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ADCB LuLu Co Brand Platinum Credit Card Features & Benefits

By PolicyBazaar
Average Rating / 5 (ratings )

Increasing the income level of the average people in the UAE, changing lifestyles habits and the demand for new products and things has made credit cards more famous than ever in the emirates. This is where; the ADCB LuLu Co Brand Platinum Credit Card comes into the picture.

The LuLu Co Brand Platinum Credit Card offered by the ADCB (Abu Dhabi Commercial Bank) comes with a wide range of eminent features & benefits to meet the various need of your lifestyle.

With this credit card, you can turn your spending into free shopping at LuLu Hypermarket. In addition to this, you can enjoy a plethora of travel, lifestyle, and entertainment benefits using this ADCB credit card.

Few Highlights of the ADCB LuLu Co Brand Platinum Credit Card

  • No annual fee charged on this credit card.
  • A maximum of 5 LuLu points per 1 AED purchase
  • Competitive finance charges(retail purchases) of 3.25 percent monthly
  • Low foreign currency charge of 2.99 percent

What ADCB LuLu Co Brand Platinum Credit Card Features Can I Get?

If you are skeptical about opting for this ADCB LuLu credit card then all of your doubts may get clear after you will go through the eminent features of this card. Yes, you read it right. The ADCB LuLu Co Brand Platinum Credit Card offers amazing features that are unmatched by other credit cards available in the market. Here are the key features of this card:

No Interest Tenure

You can enjoy a no-interest grace period of a maximum of 55 days on this ADCB credit card if you keep on making the payment of your complete outstanding balance on or before the payment due date every month.

Easy Payment Options

The bank provides you the convenience to pay a minimum of 5 percent of your outstanding amount every month, and you can carry forward the remaining balance to the following billing cycle.

Besides, you can pay your credit card bill via any of the given below payments channels:

  • Through ADCB Mobile App
  • Through personal net banking
  • Through cash deposit machines & any of the ADCB branches
  • Through auto-debit facility

You can choose any of these payment modes to pay off your outstanding balance as per your convenience. Also, you can make your credit card payments at UAE Exchange, ENOC/EPPCO, AI Ansari Exchange or at LuLu Exchange branches.

Zero Interest Balance Transfer

ADCB provides you the amazing facility of transferring the outstanding amount from your other bank’s credit card to this ADCB credit card. In addition to this, you can enjoy the flexible repayments through monthly installments of a maximum of 24 months at a zero interest rate.

Cash Loans

You can easily avail funds against your pre-determined credit limit in case of any emergency. These funds will get transferred into your account within 3 business days only. This cash loan involves a low rate of interest along with easy & flexible repayment through monthly installments for a maximum of 24 months.

Credit Shield Facility

Life is unpredictable, so it is obvious that you can’t predict the mishaps that might be coming your way. Henceforth, it becomes quite important for you to have adequate coverage for unforeseen situations like total disability, critical illness, involuntary employment loss, and natural death.

Well, this ADCB LuLu Co Brand Platinum Credit Card offers the credit shield facility. It is basically an optional insurance plan that covers the outstanding amount on your card for a maximum of 200,000 AED against various unforeseen situations.

Easy Installments

This convenient installment option on this ADCB credit card reduces the pain of paying back large & expensive purchases all in one go. You can easily convert your large transactions into simple installments of 24 months at a low rate of interest. Also, you can shop with the ADCB retail partners and pay back in monthly installments at zero percent interest rate.

Card Control

You can also control your card transactions & set spending limits with the ‘card control feature’ of this card via the ADCB Mobile Banking App. With this advanced feature, you can set daily or monthly spending limits and block online, foreign, ATM cash withdrawals, or all transactions.

What ADCB LuLu Co Brand Platinum Credit Card Benefits Can I Avail?

Apart from the excellent features, this ADCB credit card also comes with an array of benefits that make it one of the best credit cards in the UAE. Following are the eminent benefits of this card:

Reward Points

This card converts your spending into free shopping at LuLu hypermarket. Yes, you read it right. Every time you use this card for making transactions, you will earn LuLu points which can be further utilized to shop at any of the LuLu hypermarkets throughout the United Arab Emirates.

On every AED 1 purchase, you can earn a maximum of 5 LuLu points with this ADCB LuLu Co Brand Platinum Credit Card.

Free Airport Lounge Access

As a member of this credit card, you can enjoy unlimited free access to more than 25 regional as well as international airport lounges throughout the UAE, Jordan, Egypt, Kuwait, Saudi Arabia, USA, UK, Morocco, Canada, Germany, Singapore, Germany, France, and more. In addition to this, you will also get 3 free accesses at 900+ airport lounges globally via Lounge Key.

Entertainment Offers

With this ADCB credit card, you can avail of a 15 percent discount on tickets & merchandise and a 10 percent discount on food & beverages at Ferrari World, Yas WaterWorld, Warner Bros in Abu Dhabi. Plus, you will get a free quick pass (worth AED 150) for priority access to attractions & rides.

Buy One Get One Free

You can choose from hundreds of amazing offers across the Middle East & Africa on premium spas, fine dining, and more when paying with this card. All you need to download the MasterCard Buy One Get One App & register your credit card details in order to avail access to 900+ unlimited usage offers.

Final Words

Considering its wide range of benefits and features, ADCB LuLu Co Brand Platinum Credit Card is the most feasible option for those individuals who want to meet their various lifestyle requirements. So, you can opt for it without giving a second thought to make the most of it.