ADCB Etihad Guest Above Infinite Card

ADCB Etihad Guest Infinite Card enables the cardholder to fly higher and go beyond ordinary travel. Etihad Guest Infinite Card by ADCB is a credit card that offers an elite status to the cardholder. This elite credit card offers an array of customized benefits as per the lifestyle of the cardholder.
ADCB Etihad Guest Above Infinite Card

The card offers value-added and exclusive benefits to the cardholders. As a welcome bonus, it offers up to 60,000 Etihad Guest Miles that can be redeemed across flights and upgrades.

Features and Benefits of ADCB Etihad Guest Infinite Card

Listed below are the salient features of ADCB Etihad Guest Infinite Card: 

Extended Warranty with Purchase Protection

Etihad Guest Infinite cardholders can make a purchase anywhere across the globe and enjoy coverage for up to 365 days from the purchase date. The card also offers an option to double the repair period for up to 1 year that is provided by the original manufacturer or retailer for the qualifying items. Cover for the cardmembers include:

  • In the case of Purchase Protection, a reimbursement for every item of an amount of up to USD 7,500 for every incident, and a maximum of USD 20,000 per annum.
  • For Extended Warranty, a reimbursement for every item of an amount of up to USD 5,000 for every incident, and a maximum of USD 20,000 per annum.

Multi-Trip Travel Insurance

Etihad Guest Infinite Card offers various travel benefits, it is not necessary to buy a travel insurance policy if an individual has this card. This card offers comprehensive travel insurance for each and every member of the cardholder’s family (spouse and up to 5 children), irrespective of the travel destination and the purpose of the travel (leisure or business). Multi-trip travel insurance safeguards the cardholder and their family during domestic as well as international trips for the duration of up to 90 days. It offers the following insurance coverage:

  • Personal accident (up to USD 500,000 for international and up to USD 100,000 for domestic)
  • Emergency medical evacuation and repatriation of the mortal remains (up to USD 500,000)
  • Expenses incurred in case of a medical emergency (up to USD 1,000,000)
  • Loss of personal belongings (up to USD 2,500)
  • Hospital daily Indemnity (USD 100 daily, up to USD 3,000)
  • Travel delay (up to USD 1,000)
  • Trip cancellation (up to USD 7,500)
  • Repatriation and evacuation expenses (up to USD 500,000)
  • Loss or delayed baggage (up to USD 500)

Note: The maximum age limit for all individuals is 75 years.

Credit Shield

Etihad Guest Infinite Card by Abu Dhabi Commercial Bank (ADCB) offers protection in the unfortunate event of permanent disability, death, involuntary loss of a job, and critical illness of the cardholder. In order to avail this benefit, they can enroll in this program by paying an economical monthly fee. They can stay covered against any unforeseen emergencies under the Credit Shield Programme for up to AED 200,000.

Bill Payments

Etihad Guest Infinite cardholder can manage their credit card account round the clock with the multi-functional Personal Interest Banking and Mobile App. The following payments can be made using these platforms:

  1. Utility bills
  2. Mobile phone bills
  3. College and school fee
  4. Salik
  5. Credit card payments

Additionally, the cardholder can also redeem TouchPoints using these platforms.

Personal Payment Plan

ADCB Etihad Guest Infinite cardholder can split their daily purchases at a low rate of interest. They can make payments in easy installments over a period of up to 24 months. Additionally, if the purchase is made at any of the partner retailers, the installments can be repaid at a 0% interest rate.

Interest-Free Balance Transfers

Etihad Guest Infinite Cardholder can transfer their outstanding balance from the other credit card (if any) to the ADCB Etihad Guest Infinite Card with 90 days of the issuance of the card. They also have the flexibility to make repayment over a period of up to 24 months.

Credit Card Loan Facility

The cardholder can get cash against their available credit limit. They just have to call the bank and they can get the amount transferred in their account within 3 working days. The loan can be availed at a comparatively lower rate of interest and can be repaid in easy installments over a period of up to 24 months.

Convenient Payment Options

Cardholders have the flexibility to pay as little as 5% of the outstanding balance every month and carry the remaining amount to the next billing cycle.

The payment for the credit card outstanding can be made by using any of the following platforms:

  1. Internet Banking
  2. Mobile Banking
  3. ADCB Branches and Cash Deposit Machines
  4. Auto Debit Facility

Interest-Free Days

The Etihad Visa Infinite card gives cardholders up to 55 interest-free days as long as they manage to clear their outstanding dues in full before the due date every month.

Exclusive Membership of Etihad Guest Gold Tier

Etihad Guest Infinite Card allows fast-tracking the status of the cardmember’s tier to the Etihad Guest Gold Tier. As a member of Etihad Guest Infinite Card, the cardmember gets enrolled in the Etihad Guest Gold Tier automatically, if they meet the following parameters:

  • Accumulation of 35,000 Tier Miles via the purchases made using the Etihad Guest Infinite Card within a period of 6 months of the day when the card was issued; or
  • Taking an Etihad Airways return flight within a period of 6 months of the issuance of Etihad Guest Infinite Credit Card.

The cardmember will get upgraded to Etihad Guest Gold Tier automatically in less than 2 weeks of fulfilling any of the aforementioned parameters. In case the cardmember is an existing member of Etihad Guest Gold Tier, then the membership status will not be affected.

Free Upgrade Voucher

The cardholder enjoys up to 4 free upgrade vouchers that allow him or her to upgrade the flight status from Economy to Business or Business to First on any flights with Etihad Airways.

For every incremental purchase worth USD 35,000, the cardholder is eligible for one free upgrade voucher, which is sent electronically on the registered email and is valid for a period of up to 9 months from the date of issue. The voucher covers a one way trip for one individual and can be used for an upgrade of one class.

Complimentary Careem Airport Chauffeur Rides

As a cardholder of Etihad Guest Infinite Card, he or she can avail one-way airport chauffeur service on a complimentary basis four times in a calendar year (up to AED 100) when paid for with the card.

The cardholder can avail complimentary airport chauffeur service by downloading the Careem app from the Google Play or Apple Store and using the promo code ‘UAEVI’.

Complimentary Golf Access

Etihad Guest Infinite Cardholder can play golf without paying anything at some of the top-notch golf courses in the UAE- Arabian Ranches Golf Club Dubai, Yas Links Golf Club Abu Dhabi, The Track, and Meydan Golf Dubai.

The cardholder can avail uninterrupted access can be by spending AED 5,000 on the Etihad Guest Infinite Card each month. It is mandatory to have reservations that are available on a first-come-first-serve basis in advance of up to 14 days.

Concierge Service - Global

Etihad Guest Infinite Card offers seamless and smooth access to the travel experience, despite the destination. This card offers distinctive shopping, dining, travel, & lifestyle opportunities. Along with that, it offers access to Concierge Service on a complimentary basis. The most important thing is that this service is completely complimentary, thanks to Visa International’s courtesy.

Visa’s Luxury Hotel Collection

The cardholder has access to exclusive perks at over 900 luxury resorts and hotels across the globe. These perks include:

  • Automatic up-gradation of the room upon arrival
  • Free Wi-Fi in the room
  • Daily breakfast at no additional cost
  • Food and beverage credit worth USD 25
  • VIP guest state along with a late check out at 3 pm

Free Airport Lounge Access

If the cardmember travels with their Etihad Guest Infinite Card, they can enjoy unlimited access to the premium airport lounges across various cities on a complimentary basis along with an accompanying guest. The cardmember can relax in luxury. The cardholder can watch movies, have refreshments, and access the internet at the lounge simply by showing their Etihad Guest card at the reception.

Any additional accompanying guests above the entitled will be given access at a flat rate of USD 32 for every guest per visit.

Card Control

The ADCB provides the cardholder with complete control of the transactions and spending limits on the ADCB card with the card control feature. The following services can be accessed using this feature:

  • Set limits for daily spends
  • Set limits for monthly spends
  • Block all transactions
  • Block the transactions made online
  • Block the transactions made in-store
  • Block foreign transactions
  • Block any cash withdrawals from the ATM

Protection Against Fraudulent Purchases

The cardmember is protected against any fraudulent or unauthorized charges on this ADCB card made by an unrelated third party. The insurance benefit provided offers reimbursement of up to USD 3,000 per-incident and USD 5,000 annually.

Rewards and Offers of ADCB Etihad Guest Infinite Card

Below are the rewards and offers on the Guest Infinite Card:

Miles on All Purchases

All the purchases made with the Guest Above Infinite Credit Card by ADCB entitle the cardmember to earn Etihad Guest Miles along with Tier Miles. The Etihad Guest Miles can be redeemed against a variety of spending categories and the Tier Miles are taken into consideration towards the attainment of next higher tier together with maintaining the existing status of tier within the Etihad Guest program. The cardmember will get 60,000 Welcome Etihad Guest Miles. 

  • For every USD 1 of qualifying domestic purchase, the cardholder can earn 2 Etihad Guest Miles.
  • For every USD 1 of qualifying as international purchase, the cardholder can earn 3 Etihad Guest Miles.
  • For every USD 1 of qualifying as a purchase with Etihad Airways, the cardholder can earn 3 Etihad Guest Miles.
  • For every USD 1 of qualifying purchase on utilities, supermarket, local purchases, government services, and education, the cardholder can earn 0.33 Etihad Guest Miles.

For every USD 1 of qualifying domestic and International purchase, the cardholder can earn 1 Etihad Guest Tier Mile. These Tier Miles are subjected to 50,000 Tier Miles of the upper limit will be awarded to the Infinite cardholder. These Tier Miles have a validity of 12 months according to the financial year and can be redeemed for eligible purchases. 

The cardmember can redeem Etihad Guest Miles for flight bookings and upgrading of Etihad Airways and its associate airlines’ ticket, various lifestyle and leisure rewards, and an exclusive offer on shopping.

Additionally, the cardholder is eligible for a monthly bonus of 5,000 Etihad Guest Miles when the monthly purchases on this ADCB card are equal to or are exceeding USD 5,000. This is over the regular earning rate of the Etihad Guest Miles.

BOGO at Caribou Coffee

The cardholder is eligible for a complimentary beverage all year round with unlimited one for one offer on the ADCB Eithad Guest Infinite Card at the Caribou Coffee outlets across UAE. This offer is not valid for orders made for delivery, or bottled beverages.

2 for 1 Visa Offers

Cardmembers can treat themselves to exclusive two for one deals on entertainment and food. Additionally, they are also offered more than 5,000 travel discounts using the Visa MENA app. This can simply be availed by downloading the Visa Offers MENA mobile app from the Apple or Google Play Store and adding the ADCB Etihad Guest Infinite credit card.

Lifestyle and Dining Discounts

Cardholders are eligible for a discount of up to 30% in more than 1,400 dining outlets across the UAE. On top of this, they can also enjoy offers on entertainment, shopping, travel, and even more.

Agoda Discounts

Upon booking of selected hotel properties on the official website of Agoda, the cardholder can enjoy a 12% discount with the ADCB Etihad Guest Infinite Card.

Hotels.com Deals

At the point of payment, Eithad Guest Infinite Cardholders can enjoy a discount worth 8%  by using their ADCB card as a payment method and entering the promo code ‘VISA8’.

Exclusive Deals at Yas Island Theme Parks

Etihad Guest Infinite Cardholder can enjoy exclusive benefits and offers at YasWaterWorld, Warner Bros. World, and Ferrari World in Abu Dhabi.

The offered benefits are:

  • A discount of 15% on annual passes and general admission tickets.
  • A discount of 10% on beverages and food.
  • A discount of 15% on merchandise.
  • Free Quick Pass that gives priority access to attractions and rides.
  • A 0% interest payment plan is available on all the spent of over AED 500 made at the YasWaterWorld, Warner Bros. World, and Ferrari World.

Eligibility Criteria for ADCB Etihad Guest Infinite Card

Eligibility criteria for ADCB Etihad Guest Infinite Card depend on a number of factors including the monthly salary and residence.

Etihad Guest Infinite Card Fees and Charges

The table below details the fee and charges of the ADCB Eithad Guest Infinite Card:

Fees and Charges Amount

Annual Fee

AED 2,625

Finance Charges for Retail Purchases

3.25% monthly

Finance Charges for Credit Card Loan/Balance Transfer/Installment Plans

Up to 1.50% monthly

Finance Charges for Cash Advance

3.50% monthly

Fee for Cash Advance

3.15% or AED 105 (the higher amount)

Fee for Over Limit

AED 288.75

Late Payment Charges

AED 241.50 (in case of the minimum due being paid by the due date)

Fee for Card Replacement

AED 78.75

Charges for a Duplicate Statement

AED 26.25

The margin for a transaction in foreign currency

2.99%

Fee for credit shield (optional)

1.0395% (of the outstanding amount at the billing cycle)

Fee for a temporary increase of the credit limit

AED 52.50

Sales Voucher Copy

AED 26.25

Charges for Liability/No Liability Letter

AED 52.50

 

Frequently Asked Question

Q1: Can I avail a cash advance?

Ans: Yes, you can avail cash advance of up to 60% in accordance with the applicable credit limit of your ADCB credit card.

Q2: When can I redeem Etihad Guest Miles?

Ans: You can redeem Etihad Guest Miles instantly or accumulate them over a period of time. You can redeem the Etihad Guest Miles to upgrade existing flights, book free flights, and much more.

Q3: Are Etihad Guest Miles Transferrable?

Ans: No, you cannot transfer Etihad Guest Miles to someone else’s account.

Q4: How to contact ADCB Bank?

Ans: You can get in touch with the ADCB officials by logging on to the official portal of Etihad Guest or call on the Toll-free number of Etihad Guest Service Centre for assistance.

Q5: What are the services provided under the Global Concierge Service?

Ans: The services included under the Global Concierge Service are:

  • Table reservations at exclusive restaurants
  • Travel arrangements such as hotel reservations, flight bookings, car rentals, tourist information, and hotel transfers
  • Shopping services
  • Arrangements for special gifts such as chocolates and flowers

These services can be accessed by contacting Visa Concierge Desk on the number 800 0441 3487 (in the UAE) and +971 4 361 1234 (outside the UAE).

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