ADCB TouchPoints MyChoice Infinite Credit Card

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With Touchpoints Infinite Credit Card, ADCB offers the applicants an ocean full of limitless possibilities. The card is offered exclusively for the most valued account holders of the bank. The card is designed to fulfill all the expectations of a credit card buyer. The credit card offers a plethora of elite benefits and superior services. Additionally, it offers ultimate status & recognition to the cardholders by offering them with the highest purchasing power.

ADCB Touchpoints Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 40,000
  • Annual Fee AED 1,050
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
  • Travel Discounts
  • Hotel Discounts
  • Travel Insurance

Features and Benefits of ADCB TouchPoints Infinite Credit Card

Here are a few of the many features and benefits of ADCB TouchPoints Infinite Card:

Pay Utility Bills

Using their TouchPoints Infinite Card, the cardholders can pay their utility bills using personal internet banking account or Mobile App. In a matter of a few clicks, the credit cardholders can pay for the following:

  1. Mobile phone bills
  2. Salik recharge
  3. College and school fee
  4. Credit card payments

Credit Shield

The cardholder can opt for an optional insurance policy that covers their card’s outstanding balance for an amount of up to AED 200,000 in case of unfortunate incidents such as:

  • Total or permanent disablement
  • Loss of employment (Involuntary)
  • Critical illness
  • Death (natural)

The cardholder can avail Credit Shield by paying a nominal insurance premium.

Free Lounge Access

When the cardholder travels with ADCB TouchPoints Infinite Credit Card, they are entitled to enjoy an elite experience. Being an Infinite Cardmember along with a guest, they get to enjoy unlimited access to over 850 airport lounges across the world. This access is available to both, the primary and the supplementary cardholders.

There is a flat rate of US$32 charged when there are accompanying guests or additional visits, above the entitlement.

Free Golf Access

With ADCB TouchPoints Infinite Credit Card, the cardholders get to avail the benefit of playing golf free of cost for 365 days at the following golf courses:

  • Meydan Golf Dubai
  • The Track
  • Yas Links Golf Club Abu Dhabi
  • Arabian Ranches Golf Club Dubai

In order to enjoy free golf access, the cardholder needs to spend a minimum of AED 5,000 using their credit card every month. This ensures that the cardholder gets uninterrupted access to the few of the best golf courses across the UAE.

Note- Making reservations are a must for availing complimentary golf access. The reservations are available on a first-come, first-serve basis. The cardholder must make reservations up to 14 days in advance. The card members can make reservations by calling the helpline on 600 508008.

Rental Car Discounts

Get up to 35% discount on your Avis car rental services when you book using the official website of Avis car rentals.

TouchPoints Infinite cardholders are also eligible to sign up for Avis Presidential Club Membership using the official Avis car rental website. 

Global Concierge Service

ADCB TouchPoints Infinite Credit Card members can have access to a wide selection of distinctive dining, travel, lifestyle, and shopping opportunities. The card gives complimentary access to a 24/7 concierge service so that the cardholder gets nothing but the best.

The Global Concierge Service offers the following benefits:

  • Travel arrangements
  • Booking tables that are not easily available
  • Sourcing a product and making shopping recommendations
  • Sending flowers or arranging other special gifts

The offered service enables the cardholder to enjoy the ultimate experience and create memories that last a lifetime.

The best part about the GCS is that it provides assistance in Arabic, English, and Russian. The payment (if any) for the opted services will be billed to the cardholder’s TouchPoints Infinite Card.

The cardholder can get in touch with GCS Desk by calling 800 0441 3487

Convenient Payment Option

The ADCB Credit Cardholder can avail convenient options for making payment. The cardholder can pay as low as 5% of their outstanding balance monthly. They can carry the remaining balance forward to their next billing cycle hassle-free.

They can make payment for their credit card outstanding through any the following options: 

  1.  Mobile Banking App - In the app, the cardholder can select their credit card under Manage your Credit Cards and make the payment.
  2. Internet Banking - The cardholder can sign in to their banking account. Below the Credit Card option, they can find the Credit Card Payment option and pay their credit card bill, seamlessly.
  3. Cash Deposit Machine - The cardholder can visit the nearest branch of ADCB bank and pay their credit card bills using the cash deposit machine.
  4. Auto Debit - The credit cardholder can enable auto-debit instructions and pay their credit card bill using their ADCB Current or Savings account. In order to activate the auto-debit facility, the cardholder can call 600 50 2030 and get in touch with the bank or they can visit the nearby ADCB branch.

Balance Transfer

The cardholder can transfer their outstanding balance from the credit card of the other banks to their ADCB credit card save money on interest charges. The cardholder can enjoy the freedom to repay up to 12 months.

Credit Card Loan

The cardholder can avail the facility of credit card loans in case they need money. The loan can be applied as per the available credit limit. The cardholder can get in touch with the bank to get the money transferred into their account. The bank will transfer the money within three working days.

It benefits the cardholder in three ways:

  1. The applicable rate of interest is on the lower side (0% interest rate valid for the first 3 months from issuance).
  2. The cardholder can repay the loan in installments.
  3. The cardholder will get a period of up to 12 months to repay the loan.

Installment Payment Plans

 The cardholder doesn’t need to worry about paying the bill for their expensive purchases all at once. With ADCB TouchPoints Infinite Card, they can divide the bill into installment payments. The installment plan is offered at a low rate of interest and can be paid over a tenure of up to 24 months. Additionally, at various partner locations, the cardholder can buy whatever they want and pay the bill in installment at no interest charges.

0% Interest on School Fee Payments

ADCB TouchPoints Infinite Cardholders can convert the school and college fees of their children into installments that can be paid over a tenure of up to 12 months at zero interest charges.

Interest-free Days

The cardmember can enjoy up to 55 interest-free days when the outstanding dues are paid in full before the due date.

Complimentary Airport Chauffer

When riding with Careem and paying with the ADCB TouchPoints Infinite card, cardholders can enjoy up to 4 airport transfers at no cost (up to AED 100 off for every ride).

Dragon Pass Dine and Fly

The cardholder has access to offers in more than 200 airport restaurants across the globe with the Dine and Fly airport dining program.

Visa Benefits

Cardmembers have access to the Visa Infinite benefits offered by Visa.

Card Fraud Protection

The cardholder is protected against any fraudulent or unauthorized transactions made by an unrelated third-party on this ADCB card. The insurance benefit offered provides a reimbursement amount of up to US$ 3,000 for every occurrence with the annual aggregate limit capped at US$ 5,000.

Multi-trip Travel Insurance

The cardmember can enjoy complimentary multi-trip travel insurance that provides coverage for the member and his or her family (spouse and up to 5 children) for both local and international trips for a period of up to 90 days. This insurance includes the following:



Personal Accident Benefit (International)

Up to USD 500,000

Personal Accident Benefit (Domestic)

Up to USD 100,000

Emergency Medical Expenses

Up to USD 1,000,000

Repatriation and Evacuation Expenses

Up to USD 500,000

Hospital Daily Cash

Up to USD 3,000 $100 daily

Trip Curtailment or Cancellation

Up to USD 7,500

Delayed Departure

Up to USD 1,000

Baggage Delay

Up to USD 500

Loss of Personal Belongings

Up to USD 2500

Note: The age limit is capped at 75 years for all individuals. 

Card Control

Cardholders can enjoy full control over the transactions made on their ADCB card. They can also set limits via the ‘Card Control’ feature using their ADCB mobile app.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Rewards and Offers of ADCB TouchPoints Infinite Credit Card

Here are a few of the many rewards and offers of ADCB TouchPoints Infinite Card:

TouchPoints Rewards

With  ADCB TouchPoints Infinite credit cardMyChoice, the cardholder gets to select the rewards as per their credit card expectations. They get the freedom of selecting how they want to accumulate and redeem their rewards.

The cardmember is eligible to earn 1.5 TouchPoints for every AED 1  spent1 spent on his or her ADCB card. Additionally, with a spend of AED 15,000 each month, the cardholder receives 15,000 bonus TouchPoints.

Over a period of time, the cardholder can accumulate TouchPoints. The accumulated TouchPoints can be redeemed for the following:

  • Shopping vouchers
  • Dining vouchers
  • Airline tickets
  • Airline upgrades
  • Paying utility bills


Etihad Guest Miles


18 TouchPoints is equivalent to 1 Mile

14 TouchPoints is equivalent to 1 Mile

Instant Redemption at more than 1500 locations

BOGO (Buy 1 Get 1) Offer with Vox Cinemas

When using the ADCB TouchPoints Infinite Credit Card at VOX Cinemas, cardholders can enjoy the following offers across various categories including Gold by Rhodes, Theatre by Rhodes, and KIDS:

  1. Buy one and get one free on movie tickets (capped at 4 tickets monthly per card)
  2. A discount of 20% on select meals

Pamper your Taste Buds

The ADCB TouchPoints Infinite Cardholder can pamper their taste buds with Talabat. Whether they are dining out or ordering in, they can get the best out of this ADCB Infinite card. The cardholder is eligible to enjoy the following discounts:

  • 20% off on Talabat orders (capped at AED 20 per order and 4 orders in a month)
  • Up to 25% off at over 1,400 outlets of the finest of restaurants

U by Emaar Platinum Membership

Cardholders of the ADCB TouchPoints Infinite credit card have complimentary access to the Platinum tier of the U by Emaar Membership. As a member of the platinum tier, the following benefits can be availed across the Emaar group:

  • A discount of 30% on dining across the Emaar group’s finest restaurants
  • Savings worth 30% on Dubai Opera Tickets
  • Free access for 2 people at The Lounge at Fashion Avenue and the Dubai Mall Delivery Service
  • Free cold drinks and popcorn at Reel Cinemas
  • Savings worth 20% on spa treatments
  • 10% savings along with late check out on stays at the Vida, Rove and Address hotel chains
  • Earning and redemption of Upoints

Additionally, the members are also offered free bonus 1,000 Upoints upon enrolment.

2 Nights Stay Anywhere Across the Globe

Cardholders of this ADCB card are eligible to receive a welcome voucher for a stay of 2 nights worth AED 1,200 that can be redeemed across various properties anywhere in the world listed on the official website of for up to 6 months from the date of issue.

1+1 on Coffee

with ADCB, the cardmember can enjoy a complimentary beverage all year round with the buy one get one free offer redeemable at Caribou Coffee. This offer is applicable at any of the outlets of Caribou across UAE, and not on delivery orders or bottled beverages.

Discounts on Careem Weekend Rides

When cardholders make payments with their ADCB card, they are eligible for a discount of 50% on their weekend Careem rides (from Thursday 6 pm to Saturday midnight). This is capped at a discount of AED 40 per ride and on 2 rides a week. Discounts

When paying with the ADCB TouchPoints Infinite card, the cardholder can enjoy 15% off on orders placed on the official website of Noon. This is capped at AED 100 per order and on 1 order monthly and is valid on orders within the UAE.

2 for 1 Deals

The cardmember can access various 2 for 1 deals across entertainment and food, along with more than 5,000 discount deals on travel by downloading the Visa Offers MENA mobile app.

Deals on Agoda

Upon booking hotel stays using this ADCB card on Agoda’s official website, the cardholder can enjoy a discount of up to 12% on eligible properties.         

An Array of Amazing Privileges at Yas Island Theme Parks

The cardholder can enjoy an array of amazing privileges on food& beverages, tickets, merchandise at the following:

  1. Warner Brothers World Abu Dhabi
  2. Yas Waterworld
  3. Ferrari World Abu Dhabi

Offered Benefits

  • Discount on Tickets/ Passes - The cardholders can avail a discount at the rate of 15% on annual passes as well as general admission tickets bought at the ticket counters.
  • Complimentary Quick Pass - In order to avail priority access to various attractions and rides, the cardholder can get a Complimentary Quick Pass worth AED 150.
  • Priority Queues - The cardholders can get access to priority queues at ticket counters of the parks.
  • Discounted Merchandise - For merchandise, the cardholders can get a discount at the rate of 15%.
  • Discount on F&B - The cardholders can get a discount at the rate of 15 percent on food & beverage.
  • 0% Interest Payment Plan - The cardholder can avail 0% interest on the payment plan for the purchases made over AED 500 at Warner Brothers World Abu Dhabi, Yas Waterworld, and Ferrari World Abu Dhabi.

Limited Time Exclusive ADCB TouchPoints Infinite Credit Card Reward Offer

Earn up to 250,000 reward points when you sign up for your ADCB TouchPoints Infinite credit card. This is a limited time offer with a few terms and conditions applicable. Following are the key terms of this exclusive ADCB rewards offer:

  • Minimum spend of AED 5,000 shall be achieved within 60 days of card issuance. The reward points will be credited after the minimum spend criteria has been met. 
  • The offer applies only to the card issued between June 15th 2022 and August 15th 2022. 
  • Only the customers who do not already have an ADCB credit card or an ADCB covered credit card are eligible for the offer. 
  • Retail transactions, balance transfers and credit card loans can be used to achieve the minimum spend eligibility criteria. 

Eligibility Criteria for ADCB TouchPoints Infinite Credit Card

  • Age: All Applicants older than 21 years of age are eligible to apply for an ADCB TouchPoints Infinite Credit Card. 
  • Minimum Salary: The minimum salary required to apply for ADCB TouchPoints Infinite credit card is AED 40,000. 
  • Nationality: Both UAE nationals and residents can apply for the ADCB TouchPoints Infinite credit card.

Fees and Charges for the ADCB TouchPoints Infinite Credit Card

Below detailed are the fees and charges for this ADCB card:

Fees and Charges


Annual Fee

AED 1,050

Finance Charges for Retail Purchases

3.25% monthly

Finance Charges for Credit Card Loan/Balance Transfer/Installment Plans

Up to 1.50% monthly

Fee for Cash Advance

3.15% or AED 105 (the higher amount)

Fee for Over Limit

AED 288.75

Late Payment Charges

AED 241.50 (in case of the minimum due being paid by the due date)

Fee for Card Replacement

AED 78.75

Charges for a Duplicate Statement

AED 26.25

The margin for a transaction in foreign currency


Fee for credit shield (optional)

1.0395% (of the outstanding amount at the billing cycle)

Fee for a temporary increase of the credit limit

AED 52.50

Sales Voucher Copy

AED 26.25

Charges for Liability/No Liability Letter

AED 52.50

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Q1: What is the TouchPoints rewards program?

Ans: When you make a purchase using your ADCB credit/ debit card, finance through ADCB, save with ADCB, and invest with ACDB, you earn points. Additionally, you earn points for making transactions using online banking, bill-pay, and various other interactions with the bank.

Q2: What are the features that can be accessed under the ‘Card Control’ feature on the ADCB Mobile App?

Ans: The following are the features that you can access using the card control option on your ADCB mobile app:

  1. Setting daily spend limits
  2. Setting limits for monthly spend
  3. Blocking all transactions
  4. Blocking transactions that take place online
  5. Blocking transactions that are made in-store
  6. Blocking transactions that are made in a foreign currency
  7. Blocking any cash withdrawal from ATMs
Q3: How can I redeem my TouchPoints?

Ans: You can redeem your accumulated TouchPoints for vouchers. You can spend the vouchers at one of ADCB’s partner merchant outlets.

Steps to redeem the accumulated TouchPoints:

  • Step 1- Sign in your ADCB Personal Internet Banking account.
  • Step 2- Click on the Redeem Now option.
  • Step 3- Select the preferred partner merchant outlets.


Your redeemed voucher will be mailed to you within 5 working days.

Q4: How I instantly can redeem TouchPoints at the merchant location?

Ans: Here are the steps to redeem accumulated TouchPoints instantly at a merchant’s location:

  • Step 1- Visit the preferred merchant outlet & select the item you want to purchase.
  • Step 2- Request the staff for the redemption of TouchPoints.
  • Step 3- Display your ADCB Credit at the counter.
  • Step 4- The cash counter staff will swipe the card and process the instant redemption.
Q5: Where can I redeem my TouchPoints?

Ans: You can redeem your accumulated Touchpoints at partnered merchant outlets for the following categories:

  • Lifestyle
  • Shopping
  • Sports
  • Electronics
  • Jewelry
  • Travel
  • Leisure and entertainment
  • Bill payments
  • Dining

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