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5 Best Credit Cards for Shopping in the UAE

5 Best Credit Cards for Shopping in the UAE
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Shopping has been an all-time favorite thing for the majority of the people. Whether there is any occasion or just any casual day, we go for shopping and when we feel like buying something new stuff. We never stop doing shopping no matter we shop purposefully or impulsively. What’s more? Those festival offers and SALE day offers makes shopping even more fun. What if we get such kind of offers throughout the year? Well, it may sound unreal, but it’s not wrong either.

There are numerous banks and financial institutions in the UAE that offer a wide variety of credit cards and shopping credit card is one of them. They are ideally designed for the shopaholics that offer plenty of shopping offers, discounts, cash back to meet its cardholder’s extravagant shopping requirements. You can also use the best credit card in Dubai, Abu Dhabi and any other Emirate to make your shopping experience more rewarding.

However, you have plenty of shopping credit cards to choose from, given the level of competition to banks and credit card providers. To ease your task, we have listed the best shopping credit cards in the UAE that you can choose without giving a second thought to meet your shopping needs.

Type of Shopping Credit Cards in the UAE

Following are the types of shopping credit cards that you can opt for:

  • Cash back Shopping Credit Cards: As its name suggests, cash back shopping plastic cards are the type of credit cards that will give you back some percentage of a spent amount as cash back. However, the amount of cash back varies from bank to bank. And if you shop from any particular brand then you can search for a credit card that offers cash back on that specific brand.
  • Shopping Credit Cards with discounted offers: Some of the best shopping cards in the UAE offer attractive discounts throughout the year on purchases made at some specific brands, stores, either offline or online. And if you shop from any particular brand then you can opt for a credit card Dubai that gives discounts on purchases related to that particular store.
  • Shopping Credit Cards with Rewards & Gifts: Such types of credit cards may not give you instant discounts and offers but they might surprise you with amazing rewards and gifts. Unlike regular purchases, you have to make a transaction on some shopping-related categories such as accessories, apparel, etc. that will help you to earn rewards points which can be redeemed for gifts, discounts, and some other deals offered by the credit card issuer.

Apart from the above-mentioned features, some of the best shopping cards also offer free gift vouchers, annual fees waived off, and other exciting privileges.

List of Top Shopping Credit Cards in the UAE

Here is the list of some of the best shopping credit cards offered by the various banks in the UAE:

Citi Rewards Credit Card

The rewards credit card offered by Citibank is one of the best credit cards available in the UAE that helps in making your shopping more rewarding. Apart from the shopping benefits, this Citibbank card allows its card member to enjoy a wide range of travel and lifestyle benefits.

Below specified are the shopping benefits of this credit card:

  • 5 ThankYou Points on every $1 spent on international transactions.
  • 1 ThankYou Point on every $1 spent on local transactions.
  • 50 complimentary voucherSkout credits offering you 50 percent off on total bills at more than 500 outlets. (worth 250 dirhams).

Additional features & benefits offered by this card:

  • Zero annual fee levied on this card for the 1st year. From 2nd year onwards, the card’s annual fee is free upon meeting the minimum requirement.
  • Free access to more than 1000 airport lounges globally.
  • Buy 1 get 1 free movie tickets at VOX Cinemas each month.

Emirates NBD Webshopper Credit Card

This Emirates NBD credit card is amongst the best credit card in Dubai that is basically designed for online purchases. It ensures maximum security, thus helping you to shop online with an absolute peace of mind. Other than that, you can enjoy several other banking services to fulfill your shopping and lifestyle needs.

Below specified are the shopping benefits of this credit card:

  • You can earn Plus Points when you make online transactions using this card that can be further redeemed for cash back or frequent flyer miles.
  • 1 Plus Point can be earned on every 200 dirhams spent.

Additional features and benefits offered by this card:

  • Zero percent interest in participating vendors.
  • Low rate of interest for all purchases
  • Easy installment plan
  • Complimentary round the clock roadside assistance
  • Online accessibility

RAKBANK Titanium Credit Card

The RAKBANKN Titanium Credit Card offers a broad range of benefits and privileges that are unmatched by any other credit card. From shopping and dining benefits to lifestyle benefits, this card comes with exciting benefits which is why it gets fit into everyone’s lifestyle easily.

 Below specified are the shopping benefits of this credit card:

  • 5 percent cash back on all Supermarket & dining spends across the world. The maximum monthly cash back capped at 150 dirhams.
  • 2 percent cash back on local and international retail purchase transactions, online transactions, & international cash advances.
  • Amazing discount on shopping and dining.
  • Exclusive offers on jewellery, furnishing, electronics, dining, holidays, and much more.

Additional features and benefits offered by this credit card:

  • A maximum of 50 percent on movie spends across the globe.
  • Zero annual fees and complimentary supplementary cards.
  • Complimentary purchase protection
  • Unlimited free access to more than 10 VIP airport lounges in several cities.
  • Online shopping perks through MasterCard For You App.

ADIB Value Credit Card

This ADIB credit card provides you the amazing rewards for your local as well as international spend. You can avail of a wide range of benefits such as shopping mall vouchers, complimentary flight tickets, and a maximum of 25 percent on specific dining outlets throughout the UAE.

Below specified are the shopping benefits of this credit card:

  • 1 Reward Point can be earned on every 1 dirham spent locally
  • 2 Reward Points can be earned on every 1 dirham spent internationally.
  • You can redeem these reward points for shopping mall vouchers at Abu Dhabi Mall, Sharjah Mega Mall, Sahara centre- Sharjah.

Additional features and benefits offered by this credit card:

  • Purchase protection
  • Cash can be withdrawn a maximum of 100 percent of your finance limit.
  • Enabled with Chip & Pin technology
  • Balance transfer facility

Najm CashBack Platinum Credit Card

The cash back platinum credit card offered by the NAJM is amongst the best credit card in Dubai for shopping. You can spend everywhere and this card helps in maximizing your savings at Carrefour.

Below specified are the shopping benefits of this credit card:

  • 3 percent cash back can be earned every Tuesday at Carrefour.
  • 5 percent cash back can be earned rest days of the week at Carrefour.
  • 5 percent cash back everywhere where Visa cards are accepted.

Additional features and benefits offered by this credit card:

  • Few Carrefour stores have dedicated Najm checkout counters for the Najm cash back platinum credit card members.
  • Exciting offers at carrefour.
  • Complimentary valet trolley at Carrefour on making minimum spending of 250 dirhams with this Najm card.
  • Zero percent Easy Payment Plan a maximum of 12 months at Carrefour.
  • 30 percent off on shopping, travel, dining, and entertainment from more than 450 partners.
  • Purchase protection and extended warranty.

The Final Words

All the aforementioned credit cards are the best shopping cards that make your shopping experience more rewarding. You can use any of these credit cards after comparing them based on their features, benefits, and fees & charges.

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