Emirates Islamic Bank is one such bank offering exclusive Islamic banking products in the UAE, with the Emirates Islamic Bank zero balance accounts being among the most preferred savings accounts in the UAE.
Abu Dhabi Commercial Bank is one of the most popular banking solutions providers in the UAE. The bank is popularly known as ADCB among people in the UAE. It offers financial products and services such as loans, mortgages, bank accounts, fixed deposits, credit cards and more for both individual and corporate clients.
ADCB Business Choice Gold Current Account enables account holders to manage their finances in an efficient way by offering them various attractive features and benefits. The bank account helps business owners get the best out of their finances. Let us go ahead and know more about the ADCB bank account in detail.
Here is a list of a few major features and benefits that the ADCB Business Gold Choice Current Account offers:
With ADCB Business Gold Choice Current Account, the account holders need to maintain a minimum average balance of AED 50,000 per month.
The applicants can open and operate their ADCB Business Gold Choice Current Account in AED only.
ADCB Business Gold Choice Current Account offers one free chequebook per month for the account holders. However, they need to pay extra charges if an additional book is required in a specific month.
ADCB Business Gold Choice Current Account offers a globally acceptable debit card for the account holders. The account holders can use this debit card to transact at millions of retail outlets around the world.
ADCB Business Gold Choice Current Account offers free monthly e-statements for the account holders. These statements help them closely manage their finances and avoid making unnecessary transactions while saving more.
ADCB Business Gold Choice Current Account enables the account holders to make thirty free teller transactions every month. The cardholders need to pay AED 52.50 per additional teller transaction.
ADCB Business Gold Choice Current Account allows bank account holders to access and manage their finances using the online banking portal. They can easily log in to this portal using their banking ID and password to start using the banking services without any hassle. On this portal, the bank account holders can pay their bills, transfer funds, order chequebooks, set up standing instructions and much more in just a few clicks.
ADCB Business Gold Choice Current Account members can easily manage their finances using the ADCB mobile banking portal. They need to register themselves on the bank’s mobile banking app and log in to the same using their unique banking ID and password. The account holders can make fund transfers, bill payments and much more using this mobile banking app.
ADCB Business Gold Choice Current Account members can have easy access to their funds through phone banking. The account holders can send a simple SMS to check their account balance, recent transactions and various other banking details in minutes.
ADCB Business Gold Choice Current Account can be opened in minutes by using online banking services. The applicants can either visit the bank’s online portals or one of the branches to open this bank account.
Here are the eligibility criteria for opening an ADCB Business Gold Choice Current Account.
Here is a list of documents required to open an ADCB Business Gold Choice Current Account.
|Types of Charges||Amount|
|Charges for not meeting the minimum balance requirement||AED 200|
|Additional Chequebook||AED 52.50 per chequebook|
|Account Opening Balance||AED 10,000|
|Stop Payment||AED 105 per cheque|
|Cheques returned||AED 241.50 per cheque|
|Debit Card replacement||AED 26.25|
|Account Closure||AED 105|
|Statement of Account (Outside the cycle)||AED 26.25 per month|
|Additional Teller Transaction||AED 52.50 per transaction|
|Utility Bill Payment through Teller Counter||AED 52.50|
|Cheque Photocopy for cheque issued less than a year ago||AED 10.50|
|Cheque Photocopy for cheque issued more than a year ago||AED 21|
|Standing Instructions within the bank||AED 52.50|
|Standing Instructions favouring other banks||AED 52.50|
|Standing Instructions penalty fee for insufficient funds||AED 105|
|Cash Withdrawal using Non-ADCB ATM in the UAE||AED 21|
|Cash Withdrawal usage fee at International ATMs (outside the UAE and GCC)||AED 21|
|Foreign Currency Transaction Margin||2 per cent|
|Copy of Sales Slip||AED 26.25|
Here is a list of ways to apply for an ADCB Business Gold Choice Current Account.
Abu Dhabi Commercial Bank offers an online banking portal for its customers to help them access the banking products and services with great ease. The existing Abu Dhabi Commercial Bank customers can log in to their online banking account using their banking ID and password and apply for opening an ADCB Business Gold Choice Current Account in just a few clicks. The applicants need to upload all the necessary documents on the same portal while filling out the online application form.
With Abu Dhabi Commercial Bank, the bank account holders can also access banking products using the ADCB mobile banking app. The existing bank customers can log in to their mobile banking app using their unique banking credentials and request for opening an ADCB Business Gold Choice Current Account in just a few taps. These applicants also need to fill the online application form and submit the required documents with the same to complete the application process.
The applicants who do not have access to the bank’s online or mobile banking portal and are new to the bank can visit the bank’s website to place the request for opening an ADCB bank account. These applicants can simply go to the website, fill out the online application form and request to open an ADCB Business Gold Choice Current Account with great ease. The applicants can either upload the documents on the website or visit the bank’s branch to submit the same.
The applicants with no access to the internet can visit one of the Abu Dhabi Commercial Bank branches to open an ADCB Business Gold Choice Current Account. These applicants need to carry the essential documents to the branch and attach the same with the application form while submitting it. The applicants need to fill in their details in the application form in the presence of one of the bank’s representatives to avoid any mistakes.
Visiting our website is also one of the best ways of opening a bank account. We, at Policybazaar, help our potential customers to find the best-fit business account based on their financial preferences. They can either go to the bank accounts section on our website to open an ADCB Bank Account or call our help and support team to seek assistance. Our financial experts take the customers through the whole application process and help them open a business account without any hassle.