Credit Card in UAE

Top 10 Best Credit Cards to Get Free Airport Lounge Access in UAE

Credit Card with
Cashback and Rewards
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Best credit cards with 0 Annual fee*

Search your City
  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other

Most Popular Credit Card in UAE

In a bid to keep up with the ever evolving customers’ needs, the credit card providers have rolled out some new age features, benefits and offers to cater to its worldwide customer base. You get various lifestyle, entertainment, dining, and travel benefits along with shopping offers. 

Air travel can be hectic and inconvenient with long layovers and hassles of running across airports for flight changes. To enhance your travel experience, the banks in the UAE provide credit cards with complimentary airport lounge access. Using airport lounge access credit cards, you can unwind yourself from the hectic flight schedules without paying anything extra.

These cards offer additional discounts on air tickets and hotel stays across the globe making travelling convenient and even more pleasurable. Go through the article below to find the best airport lounge access credit cards in UAE.

List of Best Credit Cards for Airport Lounge Access In UAE for July 2022

Cards with travel benefits are not limited to discounts. They also include jaw dropping discounts on hotel bookings and airport lounge access. Depending on the card, you may get unlimited access throughout the year. Here is the list of top airport lounge access credit cards in the UAE. 

Credit Card Name

Annual Charges

Lounge Access

ADIB Dana Mastercard

AED 299

Unlimited

ADIB Etisalat Visa Signature Credit Card

AED 1199 

Unlimited

ADCB Touchpoint Platinum 

AED 630

3 access per annum

ADCB Lulu Platinum Credit Card

Free

3 free access per annum

HSBC Advance Credit Card

Free

Unlimited

HSBC Black Credit Card

AED 1500

Unlimited

CitiBank Ultimate Credit Card

AED 800

Unlimited

Emirates NBD Dnata Credit Card

AED 500

Unlimited

Standard Chartered Visa Infinite Credit Card

AED 1575

Unlimited

ADCB Travellers Credit Card

AED 1050

Unlimited

ADIB Booking.com Infinite Credit Card

AED 2000

Unlimited

Emirates NBD Menchester United Credit Card

AED 250

Unlimited

FAB Abu Dhabi Titanium Credit Card

AED 0

Unlimited

RAKBANK Air Arabia Credit Card 

AED 0

Unlimited  

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Best Airport Lounge Access Credit Card in UAE

The following is a list of a complimentary best airport lounge access credit cards along with a glimpse of their features and benefits.  

1. ADIB Dana Mastercard Credit Card

Abu Dhabi Islamic Bank provides a range of airport lounge access credit cards with travel benefits. Among those, ADIB Dana Mastercard is one of the best credit cards offering worldwide airport lounge access. The bank also offers several other benefits suiting the needs of the customers. ADIB provides cashback on various local and international expenses as loyalty benefits.

ADIB Dana MasterCard
Airport Lounge Access
  • Minimum Salary AED 5,000
  • Annual Fee AED 299
  • Dining Discounts
  • Airport Lounge Access
  • Valet Parking

Here’s a list of features and benefits provided by ADIB Dana Mastercard. 

  • Dana Mastercard credit card offers free Airport lounge access to over 900 premium airport lounges globally. 
  • On each international expense, you get a 1.25% cashback and 0.8% cashback on every local expense. 
  • You get 10% discount on airline tickets through Cleartrip.com.
  • As a cardholder, you also get up to 20% discount on hotels and stay worldwide. 
  • ADIB Dana Mastercard also provides you access to Buy1Get1 offers. 
  • Using the credit card, you can receive up to 3 complimentary roadside assistances every year. 
  • The credit card also offers car rental bookings at discounted rates. 

2. ADIB Etisalat Visa Signature Credit Card

Crafted for frequent travellers, ADIB Etisalat Visa Signature credit card offers various travel benefits including discounted air tickets, hotel stays and travel conveniences like car rental and complimentary airport lounge access. Additionally, you get attractive joining offers and cashback on each credit card expense.

ADIB Etisalat Visa Signature Card
Airport Lounge Access
  • Minimum Salary AED 20,000
  • Annual Fee AED 1,199
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking

Key features and benefits of ADIB Etisalat Visa Signature credit card are as follows. 

  • When signing up for the credit card, you get joining bonus of 100,000 Etisalat Smiles points. You can redeem these points to avail of extra discounts on air tickets and hotel bookings across the globe. 
  • As an Etisalat Visa Signature credit cardholder, you get free lounge access to over 850 premium airport lounges worldwide. 
  • Using the credit card, you can enjoy up to 4 valet parking every month. 
  • The card also offers complimentary roadside assistance for your complete peace of mind.
  • With ADIB credit cards, you get access to instant funds through online and mobile banking.

3. ADCB Touchpoint Platinum Credit Card

ADCB Touchpoint Platinum credit card offers extensive benefits ranging from shopping, lifestyle, entertainment and travel benefits. Being affordable, the card offers zero annual fee for the first year and low yearly charges from the second year onwards.

ADCB Touchpoints Platinum Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 630
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits

Following are the features and benefits of ADCB Touchpoint Platinum credit card. 

  • Using the credit card, you get unlimited access to over 25 Mastercard airport lounges across the globe. Additionally, you get up to 3 complimentary lounge access across 1000 airport worldwide via Lounge key.
  • As a cardholder, you can access over 200 airport restaurants with exclusive offers and discounts. 
  • ADCB Touchpoint Platinum credit card offers up to 30% discount on travel and hotel bookings through Cleartrip.com.
  • While travelling anywhere around the world, you get a up to 20% discount car rental fares. 
  • In addition, you get exclusive access to Buy1Get1 offers across numerous merchants and shopping outlets in UAE. 

4. ADCB Lulu Platinum Credit Card

Abu Dhabi Commercial Bank credit card offers numerous benefits to the cardholders. Using the Lulu Platinum credit card, you get Lulu Points that you can redeem for exclusive discounts. In addition, the card offers extensive travel benefits including local and international airport lounge access. The cards are highly affordable with low finance charges and zero annual fee.

ADCB LuLu Platinum Credit Card
Free for Life
  • Minimum Salary AED 15,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Special Discounts

Following are the key benefits of ADCB Lulu Platinum Credit Cards. 

  • The card offers unlimited access to over 25 regional and international airport lounges. Moreover, you get up to 3 complimentary access to over 1000 international airports via Lounge key. 
  • Using the credit card for daily expenses, you earn Lulu points and every 5000 Lulu points worth around AED 50. 
  • Being a card holder, you get exclusive access to Buy1Get1 offers at over 900 different merchants and shopping outlets. 
  • Not only travel and lifestyle, you also get an attractive 20% discount on online food delivery through Talabat.       

5. HSBC Black Credit Card

Loaded with an amazing lifestyle and travel benefits, this credit card offers free MasterCard lounge access to premium airport lounges across the world. This benefit can be availed by you as well as the supplementary cardholders along with a free accompanying guest each using LoungeKey Program.

HSBC Black Credit Card
Balance Transfer
  • Minimum Salary AED 15,000
  • Annual Fee AED 1,500
  • Balance Transfer
  • Movie Discounts
  • Golf Discounts
  • Airport Lounge Access

Following are the features and benefits of HSBC Black Credit Card. 

  • Offering various travel benefits, the Black credit card allows you free airport lounge access to over 1000 airport lounges worldwide. 
  • When booking flight tickets using HSBC black credit card, you can avail of a 10% discount on local and international flight tickets. Additionally, you get a 15% discount on British Airways flight tickets.
  • You can also avail yourself of 10% discounts on hotel booking through Agoda and Expedia. 
  • Using the credit card, you get exclusive access to Priceless Cities offering unmatched travel experience across various cities in the world.  

6. Emirates Citibank Ultimate Credit Card

You can make the maximum of your precious time while traveling by benefiting from the unlimited free MasterCard lounge access to more than 1,000 airport lounges throughout the world. You can avail this free access for yourself as well as one guest on each visit. Both primary, as well as supplementary cardholders, can enjoy this benefit through LoungeKey Program. Simply visit the website or mobile app of LoungeKey for the list of airport lounges.

Citibank Emirates Ultimate Credit Card

Airport Lounge Access
  • Minimum Salary AED 18,000
  • Annual Fee AED 800
  • Golf Benefit
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit
  • Special Discounts
  • Annual Fee: 800 AED
  • Finance Charges per month: 3.25 percent

Reward

  • 25 Skywards Miles for each USD 1 international spend
  • 1 Skywards Mile for each USD 1 domestic spend

7. Standard Chartered Visa Infinite Credit Card

Using Standard Chartered Visa Infinite Credit Card, you along with an accompanying guest can enjoy unlimited free lounge access to over 900 airport lounges across the globe. So as to avail these benefits, all you need to do present your Visa Infinite Card at any of the participating lounges you are visiting. You can avail free refreshments as well as an exclusive seating zone with your accompanying guest.

Standard Chartered Visa Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1,575
  • Free for 1st year
  • Airport Lounge Access
  • Golf Benefits
  • Health Club Memberships

Following are the features and benefits of Standard Chartered Visa Infinite Credit Card. 

  • Using the credit card, you can avail of free airport lounge access to over 1000 airport lounges worldwide.
  • To secure your travel, you get travel insurance of up to 90 days tour. 
  • Booking hotels through Agoda using the Signature credit card, you get up to a 12% discount on selected properties.
  • The credit card offers up to 35% off on Avis car rental worldwide. 
  • Using this credit card, you can enjoy exclusive benefits at over 900 premium hotels across the globe through Visa luxury hotel collection privileges. 

8. ADCB Travellers Credit Card

Especially designed after considering the needs of the travellers, ADCB comes up with ADCB Traveller credit card that offer a range of travel benefits. One of the most prominent feature that the card offers is zero international transaction charges. As a cardholder, you get exclusive access to numerous offers on flight and hotel booking, including complimentary access to premium airport lounges.

ADCB Traveller Credit Card
Travel Insurance
  • Minimum Salary AED 20,000
  • Annual Fee AED 1,050
  • Travel Insurance
  • Free for 1st year
  • Golf Benefits
  • Hotel Discounts
  • Special Discounts

Following are the key benefits of ADCB Travellers credit card. 

  • You receive 2 Touchpoints for every local expense through the Travellers credit card. 
  • With the ADCB Travellers credit card, you get free airport lounge access to over 900 airport lounges across the globe. 
  • Using the credit card for flight booking through Cleartrip.com, you can avail yourself of up to a 20% discount. Maximum discount under the offer is capped at AED 5,000.  
  • You can also avail yourself up to 6 complimentary nights when booking hotels through ADCB credit card. However, you need to meet the annual spending limit to be eligible for the offer.  
  • ADCB Travellers credit card also provides multi-trip travel insurance to secure your journey against travel accidents and inconveniences. 

The insurance secures your trip for a period of up to 90 days. 

9. ADIB Booking.com Infinite Credit Card

In collaboration with ADIB Booking.com Infinte Credit Card, ADIB brings a flagship credit card for travellers and frequent flyers. Along with numerous travel benefits, the card offers loyalty rewards, shopping offers and dining discounts across various outlets in UAE and abroad. Additionally, you get exclusive discount on hotel and flight bookings.

ADIB Booking.com Infinite Card
Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 2,000
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits

Following are the key benefits of ADIB Booking.com Infinite credit card.  

  • For every expenses, you receive 3 ADIB reward points for every  AED you spend in UAE. The offer is valid on various international expenses in USD.  
  • The card offers free airport lounge access to more than a thousand airport lounge in UAE.
  • When reserving your flight tickets through Booking.com, you get up to 7% instant cashback. 
  • The card also offers multi-trip travel insurance that secures your trip agianst travel inconveniences and accidents for up to a 90 day period.  
  • You can also avail yourself of up to 10% discounts while booking hotels through Booking.com.

10. FAB Abu Dhabi Titanium Credit Card

FAB Titanium credit card is one of the most affordable cards offering free airport lounge access to the cardholder. From loyalty benefits on every card expense to discounted chauffeur rides FAB Abu Dhabi Titanium credit card is designed to suite individuals from all financial segments.

FAB Abu Dhabi Titanium Credit Card

Airport Lounge Access

  • Minimum Salary AED 5,000
  • Annual Fee AED 500
  • Airport Lounge Access
  • Special Discounts

Following are the key benefits of Abu Dhabi Titanium credit cards.  

  • Using FAB Abu Dhabi Titanium credit card, you can recieve up to 2.5 FAB rewards for every Dirham you spend locally or internationally.
  • Additionally, for all expenses in Abu Dhabi, you earn a 25% additional reward. 
  • With your FAB credit card, you avail of free mastercard lounge access to over 10 VIP airport lounges in the Middle East.
  • You can enjoy up to 15% discounts on Avis car rental using your credit card.
  • Using the credit card, you can avail yourself of over 600 offers via Mastercard Buy1Get1 Offers across multiple countries. 
  • With the FAB Titanium credit card, you can enjoy a 10% discount on top brands when shopping through SHOP SMART

11. RAKBANK Air Arabia Platinum Credit Card

RAKABANK is well know for its customer oriented and innovative credit card products. RAKBANK Air Arabia Platinum credit card, is one such card offering impeccable travel privileges. Along with affordability, this RAKBANK  credit card also offers numerous benefits on shopping, lifestyle, dining, and entertainment expenses.

RAKBANK Air Arabia Platinum Credit Card
Airport Lounge Access
  • Minimum Salary AED 5,000
  • Annual Fee AED 400
  • Airport Lounge Access
  • Dining Discounts
  • Airport Pick-Up / Drop

Following are the key benefits of Air Arabia Platinum credit card. 

  • With the Air Arabia Platinum credit card, you receive up to 1.5 AirReward points for every AED 5 you spend. 
  • Air Arabia credit card provides unlimited mastercard lounge access to over 10 Marhaba and CAC lounges and over 15 regional airport lounges across the MENA region, Egypt, and Jordan.  
  • In addition, you receive up to 6 free airport pick-up and drop service every year.
  • You can also avail of up to 30% discount for flight and travel booking through Cleartrip.com. 
  • With RAKBANK credit card, you can enjoy up to 10% discount on rental car services anywhere in the world.  
Global Village Ticket Offer on Credit Card
Best Credit Cards
Best Credit Card in UAE Best Cashback Credit Cards
Best Balance Transfer Credit Card in Dubai  Best Credit Card for Golfer in UAE
Best Travel Credit Cards Best Credit Cards for No Annual Fess in UAE
Best Credit Card for School Fees in UAE  

FAQ's on Best Credit Card for Lounge Access

Q1. Can a guest accompany me to the airport lounge without paying extra charges?

Ans. Most credit cards in the UAE offer complimentary airport lounge access to primary and secondary cardholders. However, several high-end credit cards do offer complimentary access to accompanying guests. Before visiting a lounge, you need to verify it with your card issuer or go through the card’s terms and conditions.

Q2. Is there an additional charge for accompanying guest at the airport lounge?

Ans. If your card allows accompanying guest access, you don’t need to pay extra. For other cases, you may have to pay up to AED 32 USD at major airports. 

Q3. How to get free access to airport lounges?

Ans. Credit cards offering airport lounge access can grant you free entry to the airport lounges. You need to do a one-time registration with the service providers such as Lounge Key or Volace. Later, you just need to present your credit card at the lounge reception to get free access.

 

Q4. Can I get access to any airport lounge?

Ans. No, each card issuer collaborates with a service provider offering access at network airport lounges. You need to go through the list of available airport lounges accessible through your credit card. However, several credit cards offer access to over a thousand airport lounges for your convenience.

Q4. Are kids allowed in the airport lounge?

Ans. Each airport lounge has its own terms and conditions. However, several lounges allow free access to kids below the age of 10 years or 6 years as per their norms. Before entering a lounge, you need to verify with your card issuer or the lounge reception.

Q5. Do I need to take prior appointment to get a lounge access?

Ans. You can directly approach an airport lounge with your credit card and based on the availability, you get airport lounge access. You can also choose to reserve a lounge based on your flight timings.

More From Credit Cards
Recents ArticlesPopular Articles