ADCB Bank Accounts

Abu Dhabi Commercial Bank (ADCB) offers a wide range of savings and business accounts to cater to the needs of different market segments. Besides competitive interest rates, ADCB bank accounts have several features like free e-statements, free chequebook, phone banking, debit cards, and more. While applying for an ADCB bank account, you can easily complete the application process with minimal documentation requirements.read more ...read more

adcb bank accounts
Open ADCB Bank Account
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  • No maintenance Fees
  • Competitive rate of interest
  • Instant account opening

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Open bank account instantly with zero maintenance fees

  • Current Account
  • Savings Account

Formed back in 1985, ADCB, today, offers the widest variety of bank accounts in the UAE. Each category is specially designed to meet the needs of varied individuals with varied needs, saving capabilities, and professions. 

In this article, we shall cover all these account types along with their special features, the required documents to open those bank accounts, and the easiest way to apply for them.

Types of ADCB Bank Accounts

Here are some options from which you can choose to open your ADCB bank account:

ADCB Current Account

  • Complementary chequebooks
  • Account available in AED and other major currencies
  • Free e-statements
  • Salary transfer required

Apply Now

 

ADCB Savings and Call Account

  • Free e-statements
  • Debit card available only for savings account 
  • Open ADCB bank account in AED and USD
  • 0.1% per annum on AED and USD savings account

Apply Now

 

ADCB Debit Card

 

Emirati Millionaire Savings Account

  • Get a debit card with instant access to funds
  • Exclusive cash prizes for Emiratis
  • For every additional AED 1,000 you save over the initial AED 5,000, get an extra chance at prize draw
  • Earn profit from your savings every quarter

Apply Now

 

Millionaire Destiny Savings Account

  • Enjoy a debit card that offers instant fund access
  • Get an additional chance at prize draw for every additional AED 1,000 you save on your initial deposit of AED 5,000. 
  • Earn profit on your savings in every quarter

Apply Now

 

Emirati Millionaire Savings Account for Customers Under the Age of 21

  • Participate in a special Education Saver Prize program- especially designed for Emiratis
  • Earn profit on your savings quarterly
  • Get an additional chance to participate in the prize program with every additional AED 1,000 that you save on the initial amount of AED 5,000

Apply Now

 

Millionaire Destiny Savings Account for Customers Under the Age of 21

  • Chance to win a plethora of prizes upon opening this ADCB bank account
  • Get an extra chance at the prize draw entry with every additional AED 1,000 you save on the initial amount of AED 5,000
  • Earn profits on savings quarterly

Apply Now


ADCB Active Saver Account

  • Easy account opening process
  • Open this ADCB bank account in AED, GBP, or USD currencies
  • Access to funds from anywhere
  • Hassle-free money transfers

Apply Now

 

Etihad Guest Inspire Account

  • Get a bonus of 500 Etihad Guest Miles for completing 1 year with ADCB bank account
  • If you open a current account, you receive a chequebook and a debit card
  • Get a debit card if you open a savings account
  • Welcome bonus of 500 Etihad Guest Miles upon first-time registration

Apply Now

 

Etihad Guest Account 

  • Earn up to 3 Etihad Guest Miles on every AED 1,000 maintained in the current or savings account 
  • Earn a bonus of 500 Etihad Guest Miles on completing first anniversary 
  • Open a current account and receive a chequebook and a debit card
  • Get a debit card if you open a savings account
  • Bonus of 500 Etihad Guest Miles upon first-time registration

Apply Now

 

Etihad Guest Excellency Account

  • Get up to 4 Etihad Guest Miles for every AED 1,000 kept in your current or savings account.
  • Receive an additional 500 Etihad Guest Miles upon reaching the first anniversary milestone
  • Upon opening a current account, enjoy access to a chequebook and a debit card
  • When opening a savings account, you can get a debit card as well
  • Enjoy a bonus of 500 Etihad Guest Miles upon initial registration

Apply Now

Benefits of Opening an ADCB Account Online

While each ADCB open bank account comes with its distinctive features, a few general ones that most ADCB accounts offer are as follows — 

  • Streamlined Financial Transactions: Seamlessly transfer your salary, make payments, and request chequebooks or debit cards with ease.
  • Complimentary Features:
    • Free chequebook: Available for AED accounts and facilitates convenient transactions
    • Free E-Statements: Access e-statements at no extra cost within the statement cycle, enhancing convenience and reducing paper usage
  • Multi-Currency Support: Conduct transactions in AED and other major currencies, offering flexibility for both domestic and international banking needs
  • Convenient Access to Online Banking:
    • ADCB Personal Internet Banking: Manage your finances online with ease and convenience
    • Mobile Banking: Access banking services on-the-go through your mobile device, ensuring flexibility and accessibility

Eligibility to Open ADCB Bank Account Online

To open ADCB account, you must fulfil a few general eligibility requirements-

  1. You must meet the nationality requirements as per the account type 
  2. You must be 18 years of age or above (may vary for Youth Accounts)

Note: Some bank accounts may require a minimum balance/salary too that you must fulfil. Other salary-related eligibility conditions, if any, must also be successfully met.

Documents Required for ADCB Bank Account Opening

Before understanding how to open ADCB bank account, let’s quickly go through the documentation requirements. 

Although the document requirements vary as per the account, you can check out the general documents required for ADCB account opening online below-

  • Original Passport (for UAE nationals, residents, and non-residents) 
  • Emirates ID (for UAE nationals and residents)
  • UAE residence visa
  • Minimum salary/initial deposit (if required) 
  • Salary certificate

Note: All the submitted documents must be valid. Furthermore, depending on the type of bank account, the bank may ask you for a few extra documents.

How to Open a Bank Account Online in the UAE?

Policybazaar.ae lets you quickly open a bank account online in UAE in the easiest manner. To open a bank account via policybazaar.ae:

  1. Click on ‘Bank Accounts’ on the official website.
  2. Enter the details asked in the form.
  3. On submitting it, you will get all the relevant bank account quotes. 
  4. Select a bank account that suits your needs the best.
  5. Click on apply.

Opening a bank account online with Policybazaar.ae comes with the added advantage of 24x7, prompt customer service that can be utilised at any point wherever help is required.

 

FAQs on Open ADCB Bank Account

Q. What's the minimum income needed to start an e-business account?

You don't need any minimum balance to open an e-business account.

How many Active Saver banks can I open?

There are two varieties of ADCB Millionaire savings accounts: the Emirati Millionaire Savings and Millionaire Destiny savings accounts. There are two subtypes of both these accounts for individuals under 21 years of age.

What is the minimum amount to open a fixed deposit account?

To open a savings or current account at ADCB, you'll need AED 5000 or USD 1500.

What is the minimum balance required for Business Choice Current account for silver, gold and platinum?

The minimum balance required for Business Choice Current account for silver, gold and platinum is AED 10k, AED 50k and AED 100k respectively.

What is the percentage of VAT charged on the accounts?

5% of the VAT is included in the charges wherever the VAT is applicable.

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