ADCB Islamic TouchPoints Infinite Credit Card
The ADCB Islamic TouchPoints Infinite Credit Card is one of a kind Islamic credit card that offers a wide range of exclusive features and benefits to its cardholders. Right from free stay & entertainment deals to online food delivery, and a lot more, this ADCB credit card compliments its cardholder’s lifestyle and helping them to make the most of their every spending.
Features & Benefits of ADCB Islamic TouchPoints Infinite Credit Card
Given below are some of the eminent features & benefits of this ADCB Islamic Credit Card:
- Free Stay: As a special gesture, ADCB offers a welcome voucher to its card members for two nights’ stay (worth AED 1200) that can be redeemed at Hotels.com. The code of online voucher will be sent to the registered email address within the duration of 2 months of payment of the 1st year annual membership fee.
- Exclusive Benefits at Amusement Parks: Card members can enjoy a wide range of exclusive perks and privileges on amusement park tickets, food & beverages, merchandise and a lot more at Ferrari World, Yas WaterWorld & Warner Bros Abu Dhabi.
- Free Golf Access: With this Credit Card, one can avail free golf access all over the year at some of the leading golf courses throughout the UAE like Arabian Ranches Golf Club Dubai, Yas Links Golf Club Abu Dhabi, and the Sharjah Golf & Shooting Club.
- Worldwide Concierge: The round the clock concierge offers personal assistance to ADCB Islamic TouchPoints Infinite Credit Card members by taking care of their all booking related arrangements.
- Free Airport Lounge Access: The cardholder plus one accompanying guest can avail unlimited free access to more than 1000 premium airport lounges globally.
- Free Airport Chauffeur: Card members can enjoy 4 free airport transfers with Careem (a maximum of AED 100 off/per Ride). All they need to use the promo code- UAEVI in order to avail this offer.
- Other Visa Privileges: Members of the ADCB Islamic TouchPoints Infinite Credit Card can also enjoy several other Visa Infinite benefits.
- Multi-trip Travel Insurance: ADCB Islamic TouchPoints Infinite Credit Card members can enjoy the comprehensive travel medical benefits that include:
- Benefits of a personal accident – A maximum of US Dollar 500,000 (overseas) and a maximum of US Dollar 100,000 (local)
- Emergency medical expenditure- A maximum of US Dollar 1,000,000
- Hospital daily cash of US Dollar 100/per day- A maximum of US Dollar 3000
- Repatriation and evacuation expenditures- A maximum of US Dollar 500,000
- Trip cancellation or curtailment- A maximum of US Dollar 7500
- Delayed departure- A maximum of US Dollar 1,000
- Delayed Baggage- A maximum of US Dollar 500
- Loss of personal belongings - A maximum of US Dollar 2500
- Misuse Protection: The ADCB Islamic TouchPoints Infinite Credit Card is shielded against fraudulent use or unauthorized transactions by unrelated 3rd Moreover, the insurance benefit will offer the reimbursement a maximum of US Dollar 3000 per occurrence with US Dollar 5000 yearly aggregate limit.
- Credit Shield Takaful: It is an optional takaful plan that covers the ADCB Islamic TouchPoints Infinite Credit Card for AED 200,000 (maximum) against several unfortunate events such as permanent or total disablement critical illness, involuntary employment loss, or even natural death. In order to take the benefit of this facility, card members will need to enroll themselves in the Credit Shield Takaful program by just paying a nominal fee of 9345% of the entire outstanding balance amount.
- Card Control: Card members can easily control their credit card transactions as well as set spending limits with the smart “card control” feature through the ADCB mobile app.
- Minimum Due Amount: ADCB offers the ADCB Islamic TouchPoints Infinite Credit Card members a convenience of paying as low as 5% of their entire outstanding balance every month and carry a remaining amount forward to the billing cycle of next month.
- Convenient Payment Options: Cardholders can pay the bill of ADCB Islamic TouchPoints Infinite Credit Card through any of the given below channels:
- ADCB Personal Internet Banking
- Mobile Banking App
- Cash Deposit Machines
- Bank branches
- Auto-debit Instructions through Current or Savings Account of ADCB
- Pay Order Facility: Card members can get cash against their available credit card limit that will be transferred to their account within the duration of only 3 working days. And the repayment of the amount can easily be done in monthly installments of as high as 24 months.
- Easy Installments: ADCB Islamic TouchPoints Infinite Credit Card offers the easy installments facility to minimize the stress of paying for large purchases all in just one go. Through this facility, cardholders can convert their large purchases into a 0% profit payment plan for as high as 24 months.
- Balance Transfers: It is available within 3 months of the registration of ADCB Islamic TouchPoints Infinite Credit Card. Moreover, card members can easily make the repayment via monthly installments of as high as 24 months.
ADCB Islamic TouchPoints Infinite Credit Card Rewards & Offers
The ADCB Islamic TouchPoints Infinite Credit Card members can enjoy the following offers & rewards:
- Rewards Points: Card members are entitled to receive rewards in terms of TouchPoints on every spending using this ADCB credit card. They can accumulate their TouchPoints over a period of time and then redeem them for dining or shopping vouchers, upgrades and flight tickets, making utility bill payments, and a lot more. Moreover, 5 TouchPoints can be earned for each AED 1 spent using the ADCB Islamic TouchPoints Infinite Credit Card. In addition to this, they can avail 15,000 Touchpoints as a bonus upon spending AED 15,000 every month.
- BOGO on Caribou Coffee: Members of the ADCB Islamic TouchPoints Infinite Credit Card can avail a free beverage all over the year with unlimited buy one get one free offer at Caribou Coffee.
- Talabat Orders: Cardholders can avail 20% discount on Talabat orders, for a maximum of AED 20 off/per order on four orders in one month.
- Dining Discounts: The cardholder can enjoy a maximum of 25% discount at more than 1400 finest eateries and restaurants by paying with the ADCB Islamic TouchPoints Infinite Credit Card.
- Careem Rides: Card members can avail 50% discount on weekend Careem rides by using the promo code RIDEADCB. Please note that this discounted offer is valid on Careem rides beginning Thursday 6 PM till the Saturday’s midnight which is capped at AED 40 discount/per weekend Careem ride on 2 rides each week.
- Discounted Offers on Noon.com: Card members can enjoy a 15% discount on Noon.com for a maximum of AED 100 per order on one order each month. Please note that this offer is not valid for mobile wallet payments since it is only valid on orders across the UAE.
- 2 for 1 Visa Offers: By downloading the VISA Offers MENA App, ADCB Islamic TouchPoints Infinite Credit Card members can enjoy exciting 2-for-1 deals on food & entertainment along with more than 5000 travel discounts.
- Discounted Offers at Agoda: On booking hotel via Agoda, card members can avail a maximum of 12% discount on the eligible hotels throughout the network.
- Dragon Pass “Dine & Fly” Airport Dining Program: Cardholders can avail access to 200+ airport restaurant offers worldwide. All they need to download the Dine & Fly app and complete a registration to begin redeeming.
- Free U By Emaar Platinum Tier Membership: Card members are entitled to receive a free elite U By Emaar Platinum Tier Membership. And as a member of the platinum tier, one can enjoy a wide range of benefits across Emaar Group:
- 30% discount on dining at some of the best restaurants across Emaar Group.
- 30% discount on Dubai Opera Tickets
- Free access for two at the Dubai Mall Delivery Service and The Lounge at Fashion Avenue.
- Free cold drinks & popcorn at Reel Cinemas
- 20% discount on spa treatments
- 10% discount as well as late checkout on stays at Vida, Address, & Rove Hotel Chains
Fees & Charges on ADCB Islamic TouchPoints Infinite Credit Card
Following are the fees & charges associated with the ADCB Islamic TouchPoints Infinite Credit Card:
|Particulars||Fee and Charges|
Annual Membership Fee
AED 1050 (AED 525 for Excellency members)
Cash Advance Charges
AED 105 or 3.15% (whichever is greater)
Installment Plans/Balance Transfer/Pay Order
A maximum of 1.50% monthly
Late payment fee
Card replacement fee
Duplicate statement fee
Returned cheque charge
Sale voucher copy
International currency transaction
2.99% of the total amount of transaction
Credit shield Charges
0.9345% of the outstanding balance
Limit of Cash Advance
60% of the available credit card limit
Frequently Asked Questions
Q1: Are all transactions qualifies for earning TouchPoints?
Ans: You can earn TouchPoints on all spends including all retail transactions (net of refunds & reversals). However, it excludes cash withdrawals or any sort of disputed purchases.
Q2: Where can I enjoy buy 1 get 1 free offer on Caribou Coffee?
Ans: This BOGO offer is applicable on Caribou outlets throughout the UAE. But please note that this offer is not valid on bottled beverages as well as delivery orders.
Q3: Is there any minimum spending requirement to enjoy free golf access?
Ans: Yes, you need to spend minimum AED 5000 and more using ADCB Islamic TouchPoints Infinite Credit Card in order to enjoy free golf access throughout the year.
Q4: Can supplementary card members enjoy free airport lounge access?
Ans: Yes, supplementary cardholders are allowed to enjoy airport lounge access on a complimentary basis.
Q5: What all concierge services can I avail?
Ans: you can enjoy the following services:
- Arranging a special gift such as sending flowers.
- Booking a table that includes the ones which are not available easily.
- Restaurant advice
- Shopping recommendations
- Various travel arrangements such as car rental, booking hotels and airline tickets, tourist advice, and hotel transfers.
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