starwood Hotels & Resorts: Cardholders can get a complimentary 1-night stay when booking 2 nights’ stay at over 175 Starwood properties across the Middle East and Africa including Westin, St. Regis, Sheraton, W Hotels, Le Meridian, & The Luxury Collection.
  • Careem Rides: The cardholder can avail 20% discount on up to three Careem rides each month. All they need to use the promo code MASTERCARD at the time of booking a ride in order to enjoy this discounted offer.
  • Exclusive Benefits at Yas Island Attractions:  At Warner Brothers World, Ferrari World Abu Dhabi,  and Yas Waterworld Abu Dhabi, members of this ADCB credit card can get a maximum of 15% off on general admission tickets as well as annual passes purchased at the park ticket counters, 15% off on Merchandise, 10% off on food & beverages, and quick passes on a complimentary basis i.e. worth AED 150 for priority access to rides and several attractions.

# Note- 0% interest payment plan is available on all purchases greater than AED 500 made at the aforementioned amusement parks.

  • BOGO Offers: Members of this ADCB Traveller Credit card can avail hundreds of buy one, get one free offers across the Middle East & Africa throughout fine dining establishments, premium spas & much more. These offers include the following:
    1. Complimentary Spa Treatment for 60 minutes with the purchase of a 60-minute treatment.
    2. Complimentary entrée with the purchase of an entrée.
    3. Complimentary main course with the purchase of a main course item.

More than 900 unlimited usage offers can be enjoyed simply by downloading the MasterCard Buy 1 Get 1 mobile app from the Google Play or Apple store and entering the ADCB card.

Fees & Charges on ADCB Traveller Credit Card

Following are the fees & charges associated with the ADCB Traveller Credit Card:

Particulars Fees & Charges

Annual Membership Fee

AED 1050

Finance charges (Retail purchase)

3.25% monthly

Finance charges (Cash Advance)

3.50% monthly

Finance charges (Balance Transfer)

A maximum of 1.5% monthly

Cash Advance Fee

AED 105 or 3.15% (whichever is greater)

Over limit fee

AED 288.75

Late payment fee

AED 241.50

Card replacement fee

AED 78.75

Duplicate statement fee

AED 26.25

Returned cheque charge

AED 157.50

Copy of sale voucher

AED 26.25

Foreign currency transaction margin

0%

Credit shield fee (Optional)

1.0395% of the outstanding balance

Temporary credit limit increase fee

AED 52.50

Paper statement fee

AED 5.25/ per statement

Foreclosure fee

AED 210

Processing fee (Credit Card Loans)

AED 52.50

Frequently Asked Questions

Q1: How do I activate my ADCB traveller credit card? 

Ans: The process of activating the ADCB Traveller Credit Card is fairly simple. You can activate and set a  new  PIN for the card through your registered mobile number. In order to do so, SMS ACT<space>last 6  digits of your card number<space>4 digits PIN of your choice to 2626. Here’s an example: ACT 123456 7899. Alternatively, you may also call up 600-50-2030 from your registered mobile phone and select option 8  from the menu to set up a PIN and activate your card.

Q2: How can I check my ADCB credit card balance? 

Ans: There are multiple, easy ways to check your credit card balance. Some of the easiest ways are: 

  • SMS Enquiry – ADCB Traveller Credit cardmembers can check their credit card balance by simply sending SMS at 2626.
  • Internet Banking – Cardmembers may log in to their internet banking accounts and check their ADCB Traveller Credit Card balance in a matter of a few seconds.
  • Mobile Banking – Card members may also check their card balance using ADCB’s multi-functional Mobile App. In addition, card-members may also make credit card payments, and redeem TouchPoints directly through the app.
  • ADCB Mobile Alerts – Card members may also register for ADCB Mobile Alerts to get instant alerts about their balance, payment reminders, transactions, and more, even on-the-go.

Q3: What is the “Anniversary Voucher”? 

Ans: ‘Anniversary Voucher’ is a voucher that is issued to the card-member on the anniversary of the card on payment of the Annual Fees. ADCB Traveller Card Anniversary Vouchers entitle card members to enjoy up to  6 nights’ complimentary stay by making eligible, annual purchases of more than AED 150,000, in a year.

Q4: What benefits does ADCB Traveller Credit Card offer at Ferrari World Abu Dhabi and Yas Waterworld?

Ans: ADCB Traveller Credit Card allows cardmembers to enjoy the following  benefits  at  Ferrari  World Abu Dhabi and Yas Waterworld Abu Dhabi:

  • 15% discount on admissions (all class)
  • 15% discount on annual Pass (all class)
  • 10% discount on Food and Beverages
  • 15% discount on Merchandise
  • 0% interest-free payment plan for 6 months for purchases worth AED 500 and above 

Cardmembers may avail of these offers by simply presenting their original credit card at the ticket counter, dining establishments, and merchandise outlets at Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi.

Q5: How much can I save with ADCB Traveller Credit Card? 

Ans: Check out the table below to understand how much you can save with ADCB Traveller Credit Card:

Expenses Savings

20% Discount on air tickets worth AED 15,000 (base fare)

 AED 3,000

20% Discount on hotel bookings worth AED 15,000 (base tariff)

 AED 3,000

TouchPoints on purchases of AED 150,000

 AED 1,800

Complimentary lounge visits worth AED 100 (10 visits)

 AED 1,000

Complimentary 2 nights’ stay (Welcome Reward)

 AED 1,000

Complimentary minimum 2 nights’ stay (Anniversary Reward)

 AED 1,000

Savings on overseas shopping worth AED 30,000 (bank charges -3%)

 AED 900

20% Discount on Careem rides worth AED 250 monthly

 AED 600

15% Discount & free upgrade on 4 tickets at Yas Waterworld and Ferrari World 

 AED 500

 Total Savings

AED 12800

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