ADCB Business Choice Current Account – Platinum

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A current account is the most suitable form of deposit account for you if you need to make frequent transactions. Abu Dhabi Commercial Bank aims to enhance your transactional experience by providing your unique services and facilities on Business Choice Current Account – Platinum.

Features and Benefits of ADCB Business Choice Current Account – Platinum

Cheque Books

With an ADCB Business Choice Current Account – Platinum no longer does need to worry about limiting your heavy financial withdrawals. You receive three cheque books every month with your bank account which allows you to use your money as per your requirement and as frequently as you need.

Business Choice Debit Card

You cannot go to the bank for withdrawals? No problem! ADCB provides you with a business choice debit card with your ADCB Business Choice Current Account– Platinum that allows you to withdraw money from anywhere in the UAE. Besides, this card is globally accepted for shopping and paying your bill. Your debit card covers all your cash withdrawal needs with ease.

Carry your account with you

There are times when you need money but the bank is closed. Don’t worry! ADCB Business Choice Current Account – Platinum offers you ADCB personal banking services, phone banking, and mobile banking so that your access to your finances does not stop just like your business. Even when you are on the move, you can make transfers and avail of other banking services with ADCB mobile banking 24/7.

Unlimited teller transaction

Your ADCB Business Choice Current Account – Platinum gives you the facility to make unlimited transactions on your current account without worrying about the additional charges. When you do not pay for additional teller transactions, you do not have to remember the number of deposits and withdrawals on your account and you also save more money.

Monthly Statements

Every month you receive a statement for transactions on your ADCB Business Choice Current Account – Platinum which allows you to keep an eye on your monthly balance and stay on top of your expenses.

Pay bill with ease

Pay your monthly bills with ADCB Business Choice Current Account – Platinum and keep your mind at ease. You can pay utility bills to:

  • AADC
  • ADDC
  • DEWA
  • Etisalat
  • WASEL

Minimum Balance Requirement on ADCB Business Choice Current Account – Platinum

You are required to maintain a minimum account balance of AED 100,000 on your ADCB Business Choice Current Account – Platinum to avoid attracting penalties.

Fee & Charges on ADCB Business Choice Current Account – Platinum 

Charges for not maintaining a minimum balance AED 300
Account Opening Balance AED 10,000
Additional chequebook (more than 1 cheque book per quarter) AED 52.50 per cheque book
Cheques returned  AED 241.50 per cheque
Stop Payment  AED 105 per cheque
Additional teller transactions Free Unlimited transactions
Account Closure AED 105
Debit Card replacement AED 26.25

Currency Accepted

You can only use AED currency for your ADCB Business Choice Current Account – Platinum. Any other international currency is not accepted for this type of account.

Eligibility Criteria for ADCB Business Choice Current Account – Platinum

You can open an ADCB Business Choice Current Account– Platinum if you are a UAE resident or national aged 21 or above and have valid business-related documents.

Documents required for opening an ADCB Business Choice Current Account – Platinum

To open an ADCB Business Choice Current Account– Platinum you need:

  • Valid Trade License
  • Power of Attorney
  • A valid tenancy contract

How to Apply for ADCB Business Choice Current Account – Platinum

There are two methods you can use to open ADCB Business Choice Current Account – 

Platinum: Offline and Online.

If you want to open an account offline you need:

  • Visit nearest ADCB branch
  • Fill the application form
  • Submit a copy of all relevant documents

In case you want to avoid the hassle of visiting the bank, you can open an account online:

  • Visit ADCB webpage
  • Fill the online application form
  • Attach a scanned copy of required documents
  • Upload a scanned copy of your signature
  • The bank will verify and open your bank account

Policybazaar.ae also provides you with the comfort of opening your ADCB Business Choice Current Account – Platinum. To open an account via policybazaar.ae:

  • Visit policybazaar.ae
  • Fill in your details and business details
  • Attach a scanned copy of your signature
  • Upload a scanned copy of your signature
  • Your details and documents will be verified by the bank and your account will be opened

FAQs on ADCB Business Choice Current Account – Platinum

Q1: What is the rate of interest on ADCB Business Choice Current Account – Platinum?

Answer: This account does not provide any rate of interest since it is a current account.

Q2: Can a minor open this account?

Answer: No, only adults aged 21 or above can open this account.

Q3: How can I procure an e-statement of the previous cycle?

Answer: The bank sends you an e-statement every month to your bank account for free. In case you cannot find your statement of the previous month, you can request to receive an e-statement of the previous month's cycle by paying AED 26.25 for every month.

Q4: Is there another way of opening a bank account?

Answer: Yes. You can open this bank account by simply sending a message ‘BCA’ to 2626 from your mobile phone.  

Laxita Gautam
Laxita Gautam63 Posts

Senior Content Writer | She functions on classic British fiction, Japanese manga, and strong americanos. Laxita is tailor-made to create engaging, interactive pieces that offer simplified insights into complex subjects.