ADCB Travel Insurance Credit Cards in UAE

By Laxita Gautam
  | Published: 30 August 2021 | Last Updated On: 31 August 2021

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Established in 1985, the Abu Dhabi Commercial Bank is a renowned financial solutions provider in the United Arab Emirates. The bank is headquartered in Abu Dhabi and is commonly known as ADCB among people. ADCB is the third-largest UAE bank offering commercial, Islamic and retail banking services for individual and corporate customers.

A credit card is one of the banking products the bank offers. All the ADCB credit cards offer unique features and benefits along with various travel, lifestyle, entertainment and dining benefits. The travel insurance benefit of the ADCB cards makes them more beneficial for the users. Let us go ahead and know more about the ADCB travel insurance credit cards.

Best ADCB Travel Insurance Credit Cards in UAE

Here are the different types of ADCB Travel Insurance Credit Cards.

ADCB Etihad Guest Infinite Credit Card

ADCB Etihad Guest Infinite Credit Card is one of the best ADCB credit cards with an annual membership fee of AED 2,625. The applicants need to have a minimum monthly income of AED 40,000 to get this credit card.

ADCB Etihad Guest Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 40,000
  • Annual Fee AED 2,625
  • Airport Lounge Access
  • Dining Discounts
  • Golf Benefits
  • Travel Insurance
Reward Value: AED 29,767

Features and Benefits of ADCB Etihad Guest Infinite Credit Card

  • Signup Bonus: ADCB Etihad Guest Infinite Credit Card offers a signup bonus of 60,000 Etihad Guest Miles.
  • Monthly Bonus: ADCB Etihad Guest Infinite Credit Card offers 5,000 Etihad Guest Miles as a monthly bonus on monthly purchases of USD 5,000 or more.
  • Travel Benefits: ADCB Etihad Guest Infinite Credit Card offers travel benefits like complimentary flight upgrade vouchers, free airport lounge access, airport chauffeur rides with Careem and much more.
  • Minimum Amount Due: The ADCB credit cardholders can pay a minimum of 5 per cent of the outstanding amount every month and carry forward the remaining outstanding in the next billing cycle.
  • Credit Shield: ADCB credit cardholders get financial protection against any unfortunate event such as loss of income, disability, illness or death. To avail of this offer, the credit cardholders need to enrol themselves in the Takaful program.
  • Extended Warranty: The cardholders get an additional one year warranty on the products purchased using an ADCB credit card.

Travel Insurance Benefits for ADCB Etihad Guest Infinite Credit Card

  • Multi-Trip Travel Insurance: ADCB Etihad Guest Infinite Credit Card offers multi-trip travel insurance for cardholders. Here are the benefits.
  • Emergency medical expenses of up to USD 1,000,000
  • Personal accident benefits of up to USD 500,000 for international travels
  • Personal accident benefits of up to USD 100,000 for local travels
  • Repatriation and evacuation expenses of up to USD 500,000
  • Hospital daily cash benefit of up to USD 3,000 or USD 100 per day 
  • Personal belongings loss or damage cover of up to USD 2,500
  • Trip cancellation cover of up to USD 7,500 
  • Delayed departure cover of up to USD 1,000
  • Baggage delay cover of up to USD 500

Note: ADCB travel insurance covers the cardholder with spouse and up to five children. The cardholders need to contact the insurance company’s helpline at 8000 4413487 to avail of the benefits.

ADCB Etihad Guest Signature Credit Card

ADCB Etihad Guest Signature Credit Card is a beneficial ADCB credit card with an annual membership fee of AED 1,050. The applicants need to have a minimum monthly income of AED 30,000 to get this credit card.

ADCB Etihad Guest Signature Credit Card
Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1,050
  • Airport Lounge Access
  • Dining Discounts
  • Golf Benefits
  • Travel Insurance
Reward Value: AED 21,883

Features & Benefits of ADCB Etihad Guest Signature Credit Card

  • Signup Bonus: ADCB Etihad Guest Signature Credit Card offers a signup bonus of 35,000 Etihad Guest Miles in the first year of membership.
  • Travel Benefits: ADCB Etihad Guest Signature Credit Card offers travel benefits like complimentary airport chauffeur rides with Careem, free airport lounge access, flight upgrade vouchers and much more.
  • Monthly Bonus: ADCB Etihad Guest Signature Credit Card offers 2,000 Etihad Guest Miles as a monthly bonus on monthly purchases of USD 2,000 or more.
  • Credit Shield: ADCB credit cardholders get financial protection against any unfortunate event such as loss of income, illness, disability or death. To avail of this offer, the credit cardholders need to enrol themselves in the Takaful program.
  • Minimum Amount Due: The ADCB credit cardholders can pay a minimum of 5 per cent of the outstanding amount every month and carry forward the balance outstanding in the next billing cycle.
  • Extended Warranty: The cardholders get an additional one year warranty on the products purchased using an ADCB credit card.
  • Easy Instalments: The cardholders can split their huge transactions into a maximum of 48 monthly EMIs.
  • Cash Loan: The cardholders can get an instant cash loan against their available credit limit on their ADCB credit card.

Travel Insurance Benefits on ADCB Etihad Guest Signature Credit Card

  • Multi-trip travel insurance: ADCB Etihad Guest Signature Credit Card offers multi-trip travel insurance for cardholders. Here is the list of ADCB travel insurance benefits with this credit card.
  • Personal belongings loss or damage cover of up to USD 2,500
  • Personal accident benefits of up to USD 100,000 for local travels
  • Personal accident benefits of up to USD 500,000 for international travels
  • Emergency medical expenses of up to USD 1,000,000
  • Baggage delay cover of up to USD 500
  • Repatriation and evacuation expenses of up to USD 500,000
  • Trip cancellation cover of up to USD 7,500 
  • Hospital daily cash benefit of up to USD 3,000 or USD 100 per day 
  • Delayed departure cover of up to USD 1,000

Note: The insurance plan covers the cardholders with their spouse and up to five children. The age limit for the members is 75 years or below. The cardholder needs to contact the insurance company’s helpline at 8000 4413487 to avail of the benefits.

ADCB Betaqti Credit Card

ADCB Betaqti Credit Card is one of the best ADCB credit cards with an annual membership fee of AED 2,100. 

ADCB Betaqti Credit Card
Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee AED 2,100
  • Movie Discounts
  • Dining Discounts
  • Health club Memberships
  • Travel Insurance
Reward Value: NA

Features & Benefits of ADCB Betaqti Credit Card

  • Welcome Bonus: ADCB Betaqti Credit Card offers a signup bonus of 300,000 TouchPoints.
  • Travel Benefits: ADCB Betaqti Credit Card offers travel benefits like complimentary airport lounge access, free upgrade to Hertz Gold Plus Rewards President’s Circle, and much more.
  • Cinema Offers: ADCB Betaqti Credit Card offers an attractive Buy 1 Get 1 offer at VOX Cinemas.
  • Gold’s Gym: The cardholders get complimentary access to all Gold’s Gym clubs across the UAE.
  • Lifestyle Benefits: ADCB Betaqti Credit Card offers lifestyle benefits like chauffeur services, concierge services, etc.
  • Easy Instalment Payment Plans: The cardholders can opt for their preferred instalment payment plan. For example, they can split their huge transactions into a maximum of 48 monthly EMIs.
  • Cash Loan: The cardholders can get an instant cash loan against their available credit limit on their ADCB Credit Card.
  • Balance Transfer: The ADCB Credit Cardholders can transfer their balance outstanding from any other bank’s credit card to the ADCB credit card and repay it in easy monthly EMIs of 48 months at zero per cent interest.
  • Interest-Free School Fee Payments: The cardholders can easily convert their children’s school fees in easy instalments of 12 months at zero per cent interest.

Travel Insurance Benefits on ADCB Betaqti Credit Card

  • Multi-trip travel insurance: ADCB Betaqti Credit Card offers cardholders comprehensive travel insurance with loss damage and car rental collision waiver for. 

ADCB Traveller Credit Card

ADCB Traveller Credit Card is one of the best ADCB credit cards for travellers with an annual membership fee of AED 1,050. 

ADCB Traveller Credit Card
Airport Lounge Access
  • Minimum Salary AED 20,000
  • Annual Fee AED 1,050
  • Free for 1st year
  • Airport Lounge Access
  • Golf Benefits
  • Hotel Discounts
  • Special Discounts
  • Travel Insurance
Reward Value: AED 9,635

Features & Benefits of ADCB Traveller Credit Card

  • Credit Shield: ADCB Traveller credit cardholders get financial protection against any unfortunate event such as loss of income, illness, disability or death. In addition, the cardholders get a free life insurance cover including Top-Up life and Natural death when applying for the credit shield benefit.
  • Easy Instalment Payment Plans: The cardholders can opt for their preferred instalment payment plan. For example, they can split their huge transactions into a maximum of 48 monthly EMIs.
  • Cash Loan: The cardholders can get an instant cash loan against their available credit limit on their ADCB Credit Card.
  • Balance Transfer: ADCB Traveller credit cardholders can transfer their balance outstanding from another bank’s credit card to the ADCB credit card and repay it in easy monthly EMIs of 48 months at zero per cent interest.
  • Online Banking: Cardholders can easily manage their finances and credit card transactions by logging into their online banking portal.
  • Interest-Free School Fee Payments: The cardholders can easily convert their children’s school fees in easy instalments of 12 months at zero per cent interest.
  • Travel Benefits: ADCB Traveller credit cardholders get attractive travel benefits like 20 per cent off on flight and hotel bookings, 15 per cent off on staycations, complimentary airport lounge access and much more.
  • Auto-Debit Transactions: ADCB Traveller credit cardholders can set up standing instructions for making card payments. To activate this service, they need to visit the nearest ADCB branch or simply call 600 50 2030.

Travel Insurance Benefits on ADCB Traveller Credit Card

  • Complimentary Travel Insurance: Traveller credit cardholders get complimentary ADCB travel insurance benefits for both local and international travel. 
  • Daily in-hospital cash benefit of up to USD 100 per day
  • Medical emergency and personal accident insurance cover of up to USD 500,000
  • Missed connection cover of USD 300
  • Loss of baggage cover of up to USD 3,000 
  • Trip cancellation cover of up to USD 7,500
  • Delay of baggage cover of up to USD 300
  • Trip delay cover of USD 300

ADCB TouchPoints Infinite Credit Card

ADCB TouchPoints Infinite Credit Card comes with an annual membership fee of AED 1,050. If the cardholders meet specific spending criteria, they can get 50 per cent discount on the annual fee.

ADCB Touchpoints Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 40,000
  • Annual Fee AED 1,050
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
  • Travel Discounts
  • Hotel Discounts
  • Travel Insurance
Reward Value: AED 13,241

Features & Benefits of ADCB TouchPoints Infinite Credit Card

  • Bonus TouchPoints: ADCB TouchPoints Infinite Credit Cardholders get 15,000 bonus TouchPoints on spending AED 15,000 each month.
  • Reward Points: ADCB TouchPoints Infinite Credit Cardholders can earn up to 1.5 TouchPoints for every AED 1 spent.
  • Interest-Free School Fee Payments: The cardholders can convert their children’s school fees in easy instalments of 12 months at zero per cent interest.
  • Balance Transfer: The ADCB TouchPoints Infinite Cardholders can transfer their balance outstanding from any other bank’s credit card to the ADCB credit card. They can then repay the amount in easy EMIs of 12 months at zero per cent interest.
  • Easy Instalment Payment Plans: The cardholders can opt for a convenient payment plan and split their huge transactions into a maximum of 48 monthly EMIs.
  • Cash Loan: The cardholders can get an instant cash loan against their available credit limit on their ADCB credit card.
  • Auto-Debit Transactions: ADCB TouchPoints Infinite credit cardholders can set up standing instructions for making card payments from ADCB current or savings account. To activate this service, they need to visit the nearest ADCB branch or simply call 600 50 2030.

Travel Insurance Benefits on ADCB TouchPoints Infinite Credit Card

  • Multi-trip travel insurance: The credit card offers amazing ADCB travel insurance benefits for cardholders. Here is the list of benefits the insurance plan offers.
  • Personal belongings loss or damage cover of up to USD 2,500
  • Personal accident benefits of up to USD 500,000 for international travel
  • Personal accident benefits of up to USD 100,000 for local travel
  • Delayed departure cover of up to USD 1,000
  • Emergency medical expenses of up to USD 1,000,000
  • Repatriation and evacuation expenses of up to USD 500,000
  • Baggage delay cover of up to USD 500
  • Trip cancellation cover of up to USD 7,500 
  • Hospital daily cash benefit of up to USD 3,000 or USD 100 per day

ADCB TouchPoints Platinum Credit Card

ADCB TouchPoints Platinum Credit Card is one of the ADCB credit cards that is free for the first year. The bank starts charging the cardholder for annual membership from the second year onwards.

ADCB Touchpoints Platinum Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 630
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits
  • Travel Insurance
Reward Value: AED 4,456

Features & Benefits of ADCB TouchPoints Platinum Credit Card

  • Bonus TouchPoints: ADCB TouchPoints Platinum Credit Cardholders get 10,000 bonus Touchpoints on spending AED 10,000 each month.
  • Reward Points: ADCB TouchPoints Platinum Credit Cardholders can earn up to 1 TouchPoint for every AED 1 spent.
  • Credit Card Loan: The cardholders can get an instant cash loan against their available credit limit on their ADCB Credit Card.
  • Interest-Free School Fee Payments: The cardholders can convert their children’s school fees in easy instalments of 12 months at zero per cent interest.
  • Balance Transfer: ADCB TouchPoints Platinum Credit Cardholders can transfer their outstanding amount from another bank’s credit card to the ADCB credit card. They can then repay this amount in easy EMIs of 12 months at zero per cent interest.
  • Easy Instalment Payment Plans: The cardholders can opt for a convenient payment plan and split their huge transactions into a maximum of 48 monthly EMIs.
  • Auto-Debit Transactions: ADCB TouchPoints Platinum credit cardholders can set up standing instructions for making card payments from ADCB current or savings account. To activate this service, they need to visit the nearest ADCB branch or simply call 600 50 2030.
  • Online/Mobile Banking: Cardholders can easily manage their credit card transactions using online and mobile banking services.

Travel Insurance Benefits on ADCB TouchPoints Platinum Credit Card

  • Credit Shield with Complimentary Life Cover: ADCB TouchPoints Platinum Credit Card offers Credit Shield as an optional service that provides cover against any financial emergency. The cardholders need to pay an additional amount on a monthly basis to activate this service. It covers events like loss of employment, illness, disability, death, etc. The credit card also offers complimentary life cover including Top-Up life and Natural death cover when applying for Credit Shield.

ADCB TouchPoints Titanium Credit Card

TouchPoints Titanium Credit Card is one of the free for life ADCB credit cards. The credit card offers exciting deals on lifestyle, travel and dining benefits.

ADCB Touchpoints Titanium Credit Card
Free for Life
  • Minimum Salary NA
  • Annual Fee AED Free for Life
  • Free for Life
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits
  • Balance Transfer
  • Travel Insurance
Reward Value: NA

Features & Benefits of ADCB TouchPoints Titanium Credit Card

  • Reward Points: ADCB TouchPoints Titanium Credit Cardholders can earn up to 0.5 TouchPoint for every AED 1 spent.
  • Bonus TouchPoints: ADCB TouchPoints Titanium Credit Cardholders get 5,000 bonus Touchpoints on spending AED 5,000 each month.
  • Online/Mobile Banking: Cardholders can easily manage their credit card transactions using online and mobile banking services.
  • Instalment Payment Plans: The cardholders can opt for a convenient payment plan and split their huge transactions into a maximum of 48 monthly EMIs.
  • Interest-Free School Fee Payments: The cardholders can convert their children’s school fees in easy instalments of 12 months at zero per cent interest.
  • Balance Transfer: ADCB TouchPoints Titanium Cardholders can transfer their outstanding amount from any other bank’s credit card to ADCB credit card and repay the same in easy EMIs of 12 months at zero per cent interest.
  • Credit Card Loan: The cardholders can get an instant cash loan against their available credit limit on their ADCB credit card. They can repay this loan in up to 12 monthly EMIs.
  • Auto-Debit Transactions: ADCB TouchPoints Titanium credit cardholders can set up standing instructions for making card payments from ADCB current or savings account. 

Travel Insurance Benefits on ADCB TouchPoints Titanium Credit Card

  • Credit Shield with Complimentary Life Cover: ADCB TouchPoints Titanium Credit Cardholders can opt for an additional credit shield service to get insurance cover against financial emergencies. The cardholders need to pay an additional amount on a monthly basis to activate this service. It covers events like loss of employment, illness, disability, death, etc. The credit card also offers complimentary life cover including Top-Up life and Natural death cover when applying for Credit Shield.

Eligibility Criteria to Apply for ADCB Travel Insurance Credit Cards

Here are the eligibility criteria the applicants need to meet when applying for ADCB Travel Insurance Credit Cards.

  • The applicants must meet the minimum monthly income requirement based on the type of ADCB credit card they apply for.
  • The age of the applicant must fall between 21 and 65 years.
  • All UAE nationals and expats are eligible for ADCB credit cards.
  • The applicants must have a good credit score.

Documents Required to Apply for ADCB Travel Insurance Credit Cards

Here are the documents required to apply for ADCB Travel Insurance Credit Cards.

  • Emirates ID – Original and a Copy
  • Passport with Residency Visa– Original and a Copy
  • Address proof (one of these documents) – Emirates ID, Utility Bill, Contract of Tenancy
  • Bank statement of the last three months with salary credit transactions – Original and a Copy
  • Salary Transfer Letter/Offer Letter for salaried employees – Original and a Copy
  • Trade License for self-employed applicants – Original and a Copy

How to Apply for an ADCB Travel Insurance Credit Card?

Here are the simple ways to apply for an ADCB Travel Insurance Credit Card.

  • Visit a Branch: The applicants can visit the nearest ADCB branch with all the essential documents and apply for their chosen ADCB credit card.
  • Online Banking: If the applicants have access to the internet, they can visit the bank’s online portal and apply for their preferred ADCB credit card. They need to fill up the application form and upload all the necessary documents to submit the application.

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Laxita Gautam
Laxita Gautam137 Posts

Senior Content Writer | She functions on classic British fiction, Japanese manga, and strong americanos. Laxita is tailor-made to create engaging, interactive pieces that offer simplified insights into complex subjects.