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Given below is a list of 5 of the absolute must-have free credit cards in the UAE:
When it comes to free credit cards in the UAE, Citibank’s Citi Simplicity credit card offers cardholders an unparalleled level of freedom. Not only does the credit card offer 0 annual membership fees, but it also waives late charges, over-limit charges and cash advance fees. Note that applicants are required to have a minimum monthly income of AED 5,000 to apply for this free credit card in the UAE.
The CBD Visa Platinum card is the Commercial Bank of Dubai’s answer to free credit cards in the UAE. The credit card offers access to a loyalty program and dozens of other benefits for a minimal monthly income requirement of AED 8,000. The CBD Visa Platinum credit card offers lifestyle, loyalty and Visa benefits in a single multi-functional card.
As a follower of Islamic Banking principles, ADIB combines social responsibility and mouth-watering credit card offers in one of the best Sharia-compliant free credit cards in the UAE. The ADIB Value+ Card also offers cardholders membership into the ADIB Rewards Program. The ADIB Rewards program is known for its flexibility, allowing cardholders to transfer earned points for redemption at any airline and more.
Najm’s Platinum Cashback card is one of the most diverse examples of a free credit card in the UAE. The Najm Platinum Cashback credit card offers cardholders dining, shopping, lifestyle and travel benefits and does so without charging a single Dirham in annual membership fees. Furthermore, the credit card offers cardholders a variable and low interest rate, contingent on making monthly credit card payments for 80% of the outstanding balance or more.
Another top ranking Islamic Banking free credit card in the UAE is the Dubai Islamic Bank Prime Classic card. The Prime Classic credit card offers dual functionality, working as a rewards card and a travel card both. Cardholders are given membership into the Wala’a Rewards program, which is DIB’s loyalty program. This credit card offers great flexibility in the form of an enormous cash withdrawal allowance of 80% of the card’s credit limit.
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While there is no shortage of free credit cards in the UAE, owning a credit card is a huge responsibility. Cardholders should responsibly apply for a credit card on the basis of their needs and not the latest credit card offers that are available in the market.