The ADCB Islamic Gold Credit Card is a monthly-based fee card. Loaded with a wide range of special features and benefits, this credit card is one of the best ADCB Islamic credit cards that help in meeting the different lifestyle needs of its cardmembers. However, this ADCB Islamic credit card is no longer available to new credit card customers and only existing credit cardmembers can continue to avail all the benefits and privileges of this card.
Look at the key features & benefits of the ADCB Islamic Gold credit card:
Alternatively, cardholders can also pay their credit card bill payment at ENOC/EPPCO, AI Ansari Exchange, and LuLu Exchange branches by just paying a nominal charge.
The cardholder can enjoy the following offers and rewards with the ADCB Islamic Gold Credit Card:
Following are the fees & charges associated with the ADCB Islamic Gold Credit Card:
Particulares | Fee & Charges |
---|---|
Annual Membership Fee |
AED 210 |
Cash Advance Charges |
AED 105 |
Collection Charge |
AED 241.50 |
Exchange House Payment Charge |
AED 5.25 per transaction |
Pay Order Processing Charge |
AED 157.50 |
Card replacement fee |
AED 78.75 |
Duplicate statement Charge |
AED 26.25 |
Returned cheque charge |
AED 157.50 |
Outstation Cheque Processing Charge |
AED 21 |
Sale voucher copy |
AED 26.25 |
International currency transaction |
2.99% of the total amount of transaction |
Credit shield Charges |
0.9345% of the entire outstanding balance |
Liability or No liability Letter Fees |
AED 52.50 |
Limit of Cash Advance |
AED 5000 |
Q1: Do I need to pay an annual membership charge for supplementary ADCB Islamic Gold Credit Cards?
Ans: No! There is no charge for supplementary ADCB Islamic Gold Credit Cards. You can avail unlimited free add-on cards for the eligible family members.
Q2: How to apply for the ADCB Islamic Gold Credit Card?
Ans: You can apply for the ADCB Islamic Gold Credit Card through any of the given below ways:
Q3: Is the ADCB Islamic Gold Credit Card can be availed by new customers?
Ans: No, ADCB Islamic Gold Credit Card is no longer available to new customers and only existing cardholders can continue to avail all the benefits and privileges of this card.
Q4: It is compulsory to enroll in the credit shield takaful program?
Ans: No. Credit shield takaful is an optional program that covers the ADCB Islamic Gold Credit Card’s outstanding balance amount against various unforeseen events like permanent or total disablement, critical illness, natural death, and involuntary loss of employment.
Q5: Can I withdraw cash using the ADCB Islamic Gold Credit Card?
Ans: Yes, this card comes with a feature of cash withdrawal and it allows you to withdraw up to AED 5000 as cash in times of financial emergency.