ADCB Traveller Credit Card

In April 2017, Abu Dhabi Commercial Bank (ADCB) introduced its innovative Traveller Credit Card in order to help the UAE's frequent flyers and travellers make huge savings on their travel expenses. Since its introduction, the ADCB Traveller Credit Card has constantly been one of the bestselling credit cards in the UAE region.

Ideal for corporate jet setters and leisure vacationers alike, ADCB Traveller Credit Card is packed with a  variety of unparalleled rewards and benefits for travellers in the UAE. This one-of-its-kind credit card, in collaboration with Hotels.com, Cleartrip, and MasterCard, has been carefully designed and thoughtfully conceptualized. It ensures attractive travel-related offers, exciting discounts, and unlimited savings for the UAE's travellers.

Features & Benefits of ADCB Traveller Credit Card

ADCB Traveller Credit Card comes packed with a  wide range of innovative features and benefits that make it the preferred choice for both business and leisure travellers in the UAE. Here’s a little smattering on some of the many standout features & benefits of  this  one-of-its-kind credit card:

Travel Benefits

• Free Airport Lounge Access: Cardmembers as well as supplementary cardholders can get unlimited complimentary access to over 900 premium airport lounges worldwide.
• 0% Foreign Currency Fees: There is no foreign currency fee applicable to overseas purchases made through the ADCB Traveller Credit Card.
• Personal Chauffeur with Careem: When the cardholder books a ride with Careem, he or she can enjoy the personal chauffeur service to go wherever needed. The car type can be chosen depending on their taste, and the booking can be scheduled for later or on the spot.
• Complimentary Travel Insurance: This ADCB Traveller Credit card offers complimentary travel insurance in order to provide the much-needed peace of mind to its cardmembers while traveling. As a member of this credit card, one can get the coverage up to:
  • Medical Emergency Expenses & Personal Accident Insurance- A maximum of USD 500,000.
  • Daily-in Hospital Cash Benefit- A maximum of USD 100 per day
  • Baggage Loss- A maximum of USD 3,000 with no deductible Baggage Delayed- A maximum of USD 300
  • Trip cancellation- A maximum of USD 7,500 Trip Delays- USD 300
  • Missed Connection- USD 30

Other Benefits 

• Card Control: The official ADCB mobile app helps the card member in managing and controlling the transactions and setting spending limits simply by using their mobile phones.
• No Interest Period: Members of this ADCB credit card can enjoy a no-interest period of a maximum of 55 days if they continuing paying their outstanding balance amount in full on or before the payment due date.
• Free Golf Access: The card member can avail complimentary uninterrupted access throughout the year to premium Golf Clubs in the UAE when AED 5,000 is spent on the credit card. The following clubs can be accessed under this:
  • Meydan Golf Dubai
  • The Track
  • Yas Links Golf Club in Abu Dhabi
  • Arabian Ranches Golf Club in Dubai

The reservations are mandatory and are available on a first-come-first-serve basis.

• Internet & Mobile Banking: Cardholders can manage their credit card account round the clock with the ADCB’s multi-functional Personal Internet banking & Mobile App. From payment of various bills to the redemption of rewards, everything is available at their fingertips.                      
• Minimum Due Amount: The cardholder can pay as low as 5% of their outstanding balance amount each month. And then, they can carry forward the outstanding balance amount to the next month’s billing cycle.
• Convenient Payment Options: ADCB provides its card members the convenience of making payments for their credit card’s outstanding balance via any of the given below convenient channels:
  • Personal Internet Banking
  • Mobile Banking App
  • Cash Deposit Machines
  • Bank branches
  • Auto-debit Instructions through ADCB Current or Savings Account AI
  • Ansari Exchange
  • UAE Exchange
  • ENOC/EPPCO
  • LuLu Exchange branches 
• Cash Loans: With this ADCB credit card, the cardmember can enjoy the facility of cash loan through which they get cash against their available credit limit and it will be transferred to their bank account within 3 working days. The repayment of the amount can be done in easy installments of a maximum of 24 months.
• Interest-Free Balance Transfers: This facility can be availed within 90 days of the card’s registration. In addition to this, members of this card can enjoy the flexibility of making easy repayment through installments of a maximum of 24 months.
• Easy Instalments: This ADCB Traveller Credit Card enables its cardholders to convert their transactions in a 0% Easy Payment Plan for a maximum of 24 months. Additionally, when shopping with the retail partners of ADCB, the expenditures can be paid back in easy installments at a 0% interest.
• Credit Shield: At a nominal fee, ADCB offers an optional insurance plan that covers the outstanding balance of the card for up to the limit of AED 200,000 in the event of unforeseen incidents such as critical illness, natural death, permanent total disability, etc.

Rewards & Offers on ADCB Traveller Credit Card

Following are the offers and rewards offered on the ADCB Traveller Credit Card: 

• Rewards: One of the most lucrative rewards programs in the UAE region, ADCB Traveller  Card’s rewards program is called ‘TouchPoints’. Cardholders can get to earn 2 TouchPoints for every  AED 1 spent on the card. These TouchPoints can be used for flight bookings, hotel stays, shopping vouchers, and much more.
• Discount on Flight Bookings: Cardholders can use the promo code ADCBWORLD in order to enjoy a 20% discount on flight bookings across all classes and airlines at the official website of cleartrip, all year round. This discount is applicable on the base fare of child and adult air tickets for international round trips that are limited to six bookings per credit card in a calendar year and it is capped at 9 passenger tickets per booking.
• Discount on Hotel Bookings: Cardmembers can use the promo code ADCBWORLD to enjoy a 20% discount on hotel bookings on the official website of hotels.com, all year round. This discount is available on the base charges for the 1^st room in the booking and is limited to twelve bookings in one year, and is capped at up to 28 nights at the participating hotels.
• Complimentary Stay: 
  • Cardmembers can get a complimentary 2 nights’ stay voucher with Hotels.com upon signing up for the card. The voucher can be redeemed anywhere in the world at the participating properties. This voucher will be issued to the cardholder within 60 days on the annual fee payment in the first issue year of the card. The voucher entitles the cardmember to a two night stay worth AED 1,000.
  • Cardholders can get a complimentary 2 nights’ stay voucher by spending AED 150,000, 4 nights’ stay voucher by spending AED 200,000, and 6 nights’ stay voucher by spending AED 250,000 on the card annually. The voucher can be redeemed anywhere in the world.
• Discount on Starwood Hotels & Resorts: Cardholders can get a complimentary 1-night stay when booking 2 nights’ stay at over 175 Starwood properties across the Middle East and Africa including Westin, St. Regis, Sheraton, W Hotels, Le Meridian, & The Luxury Collection.
• Careem Rides: The cardholder can avail 20% discount on up to three Careem rides each month. All they need to use the promo code MASTERCARD at the time of booking a ride in order to enjoy this discounted offer.
• Exclusive Benefits at Yas Island Attractions:  At Warner Brothers World, Ferrari World Abu Dhabi,  and Yas Waterworld Abu Dhabi, members of this ADCB credit card can get a maximum of 15% off on general admission tickets as well as annual passes purchased at the park ticket counters, 15% off on Merchandise, 10% off on food & beverages, and quick passes on a complimentary basis i.e. worth AED 150 for priority access to rides and several attractions.

# Note- 0% interest payment plan is available on all purchases greater than AED 500 made at the aforementioned amusement parks.

• BOGO Offers: Members of this ADCB Traveller Credit card can avail hundreds of buy one, get one free offers across the Middle East & Africa throughout fine dining establishments, premium spas & much more. These offers include the following:
  1. Complimentary Spa Treatment for 60 minutes with the purchase of a 60-minute treatment.
  2. Complimentary entree with the purchase of an entree.
  3. Complimentary main course with the purchase of a main course item.

More than 900 unlimited usage offers can be enjoyed simply by downloading the MasterCard Buy 1 Get 1 mobile app from the Google Play or Apple store and entering the ADCB card.

Fees & Charges on ADCB Traveller Credit Card

Following are the fees & charges associated with the ADCB Traveller Credit Card: