Airport Lounge Access Credit Cards in Dubai, UAE 2024

With airport lounge access credit cards in UAE, you can truly enrich your travel experiences. These cards allow you to relax during your trips and use airport lounges to rest, enjoy meals, avail of entertainment options and even shower facilities, and enjoy various other benefits.

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts




Best credit cards with 0 Annual fee*


Best credit cards with 0 Annual fee*

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
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  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Best Airport Lounge Access Credit Cards

What is an Airport Lounge?

Airport lounges are special areas inside airports where individuals can relax before their flights. These lounges offer seating, free snacks and drinks, Wi-Fi, and more amenities for their personal comfort. They provide a peaceful environment away from the crowded terminal. Some credit cards offer access to these lounges as a perk. This means that if you have one of these cards, you can enjoy the benefits of the lounge for free or at a discounted rate.

List of Best Credit Cards for Airport Lounge Access In UAE for May 2024

Emirates Islamic Skywards Signature Credit Card

Here’s a list of features and benefits provided by Emirates Islamic Skywards Signature credit card.

  • On applying for this credit card, you can get an AED 500 gift card for all purchases at - noon, Food and Daily, and so on (subject to certain terms).
  • Get up to 1.5 Miles per USD 1 spent for retail.
  • 1.5 Skywards Miles at Emirates Airlines.
  • 0.75 Skywards Miles on domestic expenditures
  • 1.1 Skywards Miles on international spends
Liv World Credit Card

Here’s a list of features and benefits provided by Liv World Credit Card.

  • Get up to AED 18,000 cashback or up to 10,000 Skywards Miles per year.
  • Get up to 15% cashback or 1 Skywards mile for every dirham spent in selected boost categories.
  • 10% discount on Cleartrip flight booking
  • Access to more than 850 airport lounges over the world
Etihad Islamic Guest Premium Credit Card

Here’s a list of features and benefits provided by Etihad Islamic Guest Premium Credit Card.

  • Offer - Get AED 500 gift card for on applying for this credit card. This card is valid for purchases such as noon, Food and Daily (subject to terms and conditions). 
  • Complimentary airport transfers as well as access to lounges
  • Earn up to 3.5 Etihad Guest Miles per USD spent
  • Fast-track upgrade to Etihad Guest Gold Tier Status
  • 50% Etihad Guest Miles Back
RAKBANK Emirates Skywards World Elite Mastercard Credit Card

Here’s a list of features and benefits provided by RAKBANK Emirates Skywards World Elite Mastercard Credit Card. 

  • Get AED 1,000 Gift Card on spending at least AED 10,000 along with a chance to win a luxury car (subject to terms and conditions)
  • Earn 50% extra Skywards Miles on retail spends in the first 3 statements based on your retail spends. The bonus will be credited within a week of the next statement cycle.
  • Earn 1 Tier Mile for every 4 Skywards Miles on eligible spends.
  • Earn up to 80,000 Skywards Miles on balance transfers from non-RAKBANK Credit Cards.
Emirates NBD Etihad Guest Visa Inspire Credit Card

Here’s a list of features and benefits provided by Emirates NBD Etihad Guest Visa Inspire Credit Card.

  • Earn up to 7 Etihad Guest Miles for every AED 10 spent 
  • Receive up to 60,000 Etihad Guest Miles as a welcome bonus
  • Fast track to Silver Tier - Achieve Silver Tier status after completing one return flight (subject to terms and conditions)
  • Earn Etihad Guest Miles on all your expenses
  • Get 7 Miles for every AED 10 spent on Etihad Airways, dining, and hotels 
  • Earn 4 Miles for all other retail spends, with a cap of 750 Miles per statement cycle for certain categories and merchants in the European Union
Emirates NBD Dnata Platinum Credit Card

Here’s a list of features and benefits provided by Emirates NBD dnata Platinum Credit Card.

  • Get travel vouchers worth up to AED 1,000 as a welcome offer
  • AED 500 voucher as a joining fee benefit
  • AED 500 voucher on retail spends of at least AED 10,000 within the first 3 billing statements 
  • Earn dnata Points on your purchases 
  • Enjoy a 15% discount at Giraffe, City Sightseeing, and Costa Coffee 
  • Get 10% off at dnata Travel, Le Clos, Al Hamra Cellar, MMI, and Arabian Adventures 
  • Receive a 5% discount on Duty-Free Shopping 
  • Earn 1.5% cashback on all retail spends 
  • Benefit from unlimited complimentary airport lounge access at over 25 regional and international airports
Commercial Bank of Dubai Super Saver Credit Card

Here’s a list of features and benefits provided by Commercial Bank of Dubai Super Saver Credit Card.

  • Welcome bonus of AED 1,000 on making spends of at least AED 10,000 using digital wallets within 45 days of approval
  • Up to 10% cashback on expenditures related to groceries, education, bills, and fuel (capped at AED 600 on a monthly basis) 
  • 50% discount on movie tickets - applicable on VOX, Reel, and Novo
  • Complimentary valet parking
  • Complimentary airport lounge access around the world.
  • Complimentary golf rounds

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Features and Benefits of Airport Lounge Access Credit Cards

Let's now explore the general features and benefits that you can enjoy with airport lounge access credit cards -

  • Relaxation and Rejuvenation: Airport lounge credit cards offer a wide array of perks that enable cardholders to relax and prepare for their flights or rejuvenate after a long journey.
  • Worldwide Access: With these credit cards, cardholders can access airport lounges around the world, which ensures the utmost convenience and comfort during their travels.
  • Complimentary Access: Most credit card issuers provide both primary and supplementary cardholders with unlimited complimentary airport lounge access. Additionally, they often allow the cardholder to bring one free guest along during each visit.
  • Top-Notch Amenities: Airport lounge access credit cards collaborate with participating lounges to provide top-notch amenities, creating an unmatched lounge experience. Some credit cards even offer access to dedicated areas for business travellers equipped with facilities like WIFI and power outlets.
  • Comfort in Unfavourable Situations: Unexpected situations, such as flight delays or sudden cancellations, can certainly be challenging during travel. However, with airport lounge access, cardholders can find much-needed comfort and ease during such circumstances.

Pro Tip: When comparing different credit cards based on their lounge benefits, make sure to take into account the annual fees. Some cards with higher annual fees may offer exclusive benefits that justify the cost. It's essential to consider all factors before selecting a credit card and not solely focus on the lounge access aspect.

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How to Choose the Best Credit Cards with Lounge Access in the UAE?

Here are a few points to consider to get the best credit card with airport lounge access for yourself -

  1. Review the Terms and Conditions: Different lounges are managed by various entities such as airports, airlines, or third-party companies. Credit cards can provide access to partner lounges, but the type of access may vary. It's important for applicants to check their credit card offerings to see what type of lounge access is provided. For instance, Marhaba lounge credit card access offers comprehensive privileges regardless of the flight class. On the other hand, some cards also offer priority pass select access, which provides a digital membership card accepted at several lounges without separate registration.
  2. Consider the Stay Duration: Lounges offer amenities like free Wi-Fi, food, and beverages, making cardholders want to spend more time there. However, each lounge may have its own time restrictions for visits, allowing the cardholder to stay for a specific duration.
  3. Annual Fees: The majority of banks in the UAE offer particular credit cards with no annual fees for a lifetime. However, it's essential to be cautious here and enquire about the applicable annual fee. Some cards may have annual fees that can go up to AED 2,000, but they often come with various benefits that can be valuable for applicants. For instance, frequent flyers may benefit from cashback reward credit cards that accumulate points for travel purchases, which can later be redeemed for airport lounges, hotel bookings, car rentals, and more.
  4. Interest Rates: Paying high-interest rates on credit card dues is undesirable for anyone. It is crucial to consider this factor while searching for the right credit card in the UAE. You should ideally go for low-interest credit cards so that even if you fail to clear your dues in the specified period, you won’t be burdened with a significant interest amount.
  5. Rewards and Benefits: Various privileges and discounts such as air miles, bonus points, cashback offers, and reward points can be enjoyed with the best credit cards in the UAE. A careful consideration of your preferences and proper research will help you choose the most suitable credit card. 
    However, be aware that some benefits may come with specific terms and conditions, such as minimum spending requirements or partnerships with select retailers. Additionally, many credit card issuers offer introductory offers, so it's worth checking with your preferred banks to find the best deals available.

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To Conclude

Airport lounge access credit cards in the UAE provide a range of benefits and rewards for frequent travellers and occasional travellers alike. From free access to premium airport lounges to discounts on flights, hotels, and lifestyle expenses, these cards can significantly enhance your travel experience and make your journey much more comfortable and enjoyable.

Whether you're a frequent flyer or an occasional traveller, you should get an airport lounge access credit card to enjoy numerous invaluable perks

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FAQ's on Best Credit Card for Lounge Access

Q1. Can a guest accompany me to the airport lounge without paying extra charges?

Ans. Most credit cards in the UAE offer complimentary airport lounge access to primary and secondary cardholders. However, several high-end credit cards do offer complimentary access to accompanying guests. Before visiting a lounge, you need to verify it with your card issuer or go through the card’s terms and conditions.

Q2. Is there an additional charge for accompanying guest at the airport lounge?

Ans. If your card allows accompanying guest access, you don’t need to pay extra. For other cases, you may have to pay up to AED 32 USD at major airports. 

Q3. How to get free access to airport lounges?

Ans. Credit cards offering airport lounge access can grant you free entry to the airport lounges. You need to do a one-time registration with the service providers such as Lounge Key or Volace. Later, you just need to present your credit card at the lounge reception to get free access.


Q4. Can I get access to any airport lounge?

Ans. No, each card issuer collaborates with a service provider offering access at network airport lounges. You need to go through the list of available airport lounges accessible through your credit card. However, several credit cards offer access to over a thousand airport lounges for your convenience.

Q5. Are kids allowed in the airport lounge?

Ans. Each airport lounge has its own terms and conditions. However, several lounges allow free access to kids below the age of 10 years or 6 years as per their norms. Before entering a lounge, you need to verify with your card issuer or the lounge reception.

Q6. Do I need to take prior appointment to get a lounge access?

Ans. You can directly approach an airport lounge with your credit card and based on the availability, you get airport Mastercard lounge access. You can also choose to reserve a lounge based on your flight timings.

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