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Etihad Guest Platinum Credit Card offered by Abu Dhabi Commercial Bank (ADCB) is exclusively designed to meet the higher standards of the sophisticated individual today. The credit card comes with amazing benefits and privileges so as to complement the modern lifestyle of an individual. ADCB Etihad Platinum cardmembers get to have the best experience and get a chance to rise above the others. This card makes sure that the travel of the cardholder becomes a rewarding affair while using the card.
The platinum card comes with some power-packed features and benefits. They are as follows:
Etihad Platinum Cardmember can make use of this card to make purchases across the globe and enjoy enhanced protection and care. The coverage provided to the cardholder includes:
Etihad Platinum Card by ADCB offers protection to its card members in the event of death, involuntary employment loss, critical illness, or permanent disability. The cardholders can simply enrol themselves in the Credit Shield programmer simply by paying an affordable monthly fee. This program also safeguards the cardholder against the risk of death due to any reason for up to AED 100,000.
The card members can transfer their outstanding balance from their credit card from other banks to the Etihad Platinum Card and save with a comparatively lower rate of interest. Additionally, this can be repaid over a flexible tenure of up to 48 months.
The cardholder has complete control over the transactions on his or her card along with the setting of daily spending limits by using the card control feature on the ADCB app. This feature allows the cardholder to set daily and monthly spending limits, along with blocking all, online, in-store, or foreign transactions. Cash withdrawals from ATMs can also be blocked using this service.
This ADCB Etihad Card allows a maximum of 55 interest-free days as long as the cardholder continues to make payment against the outstanding dues in full every by the due date.
The cardholder has the flexibility to pay as little as 5% while carrying the remaining balance to the next month’s billing cycle. The payment for the dues can be made by using any of the various convenient payment options offered by ADCB:
The card can easily be managed by cardmembers by using either the Personal Internet Banking or the Mobile Banking platform. Additionally, payment for various services can be made using any of these platforms, such as:
Etihad Platinum Cardmembers can split their daily purchase transactions made on the card at lower rates of interest and make the payment in easy installments that are spread across flexible tenures of up to 48 months.
When shopping at the wide list of partner merchants, the cardholder can pay back in installments spread across 12 months at a zero interest and low processing charges.
Cardholders of ADCB Etihad Platinum Card can avail loan on their credit cards. They just have to call the bank and the amount is transferred in their account within 2 working days. They can avail this loan at comparatively lower interest rates and repayment can be done in easy installments of flexible tenures ranging up to 48 months.
Cardholders are entitled to exclusive privileges with the collection of over 900 luxury resorts and hotels of Visa. These perks include:
The card members can enjoy 3 complimentary accesses to more than thousands of premium airport lounges all across the globe if they travel with their Etihad Platinum Card. They can enjoy the services of the premium lounges without paying a penny. The cardholders can have refreshments, watch movies, and go online at the lounge.
Additional guests can also accompany the cardholder, over the entitlement at a flat rate of USD 32 for every guest per visit.
Listed below are some of the rewards and offers on the Etihad Platinum Card:
Etihad Platinum Cardmembers can earn various rewards by spending with the Platinum Card be it dining, shopping, travel, or entertainment expenses across the globe. They are eligible to earn Etihad Guest Miles on every purchase made on their cards, anywhere in the world.
Out of gratitude towards the customer’s patronage, the 1,000 Etihad Guest Miles as a monthly bonus on every succeeding monthly spending equal to or more than USD 1,000.
12,000 Etihad Guest Miles for the duration of the first year of issuance of the card is offered by Abu Dhabi Commercial Bank (ADCB). Welcome Bonus Miles can be redeemed for their flights and upgrade across the growing list of exotic destinations on Etihad Airways’ network and its associates.
The welcome bonus is a one-time reward and is credited to the cardholder’s Etihad Guest account within sixty days from the annual fee payment during the card issuance’s first year.
The cardholder can enjoy a discount of up to 12% on selected properties when making hotel bookings with Agoda’s official website using the ADCB Etihad Platinum credit card.
Cardmembers are entitled to a discount of 8% at the point of checkout when booking on the hotels.com’s official website. This can simply be redeemed by adding the ADCB Etihad Platinum card and using the promo code ‘VISA8.’
Be it food or entertainment, the cardholder can access exclusive 2 for 1 deals offered on this ADCB Visa card along with more than 5,000 discount deals on travel simply with the Visa MENA app that can be downloaded from the Apple or Google Play Store. In order to get started, the cardholder just has to enter his or her ADCB Etihad Platinum card on the mobile app.
The cardholder is eligible to enjoy discounts of up to 30% across more than 1400 dining outlets across the UAE. On top of that, he or she also has access to numerous offers on shopping, travel, entertainment, among much more.
Etihad Platinum Cardmember can avail exclusive benefits at few of the largest theme parks in the country, namely Warner Bros. World, YasWaterWorld, Clymb and Ferrari World.
Benefits offered to cardmembers are as follows:
Particulars | Fee and Charges |
---|---|
Platinum Card |
AED 525 |
Finance Charges for Cash Advance |
3.50% monthly |
Cash Advance Fees |
AED 105 or 3.15% (whichever is higher) |
Finance charges for |
3.25% monthly |
Finance Charges for Credit Card Loans/Balance Transfers/Installment Plans |
Maximum of 1.50% monthly |
Late Payment Fees (in case the minimum due payment is not paid by the due date of payment) |
AED 241.50 |
Card Replacement Fees |
AED 78.75 |
Over Limit Charges |
AED 288.75 |
Returned Cheque Charges |
AED 157.50 |
Duplicate Statement Fees |
AED 26.25 |
Copy of the Sale Voucher or Invoice |
AED 26.25 |
Credit Shield Fees (optional) |
1.0395% (of the outstanding at the billing cycle) |
Processing Fees on 0% interest payment plans at the partner merchants and credit loans |
AED 52.50 |
Charges for Liability/no liability letter |
AED 52.50 |
Temporary Credit Limit Increase Fees |
AED 52.50 |
Due Date of Payment from the Date of Statement |
25 days |
Minimum Due Payment |
AED 100 or 5%(whichever is higher) |
Q1: Is there any membership fee to be paid to enroll for ADCB Etihad Platinum Card?
Ans: Yes. The applicant has to pay an annual membership fee of AED 525 in order to enroll for ADCB Etihad Platinum Card.
Q2: What is the rate of interest charged on Etihad Platinum Card?
Ans: An interest rate of 3.25% per month is charged on the retail purchases made on the Etihad Platinum Card by ADCB.
Q3: What is the Etihad Guest Miles Programme?
Ans: Etihad Guest Miles Program is a reward program designed by Etihad Airways for loyal and frequent flying members.
Q4: How can I redeem my Etihad Guest Miles?
Ans: You can redeem Etihad Guest Miles instantly and avail free upgrades, book free flights, and more. It is easy to spend your miles with Etihad Airways. You can also avail various benefits of shopping opportunities at Rewards Shop. You can also use these Etihad Guest Miles to experience Pearl Business Class flights and the Diamond First Class.
Q5: Can I obtain a cash advance using my ADCB Etihad Platinum Card?
Ans: Yes, you can obtain a cash advance of up to 60% of your available credit limit using this ADCB Etihad card. There is a cash advance fee applicable that is worth 3.15% or AED 105 – whichever amount is higher.