ADCB Etihad Guest Above Platinum Credit Card Features & Benefits

By PolicyBazaar
  | Published: 15 October 2019 | Last Updated On: 15 January 2021
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With the benefits of a Platinum Card and privileges of Etihad, this credit card offers a wide range of rewards, lifestyle and travel benefits, and various other offers.

This card offers benefits to frequent travelers as well as to those who wish to lead a luxurious lifestyle in the UAE. ADCB also takes care of your protection and convenience in payments by offering particular benefits for the same on this ADCB Etihad Guest Above Platinum Credit Card.

Highlights of the Card

  • 1,050 dirhams charged as annual fees
  • Low finance charge of 3.25 percent per month
  • Etihad Guest Miles worth 25,000 as a sign-up bonus
  • Low international currency fee of 2.99 percent

What ADCB Etihad Guest Above Platinum Credit Card Features can I Enjoy on this Card?

Here is a rundown on the most eminent features of this ADCB Card that make it suitable for the majority of you.

Balance Transfer

The facility of balance transfer makes it easy for you to transfer the outstanding amount from your other bank’s credit card to this ADCB Card. It involves flexible repayments and low rates of interest.

Cash Loans

If you are stuck in debt, then this card is there to look after you. You can avail funds against your pre-determined credit limit. This loan involves low-interest rates along with simple and flexible repayment via monthly installments up to twenty-four months.

Credit Shield Facility

It is impossible to predict the future. You never know what would happen to you. Hence, it becomes necessary for you to have cover for situations such as critical illness, involuntary employment loss, total disability, and even natural death. This ADCB Etihad Card offers the optional credit shield facility, which provides cover for the outstanding amount on your credit card for up to 200,000 dirhams.

Convenient Payment Facilities

When it comes to payment, we all need a certain level of convenience. With this ADCB credit card, it seems quite possible. You have to pay only paying only 5 percent of your balance outstanding every month and then carry forward this balance to the following billing cycle.

Not just that, you also have alternatives in the payment modes including ADCB mobile app, auto-debit facility, cash deposit machines at the branch, and personal internet banking services. You can select the most feasible option for making the payment.

Easy Installments

You can easily split your hefty purchases into simple installments of six, nine, twelve, eighteen, or twenty-four months at low rates of interest.

Payment of Utility Bills

You can make use of this ADCB Etihad Guest Above Platinum Credit Card for making payment of your utility bills conveniently via the mobile banking app or personal net banking.

No-Interest Tenure

You can enjoy an interest-free grace period of 55 days on this card if you keep making the payment of your entire outstanding amount on or prior to the due date each month.

Extended Warranty & Purchase Protection

This ADCB credit card offers protection on all the purchases made using the card. It covers you against accidental damage or theft of items bought. Additionally, this card also offers an extended warranty above the manufacturer or retailer warranty.

Family Protector Plus

It is an optional and economical life insurance cover, which provides coverage for accidental death, natural death, disability, and medical expenses. All of this can be availed at 50 Fils for a day.

Legal & Medical Referral Services

This Platinum Card offers you and your family the assistance for legal and medical reference while on trip outside the main resident country for a maximum tenure of 90 days.

What ADCB Etihad Guest Above Platinum Credit Card Benefits can I Enjoy on this Card?

When they say this credit card is loaded with a host of features and benefits, it is absolutely true. Now, that we have been through the features, let us see some of the benefits of this ADCB card.

Free Lounge Access

Need comfort and luxury while traveling? Don’t worry this card has that covered for you with three free access to more than 1,000 airport lounges across the world via LoungeKey. You and your supplementary cardholder, both can enjoy this facility.

Facility of Airport Chauffeur

Being a privileged Platinum cardholder, you can enjoy two free one-way airport transfers in one year. Additionally, you along with a maximum of 3 family members can take a trip to or from the Abu Dhabi International Airport to any place within the UAE.

Fun at Amusement Parks

With the amazing benefits available at Yas Waterworld, Ferrari World, and Warner Bros World you can enjoy a refreshing time with your friends and family. Here are the privileges offered.

  • 15 percent off on merchandise
  • 15 percent off on entry tickets & yearly passes bought at the ticket counter
  • Free quick pass of 150 dirhams for priority access to attractions and rides
  • 10 percent off on food & beverages
  • On the purchases above 500 dirhams at these parks, you can avail of the no-interest payment option.

Free Golf

UAE is home to lots of amazing green fields where you can tee-off through this credit card. Being a Platinum cardholder, you can access free luxury golf access throughout the year at Arabian Ranches Dubai, Yas Links Abu Dhabi, and The Track Meydan Dubai.

Etihad Guest Silver Tier

This ADBC Etihad Guest Above Platinum Credit Card offers you an Etihad Guest Membership with a Silver Tier status. Being a Platinum cardholder, you automatically get enrolled in this silver membership on meeting any one of the following requirements.

  • Accruing 18,000 Tier Miles by making purchases using this card within six months of issuing the card.
  • After traveling with 2 Etihad Airways return flights within six months of issuing this card.

Dining Offers

You get to enjoy a discount of 25 percent at the finest eateries and restaurants in the UAE with this Platinum Card.

Free Upgrade Voucher

Being a Silver Tier Member, you can avail of an Upgrade voucher that offers you a 50 percent discount on redeeming the Guest Miles for availing an upgrade of one-class on any flight from Etihad Airways.

Guest Miles Bonus

ADCB offers Etihad Guest Miles on this Platinum Card. The following are the miles you can earn on this card.

  • Welcome Bonus: 25,000 Etihad Miles as welcome bonus during the 1styear of membership
  • Anniversary Bonus: On the anniversary of the card membership, you get 10,000 Etihad miles
  • Miles on Purchases: You can earn Guest Miles on regular expenses including dining, shopping, travel, and entertainment
  • Tier Miles: On making purchases you get to earn 1 Tier mile against each 1 USD of purchase both domestically and locally. This helps you in attaining the next tier level and maintaining the current tier level in this Etihad guest program.

To Sum Up!

With an array of benefits and features, this ADBC Etihad Guest Above Platinum Credit Card is amongst the popular ones in the UAE. If your traveling as well as lifestyle, both involve a certain level of luxury and extravagance, then this card could prove to be ideal for you.

It comes with various benefits and rewards related to Etihad Guest Program. Other than that, you can enjoy various travel, entertainment, dining, and payment related benefits on this Platinum Credit Card by the ADCB.