The ADCB Touchpoints Gold credit card is a perfect option if you’re looking to save on your expenses. This card provides you with exceptional discounts and offers on dining, entertainment, travel, and lifestyle.
Let’s explore the ADCB Touchpoints Gold credit card benefits, eligibility, application process, and more details.
Given below are the key features and benefits of the ADCB Touchpoints Gold card:
You must meet the following criteria to be eligible for the ADCB credit card in UAE:
Age | Minimum 21 years old. |
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Salary | Minimum AED 5,000 |
Nationality | UAE National or Expatriate |
credit Score | As Per Bank’s Decision |
Note: Additional eligibility criteria may apply.
Submit the following set of documents for your ADCB Touchpoints Gold card application verification:
For Salaried Individuals | For Self-Employed Individuals |
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Tabled below are the fees and charges of the ADCB Touchpoints Gold card:
Type of Fees | Charges |
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Finance Charges (Retail Purchase) | 3.69% per month |
Finance Charges (Cash Advance) | 3.69% per month |
Late Payment Fee | AED 241.5 |
Overlimit Fee | AED 288.75 |
Copy of Sales Voucher | AED 26.25% |
Returned Cheque Charge | AED 157.50 |
Paper Statement Fee | AED 5.25 per month |
Duplicate Statement Fee | AED 26.25 |
Foreign Transaction Fee (in AED) | 2.1% |
Foreign Currency Transaction Margin | 2.99% |
Credit Shield Fee | 1.0395% of outstanding at billing cycle |
Cash Advance Fee | 3.15% or AED 105 (whichever is higher) |
Liability/ No Liability Letter Charge | AED 5.5 |
Cash Advance Limit | 60% of the credit limit |
Minimum Payment Due | 5% or AED 100 (whichever is higher) |
Payment Due Date | 25 days |
Card Replacement Fee | AED 78.75 |
Temporary Credit Limit Increase Fee | AED 52.5 |
Foreclosure Fee (Balance Transfer/ Credit Card Loan/ Instalment Plans) | AED 210 |
Processing Fees (0% Interest Payment Plans at Participating Merchants and Credit Card Loans) | AED 52.5 |
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Here’s why Policybazaar is the best platform for you to choose the best-suited credit card in uae: