ADCB Islamic Platinum Credit Card

The ADCB Islamic Platinum Credit Card is one of the exclusive Islamic credit cards offered by the ADCB (Abu Dhabi Commercial Bank). Known to offer a host of special benefits and features, this credit card is an ideal choice of all spenders. However, this monthly-fee based ADCB credit card is no longer available to new customers and existing card members can continue to reap its benefits and privileges.

Features & Benefits of the ADCB Islamic Platinum Credit CardADCB Islamic Platinum Credit Card

Here are some of the eminent features & benefits of the ADCB Islamic Platinum Credit Card:

  • Bill Payments: ADCB has made it very easy and convenient for the ADCB Islamic Platinum Credit Card members to pay their bills or top up their accounts for several services such as Du, ADDC, Etisalat, and Salik. They can easily pay their bills via ADCB internet banking or mobile app of ADCB within a matter of a few minutes only.
  • Pay Order Facility: Members of the ADCB Islamic Platinum Credit Card can avail cash against their available credit limit. All they need to call on 600 56 2626 and the amount will be transferred to their bank account within three business days. They can make the repayment in monthly installments of 6, 9, 12 or 24 months.
  • Fast Pay: Card members can pay their credit card bill payments at any of the 50+ ADCB branches, ENOC, EPPCO stations, AI Ansari Exchange, and at selected ATMs.
  • Credit Shield: It is basically an optional takaful plan that covers the outstanding balance amount of the ADCB Islamic Platinum Credit Card against several tragic events like permanent or total disablement, critical illness, natural death, and involuntary loss of employment. However, card members need to pay a nominal fee of 9345% of the entire outstanding balance amount in order to avail this facility.
  • Complimentary Purchase Protection: Card members can utilize the ADCB Islamic Platinum Credit Card across the globe and enjoy complimentary purchase protection for a maximum of 90 days. It is basically valid from the purchase date and covers loss, theft, and accidental damage of those items that have been purchased using this ADCB Islamic Credit Card.
  • Extended Warranty: Cardholders can enjoy an retailer’s warranty or extended manufacturer’s for a maximum of 1 year on several items or products bought using the ADCB Islamic Platinum Credit Card.
  • Global Perks and Privileges: ADCB Islamic Platinum Credit Card members can enjoy a wide range of exclusive benefits and privileges across the world.
  • Free Airport Lounge Access: Card members can enjoy access to some of the premium airport lounges globally. All they just need to show this ADCB Islamic Credit Card at the lounge in order to relax & unwind before their flight.
  • Minimum Due Amount: ADCB Islamic Platinum Credit Card members are given the convenience of paying as low as 5% of their entire outstanding amount every month. And then, they can carry forward a remaining balance to the billing cycle of the next month.
  • Convenient Payment Options: Cardholders can pay their credit card bill payments via any of the below-mentioned payment channels:
    • Mobile Banking App
    • ADCB Internet Banking
    • Cash Deposit Machines
    • ADCB branches
    • Auto-debit Instructions via ADCB Savings or Current Account

However, card members can also make their credit card bill payment at AI Ansari Exchange, LuLu Exchange branches, and ENOC/EPPCO by paying a nominal charge of AED 5 per payment transaction.

ADCB Islamic Platinum Credit Card Rewards and Offers

Listed below are the exclusive offers and rewards that can be availed by the card members of the ADCB Islamic Platinum Credit Card:

  • Rewards Point: 1 Touchpoint can be earned on every AED 1 spent using the ADCB Islamic Platinum Credit Card.
  • Free Supplementary Cards: Cardholders can avail unlimited free supplementary ADCB Islamic Platinum Credit Cards for their eligible family members.

Fees & Charges on ADCB Islamic Platinum Credit Card

Following are the fees & charges associated with the ADCB Islamic Platinum Credit Card:

Particulars Fee and Charges

Annual Membership Fee

AED 630

Cash Advance Charges

AED 105

Collection Charge

AED 241.50

Exchange House Payment Charge

AED 5.25 per transaction

Pay Order Processing Charge

AED 157.50

Card replacement fee

AED 78.75

Duplicate statement Charge

AED 26.25

Returned cheque charge

AED 157.50

Outstation Cheque Processing Fee

AED 21

Sale voucher copy

AED 26.25

International currency transaction

2.99% of the total amount of transaction

Credit shield Charges

0.9345% of the entire outstanding balance

Liability or No liability Letter Fees

AED 52.50

Limit of Cash Advance

AED 5000

Frequently Asked Questions

Q1: Is there any annual fee for supplementary ADCB Islamic Platinum Credit Cards?

Ans: No! You can avail unlimited free supplementary cards for the eligible family members.

Q2: How can I apply for the ADCB Islamic Platinum Credit Card?

Ans: You can apply for the ADCB Islamic Platinum Credit Card online, offline or through phone banking.

  • Online: All you need to visit the official website of ADCB and you can directly apply for the ADCB Islamic Platinum Credit Card.
  • Offline: Also, you can visit the nearest branch of ADCB to apply for this credit card.
  • Phone banking: Else, you also have an option to apply for this ADCB Islamic credit card through the phone banking. All you need to call on bank’s 24x7 customer care number 600 56 2626 to apply for the card.

Q3: Is the ADCB Islamic Platinum Credit Card can be availed by new customers?

Ans: No, this credit card is no longer available to new customers and only existing card members can enjoy all the perks and privileges.

Q4: What are TouchPoints all about?

Ans: Members of the ADCB Islamic Platinum Credit Card are given membership into a reward program that is called as TouchPoints. They can earn Touchpoints for each AED 1 spent using this ADCB credit card. And then, the accumulated reward points can be redeemed for flight tickets and upgrades, dining and shopping vouchers, paying utility bill payments, and a lot more.

Q5: It is necessary to enroll in the credit shield takaful program?

Ans: No. It is an optional takaful program that covers the outstanding balance amount of the ADCB Islamic Platinum Credit Card against several tragic events like permanent or total disablement, critical illness, natural death, and involuntary loss of employment.

 

 

 

 

 

Average Rating / 5 ( reviews)