ADCB TouchPoints Platinum Credit Card Features & Benefits

By PolicyBazaar
  | Published: 15 October 2019 | Last Updated On: 15 January 2021
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Living in the UAE, you need something to support the luxurious living standards. This TouchPoints Platinum card offered by the Abu Dhabi Commercial Bank comes with a huge range of privileges and offers that well with your lifestyle.

With this ADCB Card, you can unlock discounts on online food delivery, traveling, entertainment and much more. Other than that, this ADCB TouchPoints Platinum Credit Card also offers protection to the users through facilities such as insurance and extended warranty.

Highlights of the Card

  • No annual fee charged for the first year
  • Low retail finance charge of 3.25 percent monthly
  • 10,000 Bonus TouchPoints
  • Low international currency fee of 2.99 percent

What ADCB TouchPoints Platinum Credit Card Features can I Avail?

Do you have second thoughts regarding opting for this Platinum card? These doubts may go away after you read the below-mentioned features of this card.

Credit Shield Facility

No one can predict the mishaps that might be coming your way. Hence, it becomes important for you to have coverage for situations such as critical illness, involuntary employment loss, total disability, and even natural death. This ADCB Platinum Card offers the optional credit shield facility, which provides cover for the outstanding amount on your credit card for up to 200,000 dirhams.

Balance Transfer

The facility of balance transfer makes it easy for you to transfer the outstanding amount from your other bank’s credit card to this ADCB Card. It involves flexible repayments through installments of up to twelve months at 0 rate of interest.

Easy Installments

The easy payment option on this ADCB TouchPoints Card lets you fight your financial stress. You can split your payments into simple installments of 24 months (maximum) at low rates of interest.

Convenient Payment Facilities

We all seek convenience in terms of payment. With this ADCB TouchPoints Platinum Credit Card, it seems quite possible. You have to pay only paying only 5 percent of your balance outstanding every month and then carry forward this balance to the following billing cycle.

Not just that, you also have alternatives in the payment modes including ADCB mobile app, auto-debit facility, cash deposit machines at the branch, and personal internet banking services. You can select the most feasible option for making the payment.

Credit Card Loans

While the payments on this card are pretty easy and convenient, it also looks after your debts. You can avail funds against your pre-determined credit limit. These funds get transferred to your account in 3 business days. This loan involves zero interest rates along with simple and flexible repayment via monthly installments up to twelve months.

Net Banking & Mobile App

In this world of digitalization, even banking has become online. Using the customer-friendly net banking facility and the bank’s mobile application, you have the option of making your payments anywhere anytime.

Zero-Interest Tenure

You can enjoy an interest-free grace period of 55 days on this card if you keep making the payment of your entire outstanding amount on or prior to the due date each month.

Payment of School Fee

Apart from the bills and other payments, you can also split your kid’s educational fees into easy monthly installments of up to 12 months with no interest charge.

Automatic Debit

You also get the option to set-up an automatic debit instruction on your card for making payments through your current or savings accounts with ADCB. Otherwise, you can also make payments through EPPCO/ENOC, UAE Exchange, Al Ansari Exchange, or LuLu Exchange.

Extended Warranty & Purchase Protection

This ADCB Platinum credit card offers protection on all the purchases made using the card. It covers you against accidental damage or theft of items bought. Additionally, this card also offers an extended warranty above the manufacturer or retailer warranty.

What ADCB TouchPoints Platinum Credit Card Benefits can I Enjoy?

After this wind of features, this Platinum card has a storm of benefits to offer to its users. Some of them are listed here.

Free Golf

You can find a lot of premium golf courses in the UAE where you can tee-off through this credit card. Being a Platinum cardholder, you can access free luxury golf access throughout the year at Arabian Ranches Dubai, Yas Links Abu Dhabi, and The Track Meydan Dubai.

Movie Offers

Never miss the latest releases with the BOGO offer at VOX Cinemas using this TouchPoints Card. You can book tickets at VIP, IMAX, MAX Standard, Standard, and more. The offer includes up to four tickets in a month on one card and a discount of 20 percent on specific meals.

Offers at Amusement Parks

Treat yourself with an array of benefits on food & benefits, tickets, merchandise, and more at Ferrari World, Warner Bros, and Yas Waterworld in Abu Dhabi.

Offers on Talabad Orders

No matter you order food in or dine out at a restaurant, you can enjoy a discount of 20 percent on each order for up to two orders in a month.

Two-for-One Offers

You can use the MENA app or MasterCard Buy one Get one app for enhancing your experiences and treating yourself to the two-for-one deals on entertainment and food as well as around 5,000 discounts on travel.

Free Lounge Access

You can have a more luxurious traveling experience with unlimited free access to airport lounges across the world. Being a Platinum MasterCard member, you can enjoy this access at 25+ MasterCard lounges globally.

Careem Offers

On booking a Careem ride, you get the facility of a personal chauffeur to take you around wherever you wish to go. You can select the car type as per your requirement, make bookings on the spot or schedule a pickup later, and enjoy a comfortable ride. Your first ride remains free along with 20 percent discount on 3 rides monthly.

Dragon Pass Dining Program

By simply downloading and registering to the Dine and Fly app, you get access to more than 200 airport restaurant benefits all around the world.

Agoda Discounts

This ADCB TouchPoints Platinum Credit Card offers 12 percent off on booking hotels via Agoda only on the properties that are eligible for the promotion.

Hotels and Flight Discounts

If you make your travel bookings including airline tickets or hotels through Cleartrip using this ADCB Card, you get to enjoy a discount of up to 30 percent.

Touch Point Rewards

On each one-dirham purchase, you can earn one redeemable Touch Point with this ADCB Card. Additionally, you also get bonus TouchPoints worth 10,000 on spending 10,000 dirhams every month.

In a Nutshell!

It is natural to get attracted to this credit card after reading the above-mentioned features and benefits. This card is the most suitable for those who want to keep up with the lush lifestyle of the Emirates.

With this ADCB TouchPoints Platinum Credit Card, you not only get to enjoy various lifestyle privileges, but also some amazing travel benefits. If you are looking for both, then this is the card for you.