Get Cashback up to AED 2000
Get Cashback up to AED 2000
With Touchpoints Infinite Credit Card, ADCB offers the applicants an ocean full of limitless possibilities. The card is offered exclusively for the most valued account holders of the bank. The card is designed to fulfill all the expectations of a credit card buyer. The credit card offers a plethora of elite benefits and superior services. Additionally, it offers ultimate status & recognition to the cardholders by offering them with the highest purchasing power.
Here are a few of the many features and benefits of ADCB TouchPoints Infinite Card:
Using their TouchPoints Infinite Card, the cardholders can pay their utility bills using personal internet banking account or Mobile App. In a matter of a few clicks, the credit cardholders can pay for the following:
The cardholder can opt for an optional insurance policy that covers their card’s outstanding balance for an amount of up to AED 200,000 in case of unfortunate incidents such as:
The cardholder can avail Credit Shield by paying a nominal insurance premium.
When the cardholder travels with ADCB TouchPoints Infinite Credit Card, they are entitled to enjoy an elite experience. Being an Infinite Cardmember along with a guest, they get to enjoy unlimited access to over 850 airport lounges across the world. This access is available to both, the primary and the supplementary cardholders.
There is a flat rate of US$32 charged when there are accompanying guests or additional visits, above the entitlement.
With ADCB TouchPoints Infinite Credit Card, the cardholders get to avail the benefit of playing golf free of cost for 365 days at the following golf courses:
In order to enjoy free golf access, the cardholder needs to spend a minimum of AED 5,000 using their credit card every month. This ensures that the cardholder gets uninterrupted access to the few of the best golf courses across the UAE.
Note- Making reservations are a must for availing complimentary golf access. The reservations are available on a first-come, first-serve basis. The cardholder must make reservations up to 14 days in advance. The card members can make reservations by calling the helpline on 600 508008.
ADCB TouchPoints Infinite Credit Card members can have access to a wide selection of distinctive dining, travel, lifestyle, and shopping opportunities. The card gives complimentary access to a 24/7 concierge service so that the cardholder gets nothing but the best.
The Global Concierge Service offers the following benefits:
The offered service enables the cardholder to enjoy the ultimate experience and create memories that last a lifetime.
The best part about the GCS is that it provides assistance in Arabic, English, and Russian. The payment (if any) for the opted services will be billed to the cardholder’s TouchPoints Infinite Card.
The cardholder can get in touch with GCS Desk by calling 800 0441 3487
The ADCB Credit Cardholder can avail convenient options for making payment. The cardholder can pay as low as 5% of their outstanding balance monthly. They can carry the remaining balance forward to their next billing cycle hassle-free.
They can make payment for their credit card outstanding through any the following options:
The cardholder can transfer their outstanding balance from the credit card of the other banks to their ADCB credit card save money on interest charges. The cardholder can enjoy the freedom to repay up to 12 months.
The cardholder can avail the facility of credit card loans in case they need money. The loan can be applied as per the available credit limit. The cardholder can get in touch with the bank to get the money transferred into their account. The bank will transfer the money within three working days.
It benefits the cardholder in three ways:
The cardholder doesn’t need to worry about paying the bill for their expensive purchases all at once. With ADCB TouchPoints Infinite Card, they can divide the bill into installment payments. The installment plan is offered at a low rate of interest and can be paid over a tenure of up to 24 months. Additionally, at various partner locations, the cardholder can buy whatever they want and pay the bill in installment at no interest charges.
ADCB TouchPoints Infinite Cardholders can convert the school and college fees of their children into installments that can be paid over a tenure of up to 12 months at zero interest charges.
The cardmember can enjoy up to 55 interest-free days when the outstanding dues are paid in full before the due date.
When riding with Careem and paying with the ADCB TouchPoints Infinite card, cardholders can enjoy up to 4 airport transfers at no cost (up to AED 100 off for every ride).
The cardholder has access to offers in more than 200 airport restaurants across the globe with the Dine and Fly airport dining program.
Cardmembers have access to the Visa Infinite benefits offered by Visa.
The cardholder is protected against any fraudulent or unauthorized transactions made by an unrelated third-party on this ADCB card. The insurance benefit offered provides a reimbursement amount of up to US$ 3,000 for every occurrence with the annual aggregate limit capped at US$ 5,000.
The cardmember can enjoy complimentary multi-trip travel insurance that provides coverage for the member and his or her family (spouse and up to 5 children) for both local and international trips for a period of up to 90 days. This insurance includes the following:
|Personal Accident Benefit (International)||Up to USD 500,000|
|Personal Accident Benefit (Domestic)||Up to USD 100,000|
|Emergency Medical Expenses||Up to USD 1,000,000|
|Repatriation and Evacuation Expenses||Up to USD 500,000|
|Hospital Daily Cash||Up to USD 3,000 $100 daily|
|Trip Curtailment or Cancellation||Up to USD 7,500|
|Delayed Departure||Up to USD 1,000|
|Baggage Delay||Up to USD 500|
|Loss of Personal Belongings||Up to USD 2500|
Note: The age limit is capped at 75 years for all individuals.
Cardholders can enjoy full control over the transactions made on their ADCB card. They can also set limits via the ‘Card Control’ feature using their ADCB mobile app.
Here are a few of the many rewards and offers of ADCB TouchPoints Infinite Card:
With MyChoice, the cardholder gets to select the rewards as per their credit card expectations. They get the freedom of selecting how they want to accumulate and redeem their rewards.
The cardmember is eligible to earn 1.5 TouchPoints for every AED 1 spent on his or her ADCB card. Additionally, with a spend of AED 15,000 each month, the cardholder receives 15,000 bonus TouchPoints.
Over a period of time, the cardholder can accumulate TouchPoints. The accumulated TouchPoints can be redeemed for the following:
|Skywards||Etihad Guest Miles||Merchant|
|18 TouchPoints is equivalent to 1 Mile||14 TouchPoints is equivalent to 1 Mile||Instant Redemption at more than 1500 locations|
When using the ADCB TouchPoints Infinite Credit Card at VOX Cinemas, cardholders can enjoy the following offers across various categories including Gold by Rhodes, Theatre by Rhodes, and KIDS:
The ADCB TouchPoints Infinite Cardholder can pamper their taste buds with Talabat. Whether they are dining out or ordering in, they can get the best out of this ADCB Infinite card. The cardholder is eligible to enjoy the following discounts:
Cardholders of the ADCB TouchPoints Infinite credit card have complimentary access to the Platinum tier of the U by Emaar Membership. As a member of the platinum tier, the following benefits can be availed across the Emaar group:
Additionally, the members are also offered free bonus 1,000 Upoints upon enrolment.
Cardholders of this ADCB card are eligible to receive a welcome voucher for a stay of 2 nights worth AED 1,200 that can be redeemed across various properties anywhere in the world listed on the official website of hotels.com for up to 6 months from the date of issue.
with ADCB, the cardmember can enjoy a complimentary beverage all year round with the buy one get one free offer redeemable at Caribou Coffee. This offer is applicable at any of the outlets of Caribou across UAE, and not on delivery orders or bottled beverages.
When cardholders make payments with their ADCB card, they are eligible for a discount of 50% on their weekend Careem rides (from Thursday 6 pm to Saturday midnight). This is capped at a discount of AED 40 per ride and on 2 rides a week.
When paying with the ADCB TouchPoints Infinite card, the cardholder can enjoy 15% off on orders placed on the official website of Noon. This is capped at AED 100 per order and on 1 order monthly and is valid on orders within the UAE.
The cardmember can access various 2 for 1 deals across entertainment and food, along with more than 5,000 discount deals on travel by downloading the Visa Offers MENA mobile app.
Upon booking hotel stays using this ADCB card on Agoda’s official website, the cardholder can enjoy a discount of up to 12% on eligible properties.
The cardholder can enjoy an array of amazing privileges on food& beverages, tickets, merchandise at the following:
Below detailed are the fees and charges for this ADCB card:
|Fees and Charges||Amount|
|Annual Fee||AED 1,050|
|Finance Charges for Retail Purchases||3.25% monthly|
|Finance Charges for Credit Card Loan/Balance Transfer/Installment Plans||Up to 1.50% monthly|
|Fee for Cash Advance||3.15% or AED 105 (the higher amount)|
|Fee for Over Limit||AED 288.75|
|Late Payment Charges||AED 241.50 (in case of the minimum due being paid by the due date)|
|Fee for Card Replacement||AED 78.75|
|Charges for a Duplicate Statement||AED 26.25|
|The margin for a transaction in foreign currency||2.99%|
|Fee for credit shield (optional)||1.0395% (of the outstanding amount at the billing cycle)|
|Fee for a temporary increase of the credit limit||AED 52.50|
|Sales Voucher Copy||AED 26.25|
|Charges for Liability/No Liability Letter||AED 52.50|
Q1: What is the TouchPoints rewards program?
Ans: When you make a purchase using your ADCB credit/ debit card, finance through ADCB, save with ADCB, and invest with ACDB, you earn points. Additionally, you earn points for making transactions using online banking, bill-pay, and various other interactions with the bank.
Q2: What are the features that can be accessed under the ‘Card Control’ feature on the ADCB Mobile App?
Ans: The following are the features that you can access using the card control option on your ADCB mobile app:
Q3: How can I redeem my TouchPoints?
Ans: You can redeem your accumulated TouchPoints for vouchers. You can spend the vouchers at one of ADCB’s partner merchant outlets.
Steps to redeem the accumulated TouchPoints:
Step 1- Sign in your ADCB Personal Internet Banking account.
Step 2- Click on the Redeem Now option.
Step 3- Select the preferred partner merchant outlets.
Your redeemed voucher will be mailed to you within 5 working days.
Q4: How I instantly can redeem TouchPoints at the merchant location?
Ans: Here are the steps to redeem accumulated TouchPoints instantly at a merchant’s location:
Step 1- Visit the preferred merchant outlet & select the item you want to purchase.
Step 2- Request the staff for the redemption of TouchPoints.
Step 3- Display your ADCB Credit at the counter.
Step 4- The cash counter staff will swipe the card and process the instant redemption.
Q5: Where can I redeem my TouchPoints?
Ans: You can redeem your accumulated Touchpoints at partnered merchant outlets for the following categories: