Abu Dhabi Islamic Bank, referred to as the ADIB, is widely known in the UAE for its customer-centric approach to banking as well as tailored banking solutions (for individuals and small businesses) that help them achieve their financial goals in accordance with Islamic laws. Whether you need a credit card, car finance, home finance, motor Takaful, and more, you can always turn to the ADIB for excellent products at affordable rates.
Let’s have a look at the key features of major ADIB products
The following products and services are offered by ADIB Bank –
|Wealth Management||Rise||Priority Banking||Dana|
|ADIB@Work||Smart Deals||ADIB Mazaya||Community Banking|
|ADIB Direct||Commercial Banking||Financial Banking||Transaction Banking|
|Government Public Sector||-||-||-|
Here’s what you can access online and offline with the ADIB –
|Online Features||Offline Features|
|Quick and hassle-free personal loans at competitive profit rates||Widespread offline Abu Dhabi Islamic Bank branches|
|Wide range of Abu Dhabi Islamic Bank credit cards to choose from and apply for||Dedicated personnel at the branches to help you apply for your chosen product and resolve all queries and doubts|
|Excellent investment services||-|
Given below is a comprehensive overview of the key ADIB products and services –
|Personal Banking Products|
|Ghina Savings Account|
|Ghina Salary Account|
|Banoon Children’s Savings Account|
|Short Term Investment Account|
|Investment Deposit Account|
|ADIB UAE-Egypt Account|
|ADIB Student Account|
|ADIB Salary Bonus Programme|
|Cards||Emirates Skywards Cards|
|Smiles Covered Cards|
|Etihad Guest Cards|
|Rotana Rewards Exclusive Visa Card|
|ADIB ISIC Pre-paid Card|
|Covered Card Takaful|
|Personal Finance Takaful|
|Ghina Savings Account Takaful|
|Wealth Management||Investment Solutions|
|Priority Banking||ADIB Gold|
|ADIB Dana Master Card|
|Dana Financing Solutions|
|New to UAE Banking|
|Personal Finance Solutions|
|ADIB Gold & Diamond Priority Banking|
|ADIB Mazaya||Banking Benefits|
|Corporate Banking Products|
|Community Banking||Business Finance Solution|
|Global Transaction Services|
|Government Public Sector||-|
|Covered Cards||ADIB Business Gold Covered Card|
|ADIB Business Platinum Covered Card|
Discussed below are the primary types of ADIB accounts in detail –
With an Abu Dhabi Islamic Bank Current Account, you can flexibly manage your money and enjoy features related to bill payments, chequebooks, and salary transfer deposits. The ADIB current account makes for a great choice if you wish to avail of the greatest degree of financial convenience along with a high level of security.
You can use an ADIB Savings Account to ensure peace of mind with respect to your investments, which can be accessed at any time as per your requirements and also yield quarterly profit.
ADIB Ghina is a type of savings account that can help you save smartly, earn a profit on your savings, and enjoy a host of other features.
ADIB Ghina Salary Account is another great savings account where you can transfer your salary and avail of multiple benefits and features.
Starting to save earlier can benefit children when they grow up and require funds for education and other such requirements. With the help of Abu Dhabi Islamic Bank Banoon Children's Savings Account, you can do just that as well as inculcate the habit of saving from an early age in your children.
With the ADIB Bank Electron Account, residents who are new to the UAE can easily access a demand deposit account and utilise it for savings, enjoy various other benefits, and manage their finances properly without any hassle.
The Short Term Investment Bank Account by the ADIB allows users to access their money on a daily basis while also giving them the opportunity to earn profits at greater rates compared to savings accounts.
For individuals looking for higher returns on savings, ADIB offers an investment deposit account that offers higher expected rates of profit as well as flexible investment tenures.
You can easily handle your funds in Egypt as well as the UAE with the ADIB UAE-Egypt account without any hassle.
Abu Dhabi Islamic Bank Student Savings Account can help your children get acquainted with the importance of saving and investing early and let them manage their finances.
ADIB Salary Bonus Programme (ASBP) is an innovative product that provides you the chance to transfer your salary to the bank and win massive rewards.
ADIB Amwali Account is a unique product designed to help children gain knowledge of finance and manage expenses better. Individuals with existing ADIB accounts can open this type of account for their children and let them receive funds, use a debit card, create savings plans, and more.
Let’s now have a look at the key features of ADIB credit cards in the UAE:
1. ADIB Emirates Skywards World Elite Card
2. ADIB Emirates Skywards World Card
1. ADIB Smiles Visa Signature Card
2. ADIB Smiles Visa Platinum Card
3. ADIB Smiles Visa Gold Card
4. ADIB Smiles Classic Card
1. ADIB Etihad Guest Visa Platinum Card
2. ADIB Etihad Guest Visa Gold Card
3. ADIB Etihad Guest Visa Classic Card
1. ADIB Etisalat Visa Signature Card
2. ADIB Etisalat Visa Platinum Card
3. ADIB Etisalat Gold Card
4. ADIB Etisalat Classic Card
1. ADIB Edge Card
2. ADIB Value Card
1. ADIB Cashback Visa Platinum Card
2. ADIB Visa Cashback Card
1. ADIB Football Card
2. ADIB Dana Master Card
3. ADIB Spice Card
1. ADIB Booking.com Signature Card
2. ADIB Booking.com Infinite Card
The following are the major features and specifications of ADIB finance options –
With high finance amounts and competitive profit rates, you can easily apply for ADIB personal finance and fulfil personal obligations without worrying about the required funds.
With ADIB home finance, you can secure the required financial assistance to buy the home of your choice or have one constructed.
Instead of continuing to pay dues and instalments at high rates, you can utilise the ADIB debt settlement option to consolidate all your liabilities through a single monthly payment at lower rates and make considerable savings.
ADIB car finance is an excellent option to get your dream without exhausting your savings.
ADIB education finance makes it simpler for individuals to obtain financial assistance for their education.
While traveling can be a great experience, it is always a good idea to avail of additional funds for the same. With ADIB travel finance, you can easily fulfil your travel finance requirements without any major additional charges.
For individuals dreaming of owning a boat without compromising other financial obligations, ADIB offers boat finance that can help individuals get their preferred boat at affordable profit rates.
ADIB Goods Murabaha provides an ideal opportunity for you to purchase that home or office appliance or any other goods you have wanted for a long.
Here are the key aspects of different categories of Takaful provided by the ADIB –
ADIB provides some of the best car Takaful insurance deals in the UAE that can provide adequate financial protection to your car.
With the Covered Card Takaful, you can easily secure financial protection for your covered car.
With ADIB Personal Finance Takaful protection, the family of the borrower remains financially secure in the event of the latter’s unexpected demise or permanent disability.
ADIB Bank allows users to relax with respect to their finances by offering Takaful Cover on the Ghina savings account.
ADIB offers a range of investment solutions tailored to fit your financial goals along with dedicated services and extensive education and support.
ADIB Rise provides you with personal bank accounts that allow you to access a wide range of financial services and benefits tailored to your needs.
To help you make informed decisions regarding your money and savings, ADIB offers a comprehensive range of investment products that are suitable for seasoned investors as well as new entrants. ADIB makes this possible through its team of highly trained financial specialists, which help each individual devise an investment strategy tailored to their goals.
As a cardholder, you'll be able to enjoy exclusive benefits and experiences with ADIB Rise.
You can use your Rise card to unlock a large collection of attractive benefits and rewards.
Here is what you can expect with the following categories of ADIB priority banking
ADIB Gold priority banking allows users to enjoy various benefits related to lifestyle and gain financial acumen from the advice of financial experts.
The ADIB Diamond priority banking package is the premium proposition of the bank. With a selection of exclusive privileges and benefits, you can easily discover banking solutions for your financial needs.
You can enjoy exclusive access to the latest market status reports, and investment perspectives, and find out what's going on in the real estate world.
You can opt for any of the Dana accounts to enjoy all the convenience and benefits you need in your daily banking as per your investment requirements.
Dana financing solutions can help you achieve all of your financial goals, whether related to buying a car, continuing your studies, purchasing a vacation home, or starting up an investment business. These finance plans are beneficial due to their high amounts as well as low profit rates.
ADIB@Work Employer Programme offers a comprehensive range of banking solutions and offers for organisations and their employees.
ADIB@Work account offers a host of features that allow users to enjoy hassle-free banking services along with other benefits like debit cards, internet banking, online statement services, and so forth.
Recognising the challenges faced by individuals moving to a new country, ADIB offers comprehensive banking and finance packages that can help such users meet their needs and easily settle in with a seamless transition.
Any decision to buy big-ticket items requires thought, planning, and research. With ADIB, at least the finance part is covered as the bank offers a range of competitive financing options that can help you complete your personal goal while preserving your savings and finances as they are.
ADIB home finance can provide you with tailored and hassle-free home financing that can be configured to meet your requirements. With low profit rates and a large collection of loan products, ADIB home finance offers various financing solutions to help you achieve your dream.
Designed exclusively for premium customers, ADIB priority banking is an innovative service where the bank offers benefits like round-the-clock assistance, unrivalled perks, and more.
ADIB has a range of Takaful products with which users can insure their financing plans, property, vehicles, and more. These plans ensure that the family of the customer doesn’t face any difficult financial situation in case of their demise or total disability.
If you are an ADIB cardholder, you can benefit from a variety of discounts and rewards on transactions completed with your card.
With ADIB Mazaya, you can access excellent banking services and make savings while enjoying free privileges.
As an ADIB Mazaya customer, you can enjoy various lifestyle benefits that can provide you with a truly luxurious experience.
ADIB Mazaya offers the best Takaful benefits to users so that their loved ones have sufficient financial coverage in case of the former’s demise or terminal illness.
ADIB Mazaya helps you plan your wealth with customised investment solutions based on your objectives and risk profile.
|2021||Best Digital Transformation||Gulf Customer Experience Awards|
|2021||Outstanding Achievement in Cyber Security - Middle East||The Digital Banker|
|2021||Best Fintech Collaboration||The Digital Banker|
|2021||Best Islamic Digital Bank in the UAE||Global Finance|
|2021||Outstanding crisis finance innovations 2021 in the Middle East||Global Finance|
|2021||Best Digital Bank and Digital Finance Institution in the Middle East||The Asian Banker|
|2021||The Blue Prism Strategic Transformation Circle of Excellence Award||The Blue Prism|
|2021||Best Digital Bank in the Middle East||Asiamoney|
|2021||Best Digital Platform for corporates||The Asian Banker|
|2021||Best Digital Transformation program||The Digital Banker|
Here is how you can contact ADIB customer care at the time of requirement
24/7 Customer Care Contact Number – 600543216
24/7 Priority Banking Customer Care Contact Number – 800200
Customer Care Mail Address – firstname.lastname@example.org
Have a look at some frequently asked questions related to ADIB products and services:
Ans: You may look for an ADIB ATM near you by visiting the official website of the bank and clicking the location icon on the top or the ‘ATM branches’ option near the bottom of the home page.
Ans: You can look for an ADIB branch near you by going to the official ADIB website and finding the option to locate ATMs and branches in the UAE.
Ans: You can easily open an ADIB bank account by visiting a nearby branch of the bank and requesting the bank personnel for the same. Alternatively, you can visit the official ADIB website and apply for a bank account online.