This guide will show you how to cancellation auto debit credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
Abu Dhabi Commercial Bank, established in 1985, has emerged as a prominent part of the country's banking sector, offering a comprehensive range of banking and financial services to individuals and businesses. As a leading financial institution in the UAE, it provides personalised solutions and innovative products to meet the diverse needs of its customers such as credit cards, loans, and more.
In this article, we will narrow down to ADCB credit cards and specifically discuss the ADCB Etihad Guest Platinum credit card. With this credit card in UAE, you can gain access to several perks such as accelerated Etihad Guest Miles earning, airport lounge access, complimentary travel insurance, and lifestyle discounts.
The key features and benefits of the ADCB Etihad Guest Platinum credit card are as follows -
*Offer valid till 5th September
|International Purchase||Up to 1.25 Etihad Guest Miles|
|Domestic Purchases||Up to 1 Etihad Guest Mile|
|Purchases with Etihad Airways||1.25 Etihad Guest Miles|
You can avail of exclusive benefits at over 900 luxury resorts and hotels across the world -
Mentioned below are some other offers and rewards included in the ADCB Etihad Guest Platinum credit card -
Refer to the table below to know the fees and charges of the ADCB Etihad Guest Platinum credit card -
|Types of Fees||Charges|
|Finance Charges (Retail Purchase)||3.69% Per Month|
|Finance Charges (Cash Advance)||3.69% Per Month|
|Liability/ No Liability Letter Charge||AED 52.5|
|Cash Advance Limit||60% of the Credit Limit|
|Minimum Payment Due||5% or AED 100 (Whichever is Higher)|
|Payment Due Date (For Statement Date)||25 Days|
|Card Replacement Fee||AED 78.75|
|Processing Fees - 0% Interest Payment Plans at Participating Merchants and Credit Card Loans||AED 52.5|
|Foreclosure Fee (Credit Card Loan/ Balance Transfer/ Instalment Plans)||AED 210|
|Temporary Credit Limit Increase Fee||AED 52.5|
|Returned Cheque Charge||AED 157.5|
|Paper Statement Fee||AED 5.25 (Per Statement)|
|Duplicate Statement Fee||AED 26.25|
|Exchange House Payment Fee||AED 5.25 (Per Transaction)|
|Foreign Transaction Fee (AED Currency)||2.1%|
|Foreign Currency Transaction Margin||2.99%|
|Credit Shield Fee||1.0395% of the Outstanding at Billing Cycle|
|Cash Advance Fee||3.15% or AED 105 (Whichever is Higher)|
|Late Payment Fee||AED 241.5 (If the Minimum Payment Due is Not Paid by the Due Date)|
|Overlimit Fee||AED 288.75|
|Finance Charges (Balance Transfer/ Credit Card Loan/ Instalment Plans)||Up to 2.25% Per Month|
Here are some of the terms and conditions associated with the ADCB Etihad Guest Infinite credit card -
For detailed terms and conditions, visit the official website of ADCB.
|Other ADCB Credit Cards|
|ADCB LuLu Co-Brand Platinum Credit Card||ADCB Traveller Credit Card|
|ADCB Lulu Titanium Credit Card||ADCB Betaqti Credit Card|
|ADCB Islamic TouchPoints Gold Credit Card||ADCB Islamic Etihad Guest Signature Credit Card|
|ADCB SimplyLife Credit Cards||ADCB Islamic Etihad Guest Infinite Credit Card|
|ADCB TouchPoints Gold Credit Card||ADCB Etihad Guest Infinite Card|
|ADCB Islamic TouchPoints Platinum Credit Card||ADCB TouchPoints MyChoice Infinite Credit Card|
|ADCB Islamic Platinum Credit Card||ADCB Etihad Guest Signature Credit Card|
|ADCB TouchPoints Platinum Credit Card||ADCB Islamic Gold Credit Card|
|ADCB Islamic Etihad Guest Platinum Card|
Ans: Yes. The applicant has to pay an annual membership fee of AED 525 in order to enroll for ADCB Etihad Platinum Card.
Ans: An interest rate of 3.25% per month is charged on the retail purchases made on the Etihad Platinum Card by ADCB.
Ans: Etihad Guest Miles Program is a reward program designed by Etihad Airways for loyal and frequent flying members.
Ans: You can redeem Etihad Guest Miles instantly and avail free upgrades, book free flights, and more. It is easy to spend your miles with Etihad Airways. You can also avail various benefits of shopping opportunities at Rewards Shop. You can also use these Etihad Guest Miles to experience Pearl Business Class flights and the Diamond First Class.
Ans: Yes, you can obtain a cash advance of up to 60% of your available credit limit using this ADCB Etihad card. There is a cash advance fee applicable that is worth 3.15% or AED 105 – whichever amount is higher.