ADCB Traveller Credit Card

According to a survey conducted by the National Bureau of Statistics, over 88.5% of the total UAE population is made up of expatriates. Quite obviously, a large number of the UAE residents fly away from the country frequently. Given the fact that most UAE residents are expatriates, and frequent flyers, it’s no surprise why UAE’s leading bank, Abu Dhabi Commercial Bank’s ‘traveller credit card’ is such a huge hit in the region.

ADCB Traveller Credit Card comes packed with a variety of unparalleled rewards and benefits for travellers in the UAE. This one-of-its-kind credit card, in collaboration with Hotels.com, Cleartrip and MasterCard, has been carefully designed and thoughtfully conceptualized. It ensures attractive travel-related offers, exciting discounts, and unlimited savings for the UAE's travellers. 

About ADCB Traveller Credit Card

In April 2017, Abu Dhabi Commercial Bank (ADCB) introduced its innovative Traveller Credit Card in order to help the UAE's frequent flyers and travellers make huge savings on their travel expenses. Since its introduction, the ADCB Traveller Credit Card has constantly been one of the bestselling credit cards in the UAE region.

Ideal for corporate jet setters and leisure vacationers alike, ADCB Traveller Credit Card ensures a year-round 20% discount on air tickets on any airline and in any class. In addition, the card offers a hefty 20% discount on hotel bookings on Hotels.com for various destinations worldwide. But what makes the ADCB Traveller Credit Card the best bet for UAE travellers is the fact that it charges 0% currency conversion fees; thus making shopping and online transactions affordable and rewarding when travelling overseas.

Features of ADCB Traveller Credit Card

ADCB Traveller Credit Card comes packed with a wide range of innovative features that make it the preferred choice for both business and leisure travellers in the UAE. Here’s a little smattering on some of the many standout features of this one-of-its-kind credit card:

  • 0% Currency Conversion Fee.
  • 2 TouchPoints (Reward Points) per AED 1 purchase.
  • No foreign currency rates applicable on overseas purchases.
  • Complimentary travel insurance including medical emergency expenses, baggage loss, trip cancellation, trip delays, missed connection and in-hospital cash benefit.
  • Credit Shield to take care of card-members’ dues in the event of unforeseen incidents or circumstances such as critical illness, natural death, permanent total disability, etc.
  • Credit card loan facility.
  • EMI options with competitive interest rates.
  • Complimentary access to VIP airport lounges.
  • Complimentary access to 5 premium Golf Clubs in the UAE throughout the year.
  • Interest-free period of 25 days and minimum payment of 5% or 100 AED, whichever is higher. 

Benefits of ADCB Traveller Credit Card

ADCB Traveller Credit Card is an elite credit card that promises an ocean of benefits and rewards to the frequent travellers in the UAE. The exclusive range of rewards and benefits offered by this credit card ensures huge savings and utmost convenience for travellers in the region. Here’s a list of some of the many benefits of ADCB Traveller Credit Card:

  • Cardholders can use the promo code ADCBWORLD to enjoy 20% discount on flight bookings across all classes and airlines at cleartrip.ae, all year round.
  • Cardmembers can use the promo code ADCBWORLD to enjoy 20% discount on hotel bookings at cleartrip.com, all year round.
  • Cardholders can save big when making purchases overseas, in non-AED currency, with 0% processing fee.
  • Cardmembers can get a complimentary 2 nights’ stay voucher upon signing up for the card. The voucher can be redeemed anywhere in the world.
  • Cardholders can get a complimentary 2 nights’ stay voucher by spending AED 150,000, 4 nights’ stay voucher by spending AED 200,000, and 6 nights’ stay voucher by spending AED 250,000 on the card annually. The voucher can be redeemed anywhere in the world.
  • Cardmembers can get unlimited complimentary access to over 850 premium airport lounges worldwide.
  • Cardholders can get a complimentary 1-night stay when booking 2 night’s stay at over 100 Starwood properties across the Middle East and Africa.

Eligibility

Listed below are the eligibility criteria for ADCB Traveller Card:

  • Income Eligibility: AED 35,000 (Minimum monthly income)
  • Residential Eligibility –UAE residents with valid UAE residence Visa
  • Verification Eligibility - Age/Id Proofs

Top Reasons to Get ADCB Traveller Credit Card

Zero foreign transaction fees, all year round discounts on flight and hotel bookings and worldwide acceptance, there are reasons galore to get this ADCB Credit Card. Here are just 5 of the many important reasons why every traveller in the UAE must get this card: 

  1. Attractive Rewards Programme- One amongst the most lucrative rewards programme in the UAE region, ADCB Traveller Card’s rewards programme is called ‘TouchPoints’. Cardholders can get to earn 2 TouchPoints for every 1 AED spent on the card. These touch points can be used for flight bookings, hotel stays, shopping vouchers and much more.
  2. Hefty Discounts on Flights & Hotels - ADCB Traveller Card offers year-round 20% discount on flight and hotel booking to help UAE travellers minimise their travel expenses.
  3. Complimentary Hotel Stay & Lounge Access – Cardholders can get to enjoy up to 6 nights’ complimentary stay (Anniversary Vouchers) at luxurious hotels across Africa and the Middle East by making annual purchases worth AED 150,000 and more. In addition, card members can get to enjoy up to complimentary access to over 850 premium airport lounges around the world.
  4. Complimentary Travel Insurance – ADCB Traveller Card ensures complimentary travel insurance for card members. As a Traveller Credit card-member, one can get: 
  5. Medical emergency expenses for up to USD 500,000
  6. Daily in-hospital cash benefit for up to USD 100 per day
  7. Baggage loss cover for up to USD 3,000
  8. Baggage delay cover for up to USD 300 
  9. Trip cancellation cover for up to USD 7,500 
  10. Trip delay cover for USD 300 
  11. Missed connection cover for USD 300

5. Complimentary Golf Club Access – Traveller Credit card members get free, complimentary access to premium golf clubs in the UAE including The Arabian Ranches Golf Club Dubai, Meydan Golf Dubai, Track and Yas Links Golf Club Abu Dhabi by spending AED 5,000 every month.

ADCB Traveller Credit Card Offers (Updated in June 2018)

  • 20% off on flight bookings (Promo Code: ADCBWORLD)
  • 20% off on hotel bookings (Promo Code: ADCBWORLD)
  • 20% off twice a month on Careem Rides (Promo Code: MASTERCARD)
  • Discounts and benefits at Ferrari World Abu Dhabi, Yas Waterworld and Warner Brothers World Abu Dhabi.
  • 1-night free stay with 2 night’s stay at Starwood Hotels.
  • Unlimited, free access to 5 golf clubs in the UAE.
  • Buy 1 Get 1 offers at restaurants, spas and more throughout Middle East & Africa.

Fees and Charges

Annual Membership Fee

AED 1050

Finance charges (Retail purchase)

3.25% monthly

Finance charges (Cash Advance)

3.50% monthly

Finance charges (Balance Transfer)

Up to 1.5% monthly

Cash Advance Fee

AED 105

Over limit fee

AED 288.75

Late payment fee

AED 241.50

Card replacement fee

AED 78.75

Duplicate statement fee

AED 26.25

Returned cheque charge

AED 157.50

Copy of sale voucher

AED 26.25

Foreign currency transaction margin

0%

Credit shield fee (Optional)

1.04%

Temporary credit limit increase fee

AED 52.50

Paper statement fee

AED 5.25

Foreclosure fee

AED 210

Processing fee (Credit Card Loans)

AED 52.50

 

ADCB Traveller Credit Card Rewards

Here are the rewards offered by ADCB Travellers Credit Card:

  1. TouchPoints – Touchpoints is the reward programme for ADCB Traveller Card. For every AED 1 spent on the card, cardmembers may earn 2 TouchPoints. These touchpoints can later be redeemed for shopping, entertainment & leisure, travel, dining, and bill payments.
  2. Entertainment Rewards – Card members can avail unlimited benefits at Yas Waterworld, Warner Brothers World and Ferrari World Abu Dhabi.

Some of these rewards are:

  • 15% discount on admission ticket purchased at the park ticket counters. 
  • Complimentary Quick Pass (worth AED 150) for priority access to rides.
  • 15% off on Merchandise.
  • 0% interest payment for more than AED 500 purchases at Warner Brothers World Abu Dhabi, Yas Waterworld Abu Dhabi, and Ferrari World.
  1. BOGO (Buy1 Get1) Rewards – ADCB Traveller card members can choose from hundreds of complimentary rewards and offers across restaurants, spas, and more throughout Middle East & Africa.

How to Earn Rewards?

ADCB World Traveller Credit offers 2 TouchPoints for every AED 1 spent. The TouchPoints earned can be earned against every successful transaction. This means card members can earn and collect TouchPoints for shopping, dining, spa treatments, flight bookings, hotel bookings, and much more. The collected TouchPoints may be redeemed for shopping, spas, hotel stays, bill payments and much more. 

How to Redeem Your Points?

Carefully conceptualized to meet every traveller’s needs, ADCB Traveller Credit Card offers discounts, and TouchPoints (reward points) on every successful purchase. In addition, the card also offers a dedicated redemption platform to help cardmembers redeem their accumulated TouchPoints for shopping, flight bookings, hotel stays, and shopping vouchers across hundreds of merchant outlets. In addition, TouchPoints can be redeemed against bill payments too.

Here’s a list of redemption avenues for ADCB Traveller Credit Card:

  • Shopping – ColorPlus, Claire’s, Ikea, Home Center, Mac, Marks and Spencer
  • Lifestyle – Atlantis the Palm, Body and Soul, TribeFit, Signature Lounge
  • Sports – Foot Locker, Golf House, The Athlete’s Foot
  • Jewellery – Farah, Luxenter, Malabar Gold & Diamond, Lifestyle Fine Jewelleries
  • Electronics – Axiom Telecom, Grand Stores Digital, One Mobile, Panasonic
  • Leisure & Entertainment – AquaPlay, Dubai Dolphinarium, iFly Dubai, Arabian Ranches Golf Club
  • Dining – Al Basha, IHOP, Nasimi Beach, Avasa
  • Bill Payment – Telephone, E-Vision, TV-broadband, Wasel Recharge & Wasel Renewal

Additional Information / Documentation

Here is a list of documents that applicants may need to furnish in order to get ADCB Traveller Card:

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Trade licence (Self-employed individuals)
  • 3-6 months bank statements
  • UAE Residence Visa (For Expats)
  • Passport (Expats)
  • Emirates ID
  • Address Proofs

In addition, applicants may also be required to submit a security cheque. 

How to Apply For ADCB Traveller Card?

Applicants looking to get ADCB Traveller Card may visit Policybazaar.ae and simply fill up the application form. Upon successful submission of the application form, one of the many credit card specialists from the company will contact the applications to collect the documents.  

Policybazaar.ae is a revolutionary platform that has been designed to make the process of buying credit cards smoother and hassle-free. The in-depth credit card information along with their features, benefits and fee structure available on the website is intended to help applicants make well-informed decisions.

Frequently Asked Questions

Question 1: How do I activate my ADCB traveller credit card?

Answer: The process of activating ADCB Traveller Credit Card is fairly simple. You can activate and set a new PIN for the card through your registered mobile number. In order to do so, SMS ACT<space>last 6 digits of your card number<space>4 digit PIN of your choice to 2626. Here’s an example: ACT 123456 7899. Alternatively, you may also call up 600-50-2030 from your registered mobile phone and select option 8 from the menu to set up a PIN and activate your card. 

Question 2: How can I check my ADCB credit card balance?

Answer: There are multiple, easy ways to check your credit card balance. Some of the easiest ways are: 

  • SMS Enquiry – ADCB Traveller Credit card-members can check their credit card balance by simply sending SMS at 2626.
  • Internet Banking – Card-members may log in to their internet banking accounts and check their ADCB Traveller Credit Card balance in a matter of a few seconds.
  • Mobile Banking – Cardmembers may also check their card balance using ADCB’s multi-functional Mobile App. In addition, card-members may also make credit card payments, and redeem TouchPoints directly through the app.
  • ADCB Mobile Alerts – Card-members may also register for ADCB Mobile Alerts to get instant alerts about their balance, payment reminders, transactions and more, even on-the-go. 

Question 3: What is the “Anniversary Voucher”?

Answer: ‘Anniversary Voucher’  is a voucher that is issued to the card-member on the anniversary of the card on payment of the Annual Fees. ADCB Traveller Card Anniversary Vouchers entitle card members to enjoy up to 6 nights’ complimentary stay by making eligible, annual purchases of more than AED 150,000, in a year.

Question 4: What benefits does ADCB Traveller Credit Card offer at Ferrari World Abu Dhabi and Yas Waterworld?

Answer: ADCB Traveller Credit Card allows card-members enjoy the following benefits at Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi:

  • 15% discount on admissions (all class)
  • 15% discount on annual Pass (all class)
  • 10% discount on Food and Beverages
  • 15% discount on Merchandise
  • 0% interest-free payment plan for 6 months for purchases worth AED 500 and above

Card-members may avail these offers by simply presenting their original credit card at the ticket counter, dining establishments and merchandise outlets at Ferrari World Abu Dhabi and Yas Waterworld Abu Dhabi.

Question 5: How much can I save with ADCB Traveller Credit Card?

Answer: Check out the table below to understand how much you can save with ADCB Traveller Credit Card: 

Expenses

Savings

20% Discount on air tickets worth AED 15,000 (base fare)

 AED 3,000

20% Discount on hotel bookings worth AED 15,000 (base tariff)

 AED 3,000

TouchPoints on purchases of AED 150,000

 AED 1,800

Complimentary lounge visits worth AED 100 (10 visits)

 AED 1,000

Complimentary 2 nights’ stay (Welcome Reward)

 AED 1,000

Complimentary minimum 2 nights’ stay (Anniversary Reward)

 AED 1,000

Savings on overseas shopping worth AED 30,000 (bank charges -3%)

 AED 900

20% Discount on Careem rides worth AED 250 monthly

 AED 600

15% Discount & free upgrade on 4 tickets at Yas Waterworld and Ferrari World 

 AED 500

 Total Savings

AED 12800

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