Emirates Islamic Bank is one such bank offering exclusive Islamic banking products in the UAE, with the Emirates Islamic Bank zero balance accounts being among the most preferred savings accounts in the UAE.
Abu Dhabi Commercial Bank is one of the best-performing financial solutions providers in the UAE. The bank offers banking products such as bank accounts, credit cards, fixed deposits, and more to help its customers manage their finances with great ease.
ADCB Business Choice Platinum Current Account offers various attractive features and benefits for business owners to help them get the best out of their finances. Keep reading to know about this ADCB bank account in detail.
Here are a few major features and benefits that the ADCB Business Platinum Choice Current Account offers.
ADCB Business Platinum Choice Current Account can be opened and operated in AED only.
With ADCB Business Platinum Choice Current Account, the account holders need to maintain a minimum average balance of AED 100,000 per month.
ADCB Business Platinum Choice Current Account offers 36 free chequebooks per year or three free chequebooks per month. However, if an account holder orders additional chequebooks (more than one in a quarter), then they need to pay additional charges for the same.
ADCB Business Platinum Choice Current Account enables the account holders to make unlimited free teller transactions using their bank account.
ADCB Business Platinum Choice Current Account offers a globally acceptable debit card for the account holders. The account holders can use this debit card to shop at more than 20 million retail outlets throughout the world.
ADCB Business Platinum Choice Current Account offers free monthly e-statements for the account holders to help them closely manage their finances. These statements help account holders to avoid making unnecessary transactions and grow their funds by saving more.
ADCB Business Platinum Choice Current Account can easily be accessed by using a mobile banking portal. The account holders need to register themselves on the bank’s mobile banking app and login to the same using the unique banking credentials. The account holders can make easy fund transfers, bill payments, and much more using this mobile banking app.
ADCB Business Platinum Choice Current Account holders can access their funds and bank account details using phone banking services as well. They can send a simple SMS to check their account balance and recent transactions.
ADCB Business Platinum Choice Current Account enables account holders to access their funds using online banking services. The account holders can easily login to this portal using their banking credentials and start using the banking products without any hassle. On this portal, the bank account holders can transfer funds, pay their bills, order chequebooks, set up standing instructions, and much more in just a few clicks.
ADCB Business Platinum Choice Current Account offers up to six free non-ADCB ATM withdrawals per month for the account holders. They need to pay AED 210 per additional transactions post six free transactions.
ADCB Business Platinum Choice Current Account can be opened with great ease. The applicants can either visit the bank’s online portals or one of the branches to open this bank account.
Here are the eligibility criteria for opening an ADCB Business Platinum Choice Current Account.
Here are the documents required to open an ADCB Business Platinum Choice Current Account.
|Types of Charges||Amount|
|Charges for not meeting the minimum balance requirement||AED 300|
|Additional Chequebook||AED 52.50 per chequebook|
|Account Opening Balance||AED 10,000|
|Stop Payment||AED 105 per cheque|
|Cheques returned||AED 241.50 per cheque|
|Debit Card replacement||AED 26.25|
|Account Closure||AED 105|
|Statement of Account (Outside the cycle)||AED 26.25 per month|
|Cheque Photocopy for cheque issued less than a year ago||AED 10.50|
|Cheque Photocopy for cheque issued more than a year ago||AED 21|
|Standing Instructions favouring other banks||AED 52.50|
|Standing Instructions penalty fee for insufficient funds||AED 105|
|Cash Withdrawal using Non-ADCB ATM in the UAE||First 6 transactions are free (AED 210 for additional transactions)|
|Cash Withdrawal usage fee at International ATMs (outside the UAE and GCC)||AED 21|
|Foreign Currency Transaction Margin||2 per cent|
|Copy of Sales Slip||AED 26.25|
Here are the multiple ways to apply for an ADCB Business Platinum Choice Current Account.
ADCB enables its customers to access banking products and services using the online banking portal. The existing ADCB customers can login to their online banking account using their banking credentials and apply for opening an ADCB Business Platinum Choice Current Account in just a few clicks. The applicants need to submit the essential documents on the same portal while filling out the online application form.
With ADCB, the bank account holders can also access banking products using the bank’s mobile banking app. The existing bank customers can login to their mobile banking app and request for opening an ADCB Business Platinum Choice Current Account. These applicants also need to fill the online application form and submit the required documents with the same.
The applicants that are new to the bank and have no access to the online and mobile banking services can visit the bank’s website to place the request. These applicants can simply go to the website and fill out the online application form to open an ADCB Business Platinum Choice Current Account. The applicants can either submit the documents on the website or go to one of the ADCB branches to provide the same.
The applicants with no Internet access can visit the bank’s branch to open an ADCB Business Platinum Choice Current Account. They need to carry the necessary documents with them and submit the same at the branch. The applicants need to fill out the application form in presence of one of the bank’s representatives.
Visiting our website to open a bank account. We, at Policybazaar, help our valuable customers to find the best-fit business accounts based on their financial requirements. They can either go to the bank accounts section on our website to open an ADCB Bank Account or call our help and support team to seek assistance. Our financial experts take the customers through the whole application process and help them open a business account of their liking.