ADCB TouchPoints Platinum Credit Card

Over a period of time, credit cards have gained popularity in the UAE. The lucrative rewards and benefit offered by credit cards are the reason why a number of expats and residents in the UAE opt for it. As the needs of credit card applicants vary, the bank offers various types of credit cards to cater to the distinguished needs of the applicants. As a result, spending on credit cards in the UAE has increased over a period of a few years.ADCB TouchPoints Platinum Credit Card

With so many choices, some applicants tend to get confused. The key to zero down on a credit card is knowing one’s credit card expectations. Knowing so helps to find the card that will fulfil the credit card needs. This makes the process of short-listing credit cards as smooth as a cake walk. 

In order to cater to the credit cards need of UAE’s residents, one of the best UAE banks, Abu Dhabi Commercial Bank offers TouchPoints Platinum Credit Card. The card rewards the cardholder whenever the cardholder makes purchases using the ADCB TouchPoints Platinum Credit Card. Additionally, it makes the cardholder entitled to enjoy myriad of benefits offered by the credit card.

About ADCB TouchPoints Credit Card

ADCB Platinum Credit Card enables the cardholder to celebrate life’s success. The card is designed to offer exclusive privileges to the individuals few who appreciate the privileges and indulge in the fine things in life. The card offers enhanced features and benefits that make this card one of a kind. The more a cardholder spends using the card, the more points he can accumulate. It means when a cardholder spends using the card, they are rewarded in form of points.

Features of ADCB Platinum TouchPoints Credit Card

ADCB Platinum TouchPoints Credit Card is loaded with so many features that make this card a must have. The card ensures that the credit card cardholder’s security is not compromised under any situation. Apart from the rewards, it offers insurance benefits to the cardholder.

Here are the prominent features of ADCB Platinum TouchPoints Credit Card:

Relish the Tastebuds

TouchPoints Platinum Credit Card by ADCB offers 25% discount on best of fine dining across the UAE at the premium selection of gourmet eateries and restaurants.

Credit Shield

It provides the cardholders insurance coverage for an outstanding amount up to AED 1 Lakh in event of critical illness, loss of employment (involuntary), permanent disability, and death. In order to avail this benefit, the cardholder needs to a nominal fee.

Privilege Benefits

The Cardholder Can Avail Privileges Benefit's at:

  1. Warner Brothers World Abu Dhabi
  2. Yas Waterworld
  3. Ferrari World Abu Dhabi
  • They can get 15 percent discount on annual passes and General Admission Tickets bought at the tickets counters.
  • They can get complimentary quick pass that costs AED 150 for early access to attractions and rides and priority access at ticket counters of the park.
  • They can get discounted merchandise at the rate of 15 percent.
  • They can get discounted food & beverage at the rate of 10 percent.

Benefits of ADCB TouchPoints Platinum Credit Card

The card offers various benefits that make having the card worth it. The benefits are formulated to suit various card members having various credit card expectations.

Listed below are the benefits of ADCB TouchPoints Platinum Credit Card:

Buy 1, Get 1 Free (BOGO) with VOX Cinemas

The card comes with a facility of a free movie ticket when the cardholder buys a free ticket using their ADCB TouchPoints Credit Card.

BOGO offer can be availed on a 2D movie ticket, 3D movie ticket and IMAX movie ticket booked with ADCB TouchPoints Credit Card through the VOX Cinemas website or Mobile App. In order to avail the offer, the cardholder needs to sign up as a member of Vox Cinemas.

ADCB TouchPoints Platinum Credit Card Cardholders can avail Up to 4 free tickets on a monthly basis.

In order to be eligible to avail of this offer, there is no minimum purchase criterion.

Buy 1, Get 1 Free Offers

ADCB TouchPoints Platinum Credit Card enables the credit card holders to select from a wide range of offers on a complimentary basis throughout Africa and the Middle East across the premium spas, and fine dining restaurants. It offer the following buy 1 get 1 offers:

  1. Upon purchasing 1 hour Spa treatment, the cardholder will get a complimentary 1 hour Spa treatment.
  2. Upon purchasing 1 entrée, the cardholder will get a complimentary entrée.
  3. Upon purchasing 1 main course, the cardholder will get a complimentary main course.

In order to avail the buy 1 get 1 free offers, the cardholders may download Buy 1 Get 1 app from Mastercard. The app is available on Google Play as well as App Store. After downloading the app, they can register with using their card details. The registration will help the access more than 900 offers based on unlimited usage.

Lounge Access

ADCB TouchPoints Platinum Credit Cardholders get to enjoy three complimentary access to premium airport lounges across the various cities.

Golf Access

ADCB TouchPoints Platinum Credit Cardholders can have access to luxurious golf courses on an annual basis at the following golf courses:

  1. Meydan Golf Dubai
  2. The Track
  3. Al Ain Equestrian Shooting an Golf Club
  4. Yas Links Golf Club Abu Dhabi
  5. Arabian Ranches Golf Club Dubai

In order to avail the golf access, the cardholders must spend a minimum of ED 5,000 on the credit card on a monthly basis. Since the facility is available on first come first serve basis, the cardholders must make reservations for up to 14 days in advance in order to avail the facility.

For reservations, the card members can call on the toll-free number on 600 50 2004.

Utility Bill Payments

With the help of ADCB Mobile or ADCB personal internet banking, the cardholders can use ADCB Credit Card to pay their utility bills for the following:

  1. Salik
  2. Credit card payments
  3. Phone bills (mobile)
  4. Fees Payments for School and College

Top Reasons to get the ADCB TouchPoints Platinum Credit Card

The benefits and features mentioned above give an extra-edge to the card. The card offers comprehensive benefits for the cardholders.

Here are the top reasons to get the ADCB TouchPoints Platinum Credit Card:

Super-Fast Payment

The cardholders can pay as minimum as 5 percent of their outstanding ADCB credit card bills get to carry the remaining balance forward to the next cycle. The cardholder can pay their credit card bill at any of ADCB branches all over the UAE. Additionally, they can pay the bill at the following:

  1. Cash Deposit Machines
  2. Personal Internet Banking
  3. Mobile Banking App
  4. Auto Debit

For making payment using the following options, a fee of AED 5 per payment will be charged as transaction fee:

  1. Emirates National Oil Company
  2. Emirates Petroleum Products Company
  3. UAE Exchange
  4. Al Ansari Exchange
  5. LuLu Exchange branches

Zero Charges on Selected Installment Payment

The card comes with zero charges in case the cardholder wants to pay their bill on an instalment basis. This enables the cardholder to shop without worrying about the credit card bill.

Balance Transfer Facility

The cardholders can transfer their outstanding balance from the other bank’s credit card to their ADCB Credit Card. They can repay up to a period of 12 months. The low rate of interest enables them to save more.

Credit Card Loan

The card comes with a facility of availing credit card loan cash against the available credit limit of the cardholder. The cardholder needs to get in touch with the bank the balance money will be transferred to their account in a period 3 working days. The cardholders can enjoy a low rate of interest and repay the loan in easy instalments up to a period of 24 months.

ADCB TouchPoints Credit Card Rewards

With MyChoice, the cardholder gets to select the rewards suits their life the most. They can enjoy the ease of selecting how they want to accumulate rewards and spend their accumulated rewards. The cardholder can earn TouchPoints by making purchases using their card. In order to earn rewards, they get to select one category or select them all. After all, it is all about their preference.



Reward Categories

Bonus TouchPoints for category purchases

Overall purchases on a monthly basis to qualify (for each enrolled category)

Maximum TouchPoints reward on a monthly basis (for each enrolled category


& water

15 points  per 1 AED

AED 2,500

20,000 (Platinum)



5 points per 1 AED

AED 2,500

20,000 (Platinum)



7 points per 1 AED

AED 2,500

20,000 (Platinum)



5 points per 1 AED

AED 2,500

20,000 (Platinum) 


Duty-Free-  domestic and 

15 points per 1 AED

AED 2,500

20,000 (Platinum)

How to Earn Your Rewards?

Every time the cardholder makes purchases using ADCB TouchPoints Credit Card across the world, the cardholder earns 1 TouchPoint for AED 1 purchase.

How to Redeem Your Points?

The cardholder can accumulate the TouchPoints over a period of time. The accumulated TouchPoints can be redeemed them for the following:

  1. Dining vouchers
  2. Shopping vouchers
  3. Airline tickets
  4. Airline tickets upgrades
  5. Paying utility bills

How does it Work?

In order to enjoy the MyChoice bonus rewards, the cardholder needs to make minimum purchases of AED 2,500 on a monthly basis for every enrolled category. The total purchase comprises of the purchases that cardholder makes within the opted category along with the other purchases.


If the cardholder enrols for Supermarket &Telecom reward categories, overall, they need to make a total purchase worth AED 5,000 or more using the card. Only then, they will be eligible to avail the bonus rewards. The bonus rewards are applicable to the purchases for the specific reward category.

In order to select their rewards category, the cardholders can log in to Personal Internet Banking or they can call around the clock contact centre at 600 50 2030.

Note-All the preferences registered until 10th of the month shall be applicable for the particular month. The preferences made later than 10th of the month will be applicable from the next month.

How to Apply for ADCB TouchPoints Credit Card?

Applying for ADCB TouchPoints Platinum Credit Card is very easy, simple and hassle-free.


The applicant can apply for the card online. In order to simplify the application process, the applicant can log on to and get done with the credit card application in a matter of a few seconds. All they need to do is duly fill out the application form and submit it. Upon receiving the application form, the credit card expert from will get in touch with the applicant for collecting the required documents. After that, the credit card expert will process the application. is a technologically driven platform that offers a one-stop solution for the various credit card needs of the credit card buyers in the UAE. It simplifies the buying credit card process so that the applicants who are not so tech-savvy can also apply for the credit card without any problem.

The website provides data-driven and unbiased solutions so that the applicants can make a well-informed decision.  

Other ways

Here are the other ways to apply for ADCB TouchPoints Platinum Credit Card:

  • Call- The applicant can dial 600 50 2030 and apply for the card.
  • SMS- The applicants can apply for the card via a text message by tying <CARD> to 2626.
  • Leave Number- The applicants log on to the bank’s website and leave their number. The customer care executive will get in touch with them and guide them regarding the application process.

ADCB TouchPoints Credit Card FAQs

Question 1- Is there any limit on the online transaction or usage ADCB TouchPoints Credit Card?

Answer- No. As long as the credit card limit isn’t exhausted, there is no restriction on the number of transactions and or card usage.

Question 2 - How does 3D Secure™ protects against unauthorized transactions?

Answer- 3D Secure feature shields you against unauthorized transactions. It mandates to enter an OTP (one-time password) that is sent to your registered mobile number as well as registered email address. After entering the OTP, the online transaction can be completed. This extra-layer of authorization ensures that being the cardholder, only you will have the password that is required to complete the transaction.

Question 3- What is the interest/ profit rate on unpaid balance on ADCB TouchPoints Credit Card?

Here is the interest/ profit rate charged on ADCB TouchPoints Credit Card:


Profit/ Interest Rate (Per Month)



From AED 0 to  AED 30, 000

3.15 to 3.50


From AED 31,000 to AED 50,000

3.15 to 3.50


From AED 51,000 to AED 1,00,000

3.15 to 3.50


Above AED 1.00,000

3.15 to 3.50

Question 4 - Can I avail the facility of credit card loan with ADCB TouchPoints Credit Card?

Answer 4. Yes. The card offers the benefit of credit card loan as per the available limit of the card. After the successful submission of cardholder’s application, it takes 3 working days for the balance of money to be transferred in their account. The benefit of credit card loan with the card is that it offers a rate of interest. Additionally, it offers the cardholder to repay the loan in easy instalments that ranges from 6 months to 24 months.

Question 5 - How can I pay my ADCB TouchPoints credit card bill??

Answer 5. You can pay your ADCB credit card bills without any extra charges at your preferred ADCB branch. Additionally, you can pay your bill at select ATMs, Emirates National Oil Company, Emirates Petroleum Products Company, UAE Exchange, Al Ansari Exchange and LuLu Exchange branches.

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