ADCB Islamic Etihad Guest Infinite Credit Card

The ADCB Islamic Etihad Guest Infinite Credit Card is one of the most rewarding credit cards among all ADCB Islamic credit cards. This ADCB credit card offers top of the line benefits and features to its card members thereby helping them to make the most of their every spending. Best of all, cardholders are entitled to receive rewards points for making a purchase using this card. They can further redeem these rewards for various categories.

Features & Benefits of the ADCB Islamic Etihad Guest Infinite Credit CardADCB Islamic Etihad Guest Infinite Credit Card

Given below are some of the key features and benefits of this ADCB Islamic Credit Card:

Travel Benefits

  • Etihad Guest Gold Tier Membership: This ADCB Islamic Etihad Guest Infinite Credit Card allows fast-tracking of its card member tier status to the exclusive Etihad Guest Gold Tier upon accrual of 35,000 Tier Miles via purchases with this credit card within 6 months of card issuance. In addition to this, they can enjoy this benefit upon completion of one round-trip flight on Etihad Airways within the time frame of 6 months of card issuance.
  • Etihad Guest Gold Privileges: As a member of this card, one can enjoy various Etihad Guest Gold benefits such as priority check-in and boarding, allowance of 15 kg excess baggage, fast track immigration, 50% off on instant upgrades with miles at the airport, Business class airport lounge access along with an accompanying guest.
  • Free Flight Upgrade Vouchers: Cardholders can avail a maximum of 4 one-class upgrade vouchers on a complimentary basis that enable them to upgrade their flight ticket from economy to business. Else, they can upgrade from business to first on any of the Etihad Airways Flight.
  • Free Airport Lounge Access: The cardholder, as well as one accompanying guest, can avail complimentary access to more than 1000 airport lounges globally.
  • Visa Luxury Hotel Collection Benefits: The ADCB Islamic Etihad Guest Infinite Credit Card allows its cardholders to enjoy exclusive perks and privileges at 900+ luxury hotels and resorts worldwide that includes:
    • Free daily breakfast
    • Free in-room Wi-Fi
    • Room upgrades automatically upon arrival
    • US Dollar 25 food & beverage credit
    • VIP guest status late check-out until 3 pm upon special request
  • Multi-trip Travel Insurance: The card member can enjoy the comprehensive travel medical privileges including:
    • Benefits of a personal accident – A maximum of US Dollar 500,000 (overseas) and a maximum of US Dollar 100,000 (local)
    • Emergency medical expenditure- A maximum of US Dollar 1,000,000
    • Hospital daily cash of US Dollar 100/per day- A maximum of US Dollar 3,000
    • Repatriation and evacuation expenditures- A maximum of US Dollar 500,000
    • Trip cancellation or curtailment- A maximum of US Dollar 7,500
    • Delayed departure- A maximum of US Dollar 1,000
    • Delayed Baggage- A maximum of US Dollar 500
    • Loss of personal belongings - A maximum of US Dollar 2500

Lifestyle Benefits

  • Free Golf Access: Members of the ADCB Islamic Etihad Guest Infinite Credit Card can avail free gold access all year at some of the leading golf courses in the UAE such as Arabian Ranches Golf Club Dubai, The Track, Meydan Golf Dubai, and Yas Links Golf Club Abu Dhabi.
  • Worldwide Concierge Service: From reservations in the best restaurants or at events to the planning of luxury travel, the Concierge team of Visa Infinite will assist its cardholders to make the most of their time.

Other Benefits

  • Card Control: The official mobile application of ADCB assists its cardholders in managing as well as controlling the transactions & setting spending limits just by using their mobile phones.
  • Internet and Mobile Banking: Members of the ADCB Islamic Etihad Guest Infinite Credit Card can manage their card account any time with the multi-functional Personal Internet banking & Mobile Application of ADCB. They can easily pay their mobile phone bills, utility bills, Salik, college and school fee payments, and credit card bill payments.
  • Minimum Due Amount: Members of the ADCB Islamic Etihad Guest Infinite Credit Card are allowed to pay as low as 5% of their outstanding balance amount every month. After that, they can carry forward the outstanding balance amount to the billing cycle of next month.
  • Convenient Payment Options: ADCB gives its cardholders the convenience of making payments for the outstanding balance of their credit card through any of the below-mentioned convenient payment channels:
    • ADCB Personal Internet Banking
    • Mobile Banking App
    • Cash Deposit Machines
    • Bank branches
    • Auto-debit Instructions through Current or Savings Account of ADCB
  • Pay Order Facility: Card members can avail cash against their available credit limit that will be directly transferred into their account within 3 business days. The repayment of the amount can easily be done in monthly installments of 24 months (maximum).
  • Easy Installments: This card comes with a facility of easy installments that enables its cardholders to convert their large purchases into a 0% profit payment plan for a maximum of 24 months.
  • Balance Transfers: The balance transfer facility can be availed within 3 months of the registration of the card. In addition to this, card members can enjoy the flexibility of repaying through installments of 24 months (maximum).
  • Purchase Protection: Card members can get complimentary purchase protection on new items bought using the ADCB Islamic Etihad Guest Infinite Credit Card valid from the purchase date up to one year. It covers theft or accidental damage.
  • Extended Warranty: Cardholders can receive an extended manufacturer’s or retailer’s warranty for one year on several items bought using ADCB Islamic Etihad Guest Infinite Credit Card.
  • Credit Shield: This ADCB card offers protection to the card members as well as their family in an event of permanent disability, critical illness, involuntary employment loss, or even natural death. To get these benefits, members of this card have to enroll themselves in the Takaful program by paying a nominal monthly fee of 9345% of the full outstanding amount. The maximum coverage offered is AED 2 lakhs.
  • Fraudulent Card Misuse Protection: Members of this ADCB Islamic credit card can keep their card shielded against the unauthorized or fraudulent transactions by unwanted 3rd parties.

ADCB Islamic Etihad Guest Infinite Credit Card Rewards & Offers

This card offers the following offers and rewards:

  • Miles Rewards: Below are the Miles Rewards offered on this credit card:
    • Sign Bonus Miles: Members of this ADCB credit card will get 60,000 Etihad Guest Miles as a signup bonus during the 1st year of their membership. They can redeem the earned miles for upgrades and flights across various destinations on the network of Etihad Airways as well as their partners. Please note that this is a one-time reward and it will be credited to the Etihad Guest Account within the time frame of two months of annual fee payment during the 1st year of card issuance.
    • Etihad Guest Miles: Card members can earn 2 Etihad Guest Miles for every USD spent locally (But note that local purchases such as government services, supermarkets, education, and utilities will earn 0.33 Etihad Guest Miles for every USD spent.). However, members of this card can earn 3 Etihad Guest Miles for every USD spent internationally and also when the card is utilized for purchases with Etihad Airways.
    • Monthly Bonus Miles: Card members will get 5,000 Etihad Guest Miles as a monthly bonus when their monthly purchases are equal to or higher than US Dollar 5,000.
    • Tier Miles: Tier Miles can be earned on making purchasing through the ADCB Islamic Etihad Guest Infinite Credit Card. Earned tier miles help them in maintaining the ongoing tier status inside the Etihad Guest Program and also headway to the next tier. Moreover, 1 Etihad Guest Tier mile can be earned for each US Dollar of eligible purchase, domestic as well as foreign.
  • Discount on Agoda bookings: Members of the ADCB Islamic Etihad Guest Infinite Credit Card can avail a maximum of 12% off on hotel bookings at Agoda.
  • Free Careem Rides: As a member of this credit card, one can avail of a maximum of 4 free one-way airport chauffeur rides (as high as AED 100) with Careem in a calendar year.
  • BOGO at Caribou Coffee: The card member can avail of a free beverage throughout the year with an unlimited Buy 1 get 1 offer at Caribou Coffee.
  • 2 for 1 Visa Offers: Cardholders can enjoy exclusive 2-for-1 deals on entertainment and food along with 5000+ travel discounted offers with the Visa Offers MENA application.
  • Lifestyle and Dining Benefits: With the ADCB Islamic Etihad Guest Infinite Credit Card, one can avail a maximum of 30% discount at 1500+ restaurants across the UAE along with exclusive offers related to entertainment, shopping, travel, etc.
  • Exclusive offers at Yas Island Adventure Parks: At Yas Waterworld Abu Dhabi, Ferrari World Abu Dhabi, & Warner Brothers World, cardholders can avail as high as 15% off on general admission tickets & annual passes bought at the park ticket counters, 15% off on Merchandise, 10% off on F & B (food and beverages), and free quick passes for priority access to attractions as well as rides.

# Note- 0% Profit payment plan is available on all purchases that are greater than AED 500 made at the above-mentioned amusement parks.

Fees & Charges on ADCB Islamic Etihad Guest Infinite Credit Card

Following are the fees & charges associated with the ADCB Islamic Etihad Guest Infinite Credit Card:

Particulars Fee and Charges

Annual Membership Fee

AED 2625 (AED 1312.50 for Excellency members)

Profit Rate

3.25% monthly

Cash Advance Charges

AED 105 or 3.15% (whichever is greater)

Installment Plans/Balance Transfer/Pay Order

A maximum of 1.50% monthly

Late payment fee

AED 241.50

Card replacement fee

AED 78.75

Duplicate statement fee

AED 26.25

Returned cheque charge

AED 157.50

Sale voucher copy

AED 26.25

International currency transaction

2.99% of the total amount of transaction

Credit shield Charges

0.9345% of the outstanding balance

Limit of Cash Advance

60% of the available credit card limit

Frequently Asked Questions

Q1: What is the cash advance limit offered on the ADCB Islamic Etihad Guest Infinite Credit Card?

Ans: You can withdraw cash up to 60% of your available credit limit through this ADCB Islamic credit card.

Q2: Is there any minimum spending required to enjoy free golf benefits with this ADCB Islamic credit card?

Ans: Yes, you have to spend a minimum of AED 5000 on your card each month to enjoy free golf benefits all year round.

Q3: Will I receive any signup bonus with this ADCB Islamic Etihad Guest Infinite Credit Card?

Ans: Yes, you will get 60,000 Etihad Guest Miles as a signup bonus during the 1st year of your membership.

Q4: How many free airport chauffeur rides can I get with Careem using this card?

Ans: You can avail a maximum of 4 free one-way airport transfers in a calendar year on paying with ADCB Islamic Etihad Guest Infinite Credit Card.

Q5: What is the balance transfer all about?

Ans: You can transfer your other banks’ credit card outstanding balance amount to the ADCB Islamic Etihad Guest Infinite Credit Card at an attractive profit rate. In addition to this, ADCB gives you the flexibility of making repayments through monthly installments of a maximum of 24 months.

 

 

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