The ADCB Islamic TouchPoints Platinum Credit Card is one of the exclusive Islamic credit cards offered by the Abu Dhabi Commercial Bank (ADCB). It promises an array of rewards and savings on each AED spent by the cardmembers. Ever since its launch, this ADCB Islamic credit card has been on the top list amongst residents in the whole region because of its exclusive features and benefits. Not only it meets the different spending habits of different people but it also helps them to make the most of their every spending.
Given below are some of the eminent features and benefits of the TouchPoints Platinum credit card offered by the ADCB:
The ADCB Islamic TouchPoints Platinum Credit Card provides some of the exclusive offers and rewards to its cardmembers and they are as follows:
|Best Platinum Islamic Credit Card in UAE
Following are the fees & charges associated with the ADCB Islamic TouchPoints Platinum Credit Card:
|Fee and Charges
Annual Membership Fee
AED 630 (Free for 1st Year)
Cash Advance Charges
AED 105 or 3.15% (whichever is greater)
Installment Plans/Balance Transfer/Pay Order
A maximum of 1.50% monthly
Late payment fee
Card replacement fee
Duplicate statement fee
Returned cheque charge
Sale voucher copy
International currency transaction
2.99% of the total amount of transaction
Credit shield Charges
0.9345% of the outstanding balance
Limit of Cash Advance
60% of the available credit card limit
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|ADCB Islamic TouchPoints Gold Credit Card
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|ADCB Islamic Etihad Guest Infinite Credit Card
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Q1: Do all transactions qualify for earning TouchPoints?
Ans: You can earn rewards points i.e. TouchPoints on all spends including all retail transactions (net of refunds & reversals). However, it excludes cash withdrawals or any sort of disputed purchases.
Q2: Do I need to make minimum spending in order to avail complimentary golf access?
Ans: Yes, you need to make a minimum spending of AED 5,000 and above than that by using ADCB Islamic TouchPoints Platinum Credit Card to play uninterrupted complimentary golf all year round.
Q3: Who all can avail the exclusive benefits at Yas Island Theme Parks using the ADCB Islamic TouchPoints Platinum Credit Card?
Ans: Well, the primary cardholder and up to 3 accompanying guests can get ticket discounts as well as Flash or Quick Pass benefits at Ferrari World, Yas WaterWorld & Warner Bros Abu Dhabi.
Q4: Do I need to pay an annual membership fee for supplementary ADCB Islamic TouchPoints Platinum Credit Card?
Ans: No, you don’t need to pay an annual membership fee since ADCB levies AED 0 for supplementary ADCB Islamic TouchPoints Platinum Credit cards.
Q5: Can I withdraw cash using the ADCB Islamic TouchPoints Platinum Credit Card?
Ans: Yes, you can withdraw cash up to 60% of your available credit limit using this ADCB Islamic credit card.