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Bank Accounts in the UAE
The Current Account of the ADCB Bank is for the UAE residents only. Similar to any other bank, there are a few ADCB Current Account opening requirements as well as the requirements to maintain the ADCB Current Account. For example, it requires a minimum balance in ADCB Current Account of AED 5000. If the balance requirement is not met, a fee will be charged every month.
Also, the customers are given a free cheque book. However, return cheques are chargeable according to the bank’s norms.
Above all, ADCB Current Account comes with minimum account opening requirements and major benefits.
The salient features and ADCB Bank Current Account include:
The minimum eligibility criteria to open a Current Account includes:
The below documents are required to open a Current Account with ADCB Bank:
To open a Current Account with the ADCB bank in the UAE, the applicant can opt for any of the following 3 options-
To close the Current Account, the customer will have to submit a written application to any branch of the ADCB bank in the UAE.
ADCB stands for Abu Dhabi Islamic Bank.
The customer or the applicant will need USD 1500 to maintain or open a Current Account with the bank in the UAE
The e-statement is free within the cycle of the statement.
1 cheque is free within the cycle. However, additional cheque books might be charged according to the Bank’s fee structure.
Yes, any applicant with the residence VISA and an Emirates ID can apply for the opening of a Current Account.
To be rewarded with the touchpoints, you should maintain a minimum monthly balance of AED 10,000.
You can access ADCB Current Account or the savings account via the Hayyak application of the ADCB bank.
If a debit card is used to make withdrawals at a non-ADCB atm, it will be charged according to the scheduled charges of the bank.
The applicant’s residence Visa must be valid for more than a month or 30 days.
The ADCB Current Account is available in AED and some other major currencies.