ADCB Islamic Etihad Guest Signature Credit Card

The ADCB Islamic Etihad Guest Signature Credit Card is one of a kind Islamic credit card that is loaded with a wide range of exclusive benefits and features. Known to compliment the lifestyle of its card members, this ADCB Islamic card meets the different spending patterns. This is what makes this card suitable for all types of spenders.

Features & Benefits of the ADCB Islamic Etihad Guest Signature Credit CardADCB Islamic Etihad Guest Signature Credit Card

This credit card offers top of the line features and benefits to its card members and some of the key features of this card are given below:

Travel Benefits

  • Etihad Guest Silver Tier Membership: The ADCB Islamic Etihad Guest Signature Credit Card allows fast-tracking of its cardholder tier status to the Etihad Guest Silver Tier upon accrual of 18,000 Tier Miles via purchases with this credit card within 6 months of issuance of this credit card. Additionally, they can avail this privilege upon completing 2 round-trip flight on Etihad Airways within the duration of 6 months of issuance of this ADCB Islamic credit card.
  • Free Flight Upgrade Vouchers: Members of this credit card can get a 2 (maximum) free one-class upgrade vouchers that entitle them to upgrade their airline ticket from economy to business on any of the Etihad Airways Flight along with 50 percent fewer miles.
  • Free Airport Lounge Access: Card members can avail free unlimited access to more than 1000 airport lounges globally. All they need to show this ADCB Islamic credit card at the reception of the airport lounge to avail of this free privilege.
  • Multi-trip Travel Insurance: As a member of the ADCB Islamic Etihad Guest Signature Credit Card, one can avail the comprehensive travel medical privileges including:
    • Benefits of a personal accident – A maximum of US Dollar 500,000 (foreign) and a maximum of US Dollar 50,000 (local)
    • Emergency medical expenditure- A maximum of US Dollar 150,000
    • Hospital daily cash of US Dollar 100/per day- A maximum of US Dollar 1500
    • Repatriation and evacuation expenditures- A maximum of US Dollar 500,000
    • Trip cancellation or curtailment- A maximum of US Dollar 5000
    • Delayed departure- A maximum of US Dollar 1,000
    • Delayed Baggage- A maximum of US Dollar 500
    • Loss of personal belongings - A maximum of US Dollar 150
  • Visa Luxury Hotel Collection Benefits: The ADCB Islamic Etihad Guest Signature Credit Card enables its card members to avail a wide range of exciting privileges at over 900 luxury hotels and resorts globally that includes:
    • Free daily breakfast
    • Free in-room Wi-Fi
    • Room upgrades automatically upon arrival
    • US Dollar 25 food & beverage credit
    • VIP guest status late check-out until 3 pm upon special request

Lifestyle Benefits

  • Free Golf Access: Cardholders can get free golf access throughout the year at a few leading golf courses across the UAE such as Arabian Ranches Golf Club Dubai, The Track, Meydan Golf Dubai, and Yas Links Golf Club Abu Dhabi.
  • Global Concierge Facility: From reservations in the best restaurants or at events to the planning of luxury travel, the Visa Infinite Concierge team will assist its card members to make the most of their time.

Other Benefits

  • Card Control: Card members can now easily take control of their card transactions as well as set spending limits with the exclusive car control feature with the help of the official mobile application of ADCB.
  • Internet & Mobile Banking: ADCB enables its card members to manage their card account round the clock by using their advanced personal internet banking and mobile app. Mobile phone bills, Salik, utility bill payments, college and school fee payments, and credit card bill payments can easily be made using the Internet and mobile banking.
  • Pay Order Facility: Cardholders are entitled to receive cash against their available credit limit that will be transferred to their account within 3 working days. And the amount’s repayment can be done in monthly installments of as high as 24 months.
  • Easy Installments: In order to reduce the stress of paying for large purchases in one go, this card offers the facility of easy installments. It entitles its card members to split their huge purchases into a 0% profit payment plan for 24 months (maximum).
  • Balance Transfers: The balance transfer facility is available within 3 months of the card registration. Also, members of this ADCB credit card can enjoy the flexibility of repaying through monthly installments of as high as 24 months.
  • Convenient Payment Options: Card members can make their ADCB Islamic Etihad Guest Signature Credit Card’s outstanding amount payments through any of the below-mentioned channels:
    • ADCB Personal Internet Banking
    • Mobile Banking App
    • Cash Deposit Machines
    • Bank branches
    • Auto-debit Instructions through Current or Savings Account of ADCB
  • Purchase Protection: Cardholders are entitled to get purchase protection on new products that are purchased using the ADCB Islamic Etihad Guest Signature Credit Card valid from the purchase date up to 365 days. It covers accidental damage or theft.
  • Extended Warranty: Card members can get an extended manufacturer’s or retailer’s warranty for up to 1 year on several items bought using ADCB Islamic Etihad Guest Signature Credit Card.
  • Misuse Protection: Cardholders of this ADCB Islamic credit card are protected against any unauthorized or fraudulent transaction utilization of their credit card by unwanted 3rd parties.
  • Credit Shield: It is an optional plan that covers the card for a maximum of AED 100,000 against various unforeseen events such as permanent or total disablement critical illness, involuntary employment loss, or even natural death. To avail this coverage, cardholders will have to enroll themselves in the Takaful program by paying a nominal charge of 9345% of the full outstanding amount.

ADCB Islamic Etihad Guest Signature Credit Card Rewards & Offers

Given below are the rewards and offers provided on this ADCB Islamic credit card:

  • Miles Rewards: Below are the Miles Rewards Offered on this credit card:
    • Sign Bonus Miles: The ADCB Islamic Etihad Guest Signature Credit Card members will get a welcome bonus of 35,000 Etihad Guest Miles during the membership of 1st And then, earned miles can further be redeemed for various purposes such as upgrades & flights across several destinations on the Etihad Airway’s network as well as their various partners. Please keep this thing in mind that it is only a one-time reward & it will be credited to the Etihad Guest Account within two months of annual fee payment during the 1st year of card issuance.
    • Etihad Guest Miles: Miles: Cardholders can earn 1.25 Etihad Guest Miles for every USD spent on domestic purchases (But note that domestic purchases like supermarkets, education, government services, and utilities will earn 0.33 Etihad Guest Miles for each US Dollar spent.). However, card members can earn 2 Etihad Guest Miles for each US Dollar spent on the international transaction and also when the card is utilized for purchases with Etihad Airways.
    • Monthly Bonus Miles: Cardholders will receive 2,000 Etihad Guest Miles as a monthly bonus when their monthly purchases are equivalent to or greater than USD 2,000.
    • Tier Miles: Tier Miles can be earned on making purchasing through the ADCB Islamic Etihad Guest Signature Credit Card. Earned tier miles help the cardholder to progress to another tier as well as maintaining the ongoing tier status inside the Etihad Guest Program. Moreover, 1 Etihad Guest Tier mile can be earned for each US Dollar 1 of eligible purchase, domestic as well as foreign.
  • Discount on Agoda Bookings: Cardholders can avail as high as 12% discount on hotel bookings at Agoda.
  • Free Airport Chauffeur Rides with Careem: ADCB Islamic Etihad Guest Signature Credit Card members can get a 2 (maximum) free one-way airport chauffeur rides (a maximum of AED 100) with Careem in a calendar year.
  • 2 for 1 Visa Offers: As a member of this ADCB Islamic credit card, one can enjoy exclusive 2-for-1 deals on entertainment as well as food along with more than 5000 travel discounts with the Visa Offers MENA app
  • Lifestyle and Dining Discounted Offers: With the ADCB Islamic Etihad Guest Signature Credit Card, one can get a 30% discount (maximum) at more than 1500 restaurants all over the UAE along with offers related to entertainment, shopping, travel, and a lot more.
  • Exclusive Benefits at Amusement Parks: As a member of the ADCB Islamic Etihad Guest Signature Credit Card, one can enjoy the following exclusive perks and privileges at Yas Waterworld Abu Dhabi, Ferrari World Abu Dhabi, & Warner Brothers World:
    • 15% off on entry tickets as well as annual passes
    • 15% off on Merchandise
    • 10% off on F & B (food and beverages)
    • Free quick passes for priority access to several attractions & rides.

      *Please note that 0% Profit payment plan is available on all purchases that are greater than AED 500

Fees & Charges on ADCB Islamic Etihad Guest Signature Credit Card

Following are the fees & charges associated with the ADCB Islamic Etihad Guest Signature Credit Card:

Particulars Fee and Charges

Annual Membership Fee

AED 1050 (Free for Excellency members)

Profit Rate

3.25% monthly

Cash Advance Charges

AED 105 or 3.15% (whichever is greater)

Installment Plans/Balance Transfer/Pay Order

A maximum of 1.50% monthly

Late payment fee

AED 241.50

Card replacement fee

AED 78.75

Duplicate statement fee

AED 26.25

Returned cheque charge

AED 157.50

Sale voucher copy

AED 26.25

International currency transaction

2.99% of the total amount of transaction

Credit shield Charges

0.9345% of the outstanding balance

Limit of Cash Advance

60% of the available credit card limit

Frequently Asked Questions

Q1: What are the Etihad Guest Silver perks and privileges?

Ans: The member of Etihad Guest Silver Tier can avail of the following exclusive benefits:

  • Priority check-in
  • Allowance of 12 kg excess baggage.
  • At the Abu Dhabi International Airport, you can avail access to the AI Reem Airport lounge.
  • 25% off can be availed on instant upgrades with miles at the airport.

Q2: How and when will I get my first free flight upgrade voucher?

Ans: Well, you will get your 1st free flight upgrade voucher upon making minimum spending of US Dollar 35,000 using the ADCB Islamic Etihad Guest Signature Credit Card. And also note that subsequent free flight upgrade vouchers will be given for every additional US Dollar 35,000 spend utilizing this ADCB Islamic credit card.

Q3: Who all are covered under the multi-trip travel insurance offered on the ADCB Islamic Etihad Guest Signature Credit Card?

Ans: The multi-trip travel insurance cover offered on this ADCB Islamic credit card includes the primary card member, spouse, and a maximum of 5 children. Mind it, the age limit is 75 for all individuals.

Q4: Is there any minimum spending required to avail complimentary golf access on this ADCB credit card?

Ans: Yes, you need to make the minimum spending of AED 5,000 on ADCB Islamic Etihad Guest Signature Credit Card each month in order to avail free golf access all year round.

Q5: What are the global concierge services?

Ans: Following are the global concierge services:

  • Shopping services
  • Table bookings at some of the exclusive restaurants.
  • Various travel arrangements and planning such as hotel and airline ticket bookings, hotel transfers, car rental, & tourist information.
  • Arrangement of special gifts like chocolates and flowers.

 

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